Norion Bank Balance Sheet Health
Financial Health criteria checks 4/6
Norion Bank has total assets of SEK58.5B and total equity of SEK8.4B. Total deposits are SEK45.9B, and total loans are SEK47.4B.
Key information
6.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | SEK 45.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 22.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | SEK 3.54b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NORIOS's Assets to Equity ratio (6.9x) is low.
Allowance for Bad Loans: NORIOS has a low allowance for bad loans (45%).
Low Risk Liabilities: 92% of NORIOS's liabilities are made up of primarily low risk sources of funding.
Loan Level: NORIOS has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: NORIOS's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: NORIOS has a high level of bad loans (22.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/10/05 13:37 |
| End of Day Share Price | 2024/07/08 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Norion Bank AB (publ) is covered by 1 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Emil Jonsson | DNB Markets |