Bank of Georgia Group PLC

BATS-CHIXE:BGEOL Stock Report

Market Cap: UK£2.0b

Bank of Georgia Group Past Earnings Performance

Past criteria checks 3/6

Bank of Georgia Group has been growing earnings at an average annual rate of 39.2%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 27% per year. Bank of Georgia Group's return on equity is 35.3%, and it has net margins of 74.6%.

Key information

39.2%

Earnings growth rate

40.9%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate27.0%
Return on equity35.3%
Net Margin74.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank of Georgia Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BATS-CHIXE:BGEOL Revenue, expenses and earnings (GEL Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,0822,3009980
30 Jun 242,7572,1498580
31 Mar 242,5312,1277030
31 Dec 232,4251,3916800
30 Sep 232,3121,6996450
30 Jun 232,1841,6326210
31 Mar 231,9851,5006030
31 Dec 221,8731,4405760
30 Sep 221,7611,0035530
30 Jun 221,6178985200
31 Mar 221,5308254810
31 Dec 211,3867244510
30 Sep 211,2286554340
30 Jun 211,1606184080
31 Mar 211,0405313910
31 Dec 208172943900
30 Sep 208313184060
30 Jun 208353044110
31 Mar 208262974040
31 Dec 191,0114983900
30 Sep 199604563730
30 Jun 199154333620
31 Mar 199163733560
31 Dec 188953613510
30 Sep 188303513500
30 Jun 187943273380
31 Mar 187463603250
31 Dec 177133393150
30 Sep 176212642570
30 Jun 176683122820
31 Mar 176893272960
31 Dec 166092662670
30 Sep 168224043590
30 Jun 167673463320
31 Mar 167393223170
31 Dec 156122772610
30 Sep 156642762930
30 Jun 156262572790
31 Mar 156012432670
31 Dec 145762332480
30 Sep 145652222390
30 Jun 145412182270
31 Mar 145032132160
31 Dec 135132012150

Quality Earnings: BGEOL has a large one-off gain of GEL669.4M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: BGEOL's current net profit margins (74.6%) are higher than last year (73.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BGEOL's earnings have grown significantly by 39.2% per year over the past 5 years.

Accelerating Growth: BGEOL's earnings growth over the past year (35.4%) is below its 5-year average (39.2% per year).

Earnings vs Industry: BGEOL earnings growth over the past year (35.4%) exceeded the Banks industry 10.1%.

Return on Equity

High ROE: Whilst BGEOL's Return on Equity (35.33%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 05:10
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of Georgia Group PLC is covered by 24 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andreas MarkouBerenberg
Olga VeselovaBofA Global Research
Gareth HuntCanaccord Genuity