Luzerner Kantonalbank Balance Sheet Health
Financial Health criteria checks 5/6
Luzerner Kantonalbank has total assets of CHF59.7B and total equity of CHF4.0B. Total deposits are CHF29.5B, and total loans are CHF43.0B.
Key information
15x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | CHF 29.53b |
| Loan to deposit ratio | High |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CHF 10.67b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LUKNZ's Assets to Equity ratio (15x) is moderate.
Allowance for Bad Loans: LUKNZ has a sufficient allowance for bad loans (427%).
Low Risk Liabilities: 53% of LUKNZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: LUKNZ has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: LUKNZ's Loans to Deposits ratio (146%) is high.
Level of Bad Loans: LUKNZ has an appropriate level of bad loans (0.1%).