Spar Nord Bank Balance Sheet Health
Financial Health criteria checks 5/6
Spar Nord Bank has total assets of DKK135.0B and total equity of DKK13.4B. Total deposits are DKK99.3B, and total loans are DKK57.3B.
Key information
10.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | kr.99.33b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | kr.14.71b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SPNOC's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: SPNOC has a sufficient allowance for bad loans (105%).
Low Risk Liabilities: 82% of SPNOC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SPNOC has an appropriate level of Loans to Assets ratio (42%).
Low Risk Deposits: SPNOC's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: SPNOC has a high level of bad loans (2.6%).