Luzerner Kantonalbank Past Earnings Performance
Past criteria checks 5/6
Luzerner Kantonalbank has been growing earnings at an average annual rate of 6.8%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 4.9% per year. Luzerner Kantonalbank's return on equity is 7.1%, and it has net margins of 44%.
Key information
6.8%
Earnings growth rate
2.8%
EPS growth rate
| Banks Industry Growth | 21.2% |
| Revenue growth rate | 4.9% |
| Return on equity | 7.1% |
| Net Margin | 44.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Luzerner Kantonalbank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 644 | 283 | 324 | 0 |
| 30 Jun 24 | 630 | 282 | 317 | 0 |
| 31 Mar 24 | 623 | 279 | 313 | 0 |
| 31 Dec 23 | 615 | 265 | 308 | 0 |
| 30 Sep 23 | 614 | 257 | 302 | 0 |
| 30 Jun 23 | 587 | 244 | 280 | 0 |
| 31 Mar 23 | 589 | 232 | 293 | 0 |
| 31 Dec 22 | 586 | 227 | 292 | 0 |
| 30 Sep 22 | 580 | 222 | 294 | 0 |
| 30 Jun 22 | 586 | 221 | 291 | 0 |
| 31 Mar 22 | 581 | 222 | 289 | 0 |
| 31 Dec 21 | 581 | 221 | 287 | 0 |
| 30 Sep 21 | 575 | 220 | 283 | 0 |
| 30 Jun 21 | 571 | 218 | 290 | 0 |
| 31 Mar 21 | 558 | 219 | 274 | 0 |
| 31 Dec 20 | 531 | 211 | 269 | 0 |
| 30 Sep 20 | 515 | 212 | 261 | 0 |
| 30 Jun 20 | 512 | 208 | 259 | 0 |
| 31 Mar 20 | 492 | 201 | 247 | 0 |
| 31 Dec 19 | 504 | 205 | 253 | 0 |
| 30 Sep 19 | 499 | 205 | 251 | 0 |
| 30 Jun 19 | 487 | 201 | 248 | 0 |
| 31 Mar 19 | 484 | 201 | 246 | 0 |
| 31 Dec 18 | 482 | 200 | 245 | 0 |
| 30 Sep 18 | 475 | 197 | 243 | 0 |
| 30 Jun 18 | 481 | 202 | 243 | 0 |
| 31 Mar 18 | 481 | 202 | 242 | 0 |
| 31 Dec 17 | 475 | 198 | 239 | 0 |
| 30 Sep 17 | 477 | 199 | 238 | 0 |
| 30 Jun 17 | 459 | 194 | 225 | 0 |
| 31 Mar 17 | 455 | 191 | 232 | 0 |
| 31 Dec 16 | 447 | 187 | 227 | 0 |
| 30 Sep 16 | 438 | 183 | 222 | 0 |
| 30 Jun 16 | 436 | 178 | 226 | 0 |
| 31 Mar 16 | 426 | 177 | 216 | 0 |
| 31 Dec 15 | 429 | 180 | 216 | 0 |
| 30 Sep 15 | 421 | 177 | 214 | 0 |
| 30 Jun 15 | 423 | 179 | 206 | 0 |
| 31 Mar 15 | 433 | 181 | 215 | 0 |
| 31 Dec 14 | 440 | 182 | 215 | 0 |
| 30 Sep 14 | 432 | 179 | 217 | 0 |
| 30 Jun 14 | 437 | 181 | 218 | 0 |
| 31 Mar 14 | 432 | 177 | 216 | 0 |
| 31 Dec 13 | 428 | 174 | 214 | 0 |
Quality Earnings: LUKNZ has high quality earnings.
Growing Profit Margin: LUKNZ's current net profit margins (44%) are higher than last year (41.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: LUKNZ's earnings have grown by 6.8% per year over the past 5 years.
Accelerating Growth: LUKNZ's earnings growth over the past year (10.4%) exceeds its 5-year average (6.8% per year).
Earnings vs Industry: LUKNZ earnings growth over the past year (10.4%) exceeded the Banks industry 10.1%.
Return on Equity
High ROE: LUKNZ's Return on Equity (7.1%) is considered low.