Banca Monte dei Paschi di Siena Balance Sheet Health
Financial Health criteria checks 4/6
Banca Monte dei Paschi di Siena has total assets of €122.5B and total equity of €11.3B. Total deposits are €83.6B, and total loans are €72.3B.
Key information
10.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €83.61b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €28.06b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BMPSM's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: BMPSM has a low allowance for bad loans (63%).
Low Risk Liabilities: 75% of BMPSM's liabilities are made up of primarily low risk sources of funding.
Loan Level: BMPSM has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: BMPSM's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: BMPSM has a high level of bad loans (4.1%).