Spar Nord Bank Balance Sheet Health
Financial Health criteria checks 5/6
Spar Nord Bank has total assets of DKK139.5B and total equity of DKK14.2B. Total deposits are DKK102.7B, and total loans are DKK59.6B.
Key information
9.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | DKK 102.66b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | DKK 15.56b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SPNOC's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: SPNOC has a sufficient allowance for bad loans (109%).
Low Risk Liabilities: 82% of SPNOC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SPNOC has an appropriate level of Loans to Assets ratio (43%).
Low Risk Deposits: SPNOC's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: SPNOC has a high level of bad loans (2.4%).