Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative (CNDFP) Stock Overview

Caisse Régionale de Crédit Agricole Mutuel Nord de France Société cooperative provides banking products and financial services in France. More details

CNDFP fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	2/6

Rewards

Price-To-Earnings ratio (9.7x) is below the UK market (16.5x)

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

CNDFP Community Fair Values

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Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative Competitors

Price History & Performance

Summary of share price highs, lows and changes for Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative
Historical stock prices
Current Share Price	€27.54
52 Week High	€27.54
52 Week Low	€23.70
Beta	0.68
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	76.05%
Change since IPO	104.72%

Recent updates

Shareholder Returns

	CNDFP	GB Banks	GB Market
7D	0%	5.1%	0.6%
1Y	n/a	57.0%	17.6%

Return vs Industry: Insufficient data to determine how CNDFP performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how CNDFP performed against the UK Market.

Price Volatility

Is CNDFP's price volatile compared to industry and market?
CNDFP volatility
CNDFP Average Weekly Movement	n/a
Banks Industry Average Movement	3.8%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.8%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: CNDFP's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine CNDFP's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1894	3,162	Laurent Martin	communication.ca-norddefrance.fr/

Caisse Régionale de Crédit Agricole Mutuel Nord de France Société cooperative provides banking products and financial services in France. The company offers savings support products, including monetary, bonds, and securities; and loans primarily for housing and consumption. It also provides life insurance, as well as insurance products for banking risk, financial losses, and multi-risk, as well as coverage for civil liabilities insurance products.

Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative Fundamentals Summary

How do Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative's earnings and revenue compare to its market cap?
CNDFP fundamental statistics
Market cap	€1.60b
Earnings (TTM)	€165.16m
Revenue (TTM)	€636.36m

9.7x

P/E Ratio

0.3x

P/B Ratio

Is CNDFP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CNDFP income statement (TTM)
Revenue	€636.36m
Cost of Revenue	€0
Gross Profit	€636.36m
Other Expenses	€471.20m
Earnings	€165.16m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	2.82
Gross Margin	100.00%
Net Profit Margin	25.95%
Debt/Equity Ratio	9.8%

How did CNDFP perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

18%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/02 09:05
End of Day Share Price	2025/10/02 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null Research Department	Gilbert Dupont
Jean Sassus	ODDO BHF Corporate & Markets

Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérativeBATS-CHIXE:CNDFP Stock Report