How does ZUGERZ's PE Ratio compare to its peers?

ZUGERZ is expensive based on its Price-To-Earnings Ratio (19.4x) compared to the peer average (3.9x).

How does ZUGERZ's PE Ratio compare vs other companies in the European Banks Industry?

ZUGERZ is expensive based on its Price-To-Earnings Ratio (19.4x) compared to the European Banks industry average (7.8x).

What is ZUGERZ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate ZUGERZ's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of ZUGERZ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

ZUGERZ (CHF8100) is trading above our estimate of [[fair value]] (CHF5072.89)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

ZUGERZ Stock Overview

Provides various banking products and services to private and corporate clients in Switzerland. More details

ZUGERZ fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	5/6
Financial Health	5/6
Dividends	4/6

Rewards

Earnings grew by 13.5% over the past year

Pays a reliable dividend of 2.67%

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Zuger Kantonalbank Competitors

TBC Bank Group

LSE:TBCG

UK£1.7b

Bank of Georgia Group

LSE:BGEO

UK£2.0b

Halyk Bank of Kazakhstan

LSE:HSBK

US$5.3b

Close Brothers Group

LSE:CBG

UK£351.9m

Price History & Performance

Summary of share price highs, lows and changes for Zuger Kantonalbank
Historical stock prices
Current Share Price	CHF 8,100.00
52 Week High	CHF 8,580.00
52 Week Low	CHF 7,520.00
Beta	-0.0094
1 Month Change	-0.49%
3 Month Change	-3.34%
1 Year Change	7.71%
3 Year Change	19.82%
5 Year Change	n/a
Change since IPO	67.70%

Recent updates

Shareholder Returns

	ZUGERZ	GB Banks	GB Market
7D	1.0%	1.3%	0.4%
1Y	7.7%	34.8%	3.3%

Return vs Industry: ZUGERZ underperformed the UK Banks industry which returned 33.6% over the past year.

Return vs Market: ZUGERZ exceeded the UK Market which returned 2.3% over the past year.

Price Volatility

Is ZUGERZ's price volatile compared to industry and market?
ZUGERZ volatility
ZUGERZ Average Weekly Movement	n/a
Banks Industry Average Movement	3.6%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.4%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: ZUGERZ's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine ZUGERZ's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1892	498	Hanspeter Rhyner	www.zugerkb.ch

Zuger Kantonalbank provides various banking products and services to private and corporate clients in Switzerland. It offers private banking products comprising bank accounts and debit and credit cards; private, savings, and rent deposit accounts; investment advisory, asset management, news and market analysis, and online financial investment services; investment products; home financing services, including mortgage and home ownership service; and pension products, financial planning, and tax services. The company also provides corporate banking products and services, such as corporate savings accounts and corporate cards; corporate and real estate financing services; occupational pension schemes; and foundation and succession planning services.

Zuger Kantonalbank Fundamentals Summary

How do Zuger Kantonalbank's earnings and revenue compare to its market cap?
ZUGERZ fundamental statistics
Market cap	CHF 2.37b
Earnings (TTM)	CHF 122.09m
Revenue (TTM)	CHF 307.11m

19.4x

P/E Ratio

1.6x

P/B Ratio

Is ZUGERZ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ZUGERZ income statement (TTM)
Revenue	CHF 307.11m
Cost of Revenue	CHF 0
Gross Profit	CHF 307.11m
Other Expenses	CHF 185.01m
Earnings	CHF 122.09m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	424.52
Gross Margin	100.00%
Net Profit Margin	39.76%
Debt/Equity Ratio	282.7%

How did ZUGERZ perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

51%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/01 09:58
End of Day Share Price	2024/12/30 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Zuger Kantonalbank is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Teresa Nielsen	Bank Vontobel AG