Oma Säästöpankki Oyj Balance Sheet Health
Financial Health criteria checks 3/6
Oma Säästöpankki Oyj has total assets of €7.8B and total equity of €558.0M. Total deposits are €3.9B, and total loans are €6.4B.
Key information
13.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €3.92b |
| Loan to deposit ratio | High |
| Bad loans | 2.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €722.50m |
Recent financial health updates
No updates
Recent updates
With EPS Growth And More, Oma Säästöpankki Oyj (HEL:OMASP) Makes An Interesting Case
May 01
Increases to Oma Säästöpankki Oyj's (HEL:OMASP) CEO Compensation Might Cool off for now
Mar 20Oma Säästöpankki Oyj's (HEL:OMASP) Shareholders Will Receive A Bigger Dividend Than Last Year
Mar 15Oma Säästöpankki Oyj's (HEL:OMASP) Dividend Will Be Increased To €1.00
Mar 01Upgrade: Analysts Just Made A Sizeable Increase To Their Oma Säästöpankki Oyj (HEL:OMASP) Forecasts
Aug 04Do Oma Säästöpankki Oyj's (HEL:OMASP) Earnings Warrant Your Attention?
May 10Party Time: Brokers Just Made Major Increases To Their Oma Säästöpankki Oyj (HEL:OMASP) Earnings Forecasts
Aug 05Analyst Forecasts For Oma Säästöpankki Oyj (HEL:OMASP) Are Surging Higher
Jun 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OMASP's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: OMASP has a low allowance for bad loans (80%).
Low Risk Liabilities: 54% of OMASP's liabilities are made up of primarily low risk sources of funding.
Loan Level: OMASP has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: OMASP's Loans to Deposits ratio (163%) is high.
Level of Bad Loans: OMASP has a high level of bad loans (2.1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 21:21 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Oma Säästöpankki Oyj is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hans Rettedal Christiansen | Danske Bank |
| Sauli Vilen | Inderes Oy |
| Marianne Palmu | Inderes Oy |