Arbuthnot Banking Group PLC

AIM:ARBB Stock Report

Market Cap: UK£146.6m

Arbuthnot Banking Group Balance Sheet Health

Financial Health criteria checks 4/6

Arbuthnot Banking Group has total assets of £4.4B and total equity of £257.0M. Total deposits are £4.1B, and total loans are £2.1B.

Key information

17.3x

Asset to equity ratio

n/a

Net interest margin

Total deposits

UK£4.06b

Loan to deposit ratio

Appropriate

Bad loans

4.2%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

UK£1.88b

Recent financial health updates

No updates

Recent updates

Arbuthnot Banking Group (LON:ARBB) Is Increasing Its Dividend To £0.19

Aug 23
Arbuthnot Banking Group (LON:ARBB) Is Increasing Its Dividend To £0.19

Arbuthnot Banking Group (LON:ARBB) Is Increasing Its Dividend To £0.19

Jul 21
Arbuthnot Banking Group (LON:ARBB) Is Increasing Its Dividend To £0.19

Here's Why We Think Arbuthnot Banking Group (LON:ARBB) Is Well Worth Watching

Jul 19
Here's Why We Think Arbuthnot Banking Group (LON:ARBB) Is Well Worth Watching

Arbuthnot Banking Group's (LON:ARBB) Dividend Will Be Increased To £0.25

Apr 02
Arbuthnot Banking Group's (LON:ARBB) Dividend Will Be Increased To £0.25

Arbuthnot Banking Group's (LON:ARBB) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 05
Arbuthnot Banking Group's (LON:ARBB) Shareholders Will Receive A Bigger Dividend Than Last Year

Arbuthnot Banking Group's (LON:ARBB) Shareholders Will Receive A Bigger Dividend Than Last Year

Jul 22
Arbuthnot Banking Group's (LON:ARBB) Shareholders Will Receive A Bigger Dividend Than Last Year

Should Shareholders Reconsider Arbuthnot Banking Group PLC's (LON:ARBB) CEO Compensation Package?

May 20
Should Shareholders Reconsider Arbuthnot Banking Group PLC's (LON:ARBB) CEO Compensation Package?

If You Had Bought Arbuthnot Banking Group's (LON:ARBB) Shares Three Years Ago You Would Be Down 25%

Mar 08
If You Had Bought Arbuthnot Banking Group's (LON:ARBB) Shares Three Years Ago You Would Be Down 25%

What Did Arbuthnot Banking Group's (LON:ARBB) CEO Take Home Last Year?

Nov 22
What Did Arbuthnot Banking Group's (LON:ARBB) CEO Take Home Last Year?

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: ARBB's Assets to Equity ratio (17.3x) is moderate.

Allowance for Bad Loans: ARBB has a low allowance for bad loans (8%).

Low Risk Liabilities: 97% of ARBB's liabilities are made up of primarily low risk sources of funding.

Loan Level: ARBB has an appropriate level of Loans to Assets ratio (48%).

Low Risk Deposits: ARBB's Loans to Deposits ratio (52%) is appropriate.

Level of Bad Loans: ARBB has a high level of bad loans (4.2%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/29 05:44
End of Day Share Price 2024/12/27 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Arbuthnot Banking Group PLC is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark ThomasEdison Investment Research
Brian MorettaHardman & Co.
Mark ThomasHardman & Co.