TRVCD Stock Overview

A diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions worldwide. More details

TRVCD fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	4/6
Past Performance	1/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 41.1% below our estimate of its fair value

Earnings are forecast to grow 31.01% per year

Pays a reliable dividend of 3.24%

Risk Analysis

Shares are highly illiquid

Profit margins (9.7%) are lower than last year (17.1%)

My Notes

Capture your thoughts, links and company narrative

Citigroup Inc. Competitors

HSBC Holdings

LSE:HSBA

UK£134.2b

Barclays

LSE:BARC

UK£37.4b

Lloyds Banking Group

LSE:LLOY

UK£32.8b

NatWest Group

LSE:NWG

UK£31.8b

Price History & Performance

Summary of share price highs, lows and changes for Citigroup
Historical stock prices
Current Share Price	US$67.76
52 Week High	US$68.23
52 Week Low	US$46.18
Beta	1.43
1 Month Change	3.94%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	60.42%

Recent updates

Shareholder Returns

	TRVCD	GB Banks	GB Market
7D	-0.5%	-1.6%	-2.6%
1Y	n/a	32.4%	2.4%

Return vs Industry: Insufficient data to determine how TRVCD performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how TRVCD performed against the UK Market.

Price Volatility

Is TRVCD's price volatile compared to industry and market?
TRVCD volatility
TRVCD Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.6%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: TRVCD's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine TRVCD's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1812	229,000	Jane Fraser	www.citigroup.com

Citigroup Inc., a diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions worldwide. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth.

Citigroup Inc. Fundamentals Summary

How do Citigroup's earnings and revenue compare to its market cap?
TRVCD fundamental statistics
Market cap	€125.41b
Earnings (TTM)	€6.42b
Revenue (TTM)	€66.42b

19.5x

P/E Ratio

0.7x

P/B Ratio

Is TRVCD overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TRVCD income statement (TTM)
Revenue	US$69.31b
Cost of Revenue	US$0
Gross Profit	US$69.31b
Other Expenses	US$62.61b
Earnings	US$6.70b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 15, 2025

Earnings per share (EPS)	3.54
Gross Margin	100.00%
Net Profit Margin	9.67%
Debt/Equity Ratio	317.5%

How did TRVCD perform over the long term?

See historical performance and comparison

Dividends

3.2%

Current Dividend Yield

61%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 06:32
End of Day Share Price	2024/12/17 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Citigroup Inc. is covered by 60 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Stephen Biggar	Argus Research Company
Jason Goldberg	Barclays
Peter Richardson	Berenberg