Banco Santander Balance Sheet Health
Financial Health criteria checks 4/6
Banco Santander has total assets of €1,800.0B and total equity of €105.0B. Total deposits are €1,160.3B, and total loans are €1,051.6B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €387.9B.
Key information
17.1x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | €1.16t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.3% |
Allowance for bad loans | Low |
Current ratio | Good |
Cash & equivalents | €387.94b |
Recent financial health updates
No updates
Recent updates
Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.0656
Apr 16Banco Santander's (BME:SAN) Shareholders Will Receive A Bigger Dividend Than Last Year
Mar 25Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.0656
Mar 11Banco Santander (BME:SAN) Will Pay A Larger Dividend Than Last Year At €0.0656
Feb 22Should You Be Adding Banco Santander (BME:SAN) To Your Watchlist Today?
Jan 27Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.0656
Oct 13Is Now The Time To Put Banco Santander (BME:SAN) On Your Watchlist?
Sep 29Is Now The Time To Put Banco Santander (BME:SAN) On Your Watchlist?
Jun 15Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SAN's Assets to Equity ratio (17.1x) is moderate.
Allowance for Bad Loans: SAN has a low allowance for bad loans (64%).
Low Risk Liabilities: 68% of SAN's liabilities are made up of primarily low risk sources of funding.
Loan Level: SAN has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: SAN's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: SAN has a high level of bad loans (3.3%).