Banco Santander, S.A.

BME:SAN Stock Report

Market Cap: €101.0b

Banco Santander Future Growth

Future criteria checks 2/6

Banco Santander is forecast to grow earnings and revenue by 2.2% and 6.9% per annum respectively. EPS is expected to grow by 7% per annum. Return on equity is forecast to be 12.3% in 3 years.

Key information

2.2%

Earnings growth rate

6.95%

EPS growth rate

Banks earnings growth0.3%
Revenue growth rate6.9%
Future return on equity12.29%
Analyst coverage

Good

Last updated08 May 2025

Recent future growth updates

Recent updates

Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.0891

Mar 15
Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.0891

Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Mar 01
Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's
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Banco Santander set to boost capital revenues and RoTE by 2025

Feb 09Banco Santander is present in Europe (Germany, Austria, Belgium, Denmark, Spain, Finland, Isle of Man, Italy, Norway, Poland, Portugal and the UK); North America (USA, Mexico); South America (Argentin

With EPS Growth And More, Banco Santander (BME:SAN) Makes An Interesting Case

Dec 25
With EPS Growth And More, Banco Santander (BME:SAN) Makes An Interesting Case
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Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains

Nov 07 Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.

Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.081

Oct 25
Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.081

Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Oct 11
Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.081

Sep 27
Banco Santander (BME:SAN) Is Increasing Its Dividend To €0.081

Should You Be Adding Banco Santander (BME:SAN) To Your Watchlist Today?

Jun 23
Should You Be Adding Banco Santander (BME:SAN) To Your Watchlist Today?

Earnings and Revenue Growth Forecasts

BME:SAN - Analysts future estimates and past financials data (EUR Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202764,71413,639N/AN/A16
12/31/202662,97013,042N/AN/A17
12/31/202561,92112,791N/AN/A17
3/31/202550,73412,508-5,2974,643N/A
12/31/202450,79711,954-34,753-24,155N/A
9/30/202449,47811,497-51,065-38,354N/A
6/30/202448,93011,158-56,893-43,262N/A
3/31/202447,69910,701N/AN/AN/A
12/31/202345,77610,584-8,6285,015N/A
9/30/202344,1429,545N/AN/AN/A
6/30/202342,9189,486-3,0118,425N/A
3/31/202341,7189,104N/AN/AN/A
12/31/202241,9479,07616,86627,706N/A
9/30/202241,1209,025N/AN/AN/A
6/30/202240,4428,75623,52236,032N/A
3/31/202239,8868,493N/AN/AN/A
12/31/202139,0077,55845,28856,691N/A
9/30/202136,6985,574N/AN/AN/A
6/30/202135,6055,15739,80149,130N/A
3/31/202133,289-8,046N/AN/AN/A
12/31/202031,840-9,32357,63366,153N/A
9/30/202034,633-6,860N/AN/AN/A
6/30/202036,271-8,08937,41950,157N/A
3/31/202038,9594,55925,67639,343N/A
12/31/201940,9365,920-10,7543,389N/A
9/30/201940,1305,648N/AN/AN/A
6/30/201939,3986,697-2,3498,848N/A
3/31/201939,3397,01243312,642N/A
12/31/201839,3267,250N/A3,416N/A
9/30/201839,4606,761N/A-6,167N/A
6/30/201839,8916,272N/A20,885N/A
3/31/201839,6646,371N/A22,462N/A
12/31/201739,4026,224N/A40,188N/A
9/30/201737,9666,310N/A64,041N/A
6/30/201736,5316,564N/A40,295N/A
3/31/201735,7436,104N/A25,895N/A
12/31/201634,4785,870N/A21,823N/A
9/30/201633,6074,312N/A15,760N/A
6/30/201633,8844,310N/A9,765N/A
3/31/201634,4575,590N/A12,217N/A
12/31/201535,1815,690N/A5,678N/A
9/30/201536,6497,143N/A-9,296N/A
6/30/201536,0197,144N/A-18,149N/A
3/31/201534,3236,057N/A-18,589N/A
12/31/201434,7905,711N/A-7,168N/A
9/30/201433,9145,169N/A-10,148N/A
6/30/201432,8404,611N/A1,099N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: SAN's forecast earnings growth (2.2% per year) is above the savings rate (2%).

Earnings vs Market: SAN's earnings (2.2% per year) are forecast to grow slower than the Spanish market (5.2% per year).

High Growth Earnings: SAN's earnings are forecast to grow, but not significantly.

Revenue vs Market: SAN's revenue (6.9% per year) is forecast to grow faster than the Spanish market (4.6% per year).

High Growth Revenue: SAN's revenue (6.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: SAN's Return on Equity is forecast to be low in 3 years time (12.3%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/12 14:10
End of Day Share Price 2025/05/12 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banco Santander, S.A. is covered by 56 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
José Valle CarrascalAhorro Corporación
David GrinsztajnAlphaValue
Carlos PeixotoBanco BPI, S.A.