Banco Santander Balance Sheet Health

Financial Health criteria checks 4/6

Banco Santander has total assets of €1,800.0B and total equity of €105.0B. Total deposits are €1,160.3B, and total loans are €1,051.6B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €387.9B.

Key information

17.1x

Asset to equity ratio

2.8%

Net interest margin

Total deposits

€1.16t

Loan to deposit ratio

Appropriate

Bad loans

3.3%

Allowance for bad loans

Low

Current ratio

Good

Cash & equivalents

€387.94b

Recent financial health updates

No updates

Recent updates

Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.0656

Apr 16
Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.0656

Banco Santander's (BME:SAN) Shareholders Will Receive A Bigger Dividend Than Last Year

Mar 25
Banco Santander's (BME:SAN) Shareholders Will Receive A Bigger Dividend Than Last Year

Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.0656

Mar 11
Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.0656

Banco Santander (BME:SAN) Will Pay A Larger Dividend Than Last Year At €0.0656

Feb 22
Banco Santander (BME:SAN) Will Pay A Larger Dividend Than Last Year At €0.0656

Should You Be Adding Banco Santander (BME:SAN) To Your Watchlist Today?

Jan 27
Should You Be Adding Banco Santander (BME:SAN) To Your Watchlist Today?

Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.0656

Oct 13
Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.0656

Is Now The Time To Put Banco Santander (BME:SAN) On Your Watchlist?

Sep 29
Is Now The Time To Put Banco Santander (BME:SAN) On Your Watchlist?

Is Now The Time To Put Banco Santander (BME:SAN) On Your Watchlist?

Jun 15
Is Now The Time To Put Banco Santander (BME:SAN) On Your Watchlist?

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SAN's Assets to Equity ratio (17.1x) is moderate.

Allowance for Bad Loans: SAN has a low allowance for bad loans (64%).

Low Risk Liabilities: 68% of SAN's liabilities are made up of primarily low risk sources of funding.

Loan Level: SAN has an appropriate level of Loans to Assets ratio (58%).

Low Risk Deposits: SAN's Loans to Deposits ratio (91%) is appropriate.

Level of Bad Loans: SAN has a high level of bad loans (3.3%).


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