Spar Nord Bank Future Growth
Future criteria checks 0/6
Spar Nord Bank's revenue and earnings are forecast to decline at 2.7% and 11.4% per annum respectively. EPS is expected to decline by 7% per annum. Return on equity is forecast to be 14% in 3 years.
Key information
-11.4%
Earnings growth rate
-7.0%
EPS growth rate
| Banks earnings growth | 2.1% |
| Revenue growth rate | -2.7% |
| Future return on equity | 14.0% |
| Analyst coverage | Low |
| Last updated | 15 Nov 2024 |
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 5,466 | 1,810 | N/A | N/A | 2 |
| 12/31/2025 | 5,357 | 1,843 | N/A | N/A | 2 |
| 12/31/2024 | 5,708 | 2,259 | N/A | N/A | 2 |
| 9/30/2024 | 5,764 | 2,282 | -2,754 | -2,712 | N/A |
| 6/30/2024 | 5,875 | 2,412 | -5,070 | -5,021 | N/A |
| 3/31/2024 | 5,901 | 2,486 | -7,068 | -7,020 | N/A |
| 12/31/2023 | 5,691 | 2,374 | -6,451 | -6,407 | N/A |
| 9/30/2023 | 5,573 | 2,373 | -7,016 | -6,970 | N/A |
| 6/30/2023 | 5,058 | 2,041 | -5,752 | -5,703 | N/A |
| 3/31/2023 | 4,500 | 1,651 | -6,495 | -6,446 | N/A |
| 12/31/2022 | 4,067 | 1,370 | -8,922 | -8,867 | N/A |
| 9/30/2022 | 3,761 | 1,141 | -4,990 | -4,917 | N/A |
| 6/30/2022 | 3,710 | 1,128 | -2,622 | -2,540 | N/A |
| 3/31/2022 | 3,924 | 1,288 | -5,151 | -5,080 | N/A |
| 12/31/2021 | 3,937 | 1,307 | -6,375 | -6,017 | N/A |
| 9/30/2021 | 3,806 | 1,215 | -9,654 | -9,324 | N/A |
| 6/30/2021 | 3,656 | 1,119 | -10,753 | -10,422 | N/A |
| 3/31/2021 | 3,408 | 959 | -9,474 | -9,125 | N/A |
| 12/31/2020 | 3,017 | 688 | -5,332 | -5,286 | N/A |
| 9/30/2020 | 2,936 | 641 | -5,600 | -5,552 | N/A |
| 6/30/2020 | 3,004 | 720 | -3,939 | -3,895 | N/A |
| 3/31/2020 | 3,018 | 771 | -2,257 | -2,224 | N/A |
| 12/31/2019 | 3,317 | 1,010 | -4,298 | -4,248 | N/A |
| 9/30/2019 | 3,138 | 910 | -2,414 | -2,388 | N/A |
| 6/30/2019 | 2,993 | 798 | -3,428 | -3,401 | N/A |
| 3/31/2019 | 3,019 | 835 | -1,005 | -967 | N/A |
| 12/31/2018 | 3,017 | 883 | -1,819 | -1,758 | N/A |
| 9/30/2018 | 3,215 | 1,003 | -1,137 | -1,049 | N/A |
| 6/30/2018 | 3,219 | 1,008 | N/A | -2,115 | N/A |
| 3/31/2018 | 3,170 | 947 | N/A | -3,054 | N/A |
| 12/31/2017 | 3,188 | 953 | N/A | -1,796 | N/A |
| 9/30/2017 | 3,133 | 927 | N/A | -1,012 | N/A |
| 6/30/2017 | 3,181 | 1,010 | N/A | -1,571 | N/A |
| 3/31/2017 | 3,094 | 970 | N/A | -2,676 | N/A |
| 12/31/2016 | 2,906 | 818 | N/A | -1,636 | N/A |
| 9/30/2016 | 2,809 | 797 | N/A | -4,776 | N/A |
| 6/30/2016 | 2,651 | 637 | N/A | -7,957 | N/A |
| 3/31/2016 | 2,627 | 587 | N/A | -1,556 | N/A |
| 12/31/2015 | 2,991 | 887 | N/A | -4,292 | N/A |
| 9/30/2015 | 2,918 | 758 | N/A | 2,080 | N/A |
| 6/30/2015 | 2,939 | 806 | N/A | 8,258 | N/A |
| 3/31/2015 | 2,857 | 766 | N/A | 4,203 | N/A |
| 12/31/2014 | 2,630 | 614 | N/A | 4,799 | N/A |
| 9/30/2014 | 2,705 | 788 | N/A | 788 | N/A |
| 6/30/2014 | 2,627 | 717 | N/A | -431 | N/A |
| 3/31/2014 | 2,671 | 707 | N/A | -1,155 | N/A |
| 12/31/2013 | 2,486 | 536 | N/A | -3,272 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SPNOC's earnings are forecast to decline over the next 3 years (-11.4% per year).
Earnings vs Market: SPNOC's earnings are forecast to decline over the next 3 years (-11.4% per year).
High Growth Earnings: SPNOC's earnings are forecast to decline over the next 3 years.
Revenue vs Market: SPNOC's revenue is expected to decline over the next 3 years (-2.7% per year).
High Growth Revenue: SPNOC's revenue is forecast to decline over the next 3 years (-2.7% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SPNOC's Return on Equity is forecast to be low in 3 years time (14%).