e-finance for Digital and Financial InvestmentsE Valuation
Is EFIH undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of EFIH when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: EFIH (EGP25.16) is trading above our estimate of fair value (EGP0.47)
Significantly Below Fair Value: EFIH is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for EFIH?
Other financial metrics that can be useful for relative valuation.
| What is EFIH's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | ج.م46.25b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 11.3x |
| Enterprise Value/EBITDA | 32.7x |
| PEG Ratio | 1.6x |
Price to Earnings Ratio vs Peers
How does EFIH's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 13.3x | ||
FWRY Fawry for Banking Technology and Electronic PaymentsE | 33.5x | 34.8% | ج.م20.7b |
EXPA Export Development Bank of Egypt (S.A.E.) | 4.6x | n/a | ج.م15.4b |
EKHO Egypt Kuwait Holding Company (S.A.E.) | 5.9x | 11.9% | US$927.1m |
HRHO EFG Holding | 9.3x | 18.0% | ج.م23.2b |
EFIH e-finance for Digital and Financial InvestmentsE | 41.7x | 26.6% | ج.م46.3b |
Price-To-Earnings vs Peers: EFIH is expensive based on its Price-To-Earnings Ratio (41.7x) compared to the peer average (13.3x).
Price to Earnings Ratio vs Industry
How does EFIH's PE Ratio compare vs other companies in the African Diversified Financial Industry?
Price-To-Earnings vs Industry: EFIH is expensive based on its Price-To-Earnings Ratio (41.7x) compared to the African Diversified Financial industry average (7.6x).
Price to Earnings Ratio vs Fair Ratio
What is EFIH's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 41.7x |
| Fair PE Ratio | 17.9x |
Price-To-Earnings vs Fair Ratio: EFIH is expensive based on its Price-To-Earnings Ratio (41.7x) compared to the estimated Fair Price-To-Earnings Ratio (17.9x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | ج.م24.51 | ج.م23.60 -3.7% | 0.4% | ج.م23.70 | ج.م23.50 | n/a | 2 |
| May ’25 | ج.م23.71 | ج.م23.60 -0.5% | 0.4% | ج.م23.70 | ج.م23.50 | n/a | 2 |
| Apr ’25 | ج.م23.09 | ج.م23.60 +2.2% | 0.4% | ج.م23.70 | ج.م23.50 | n/a | 2 |
| Mar ’25 | ج.م21.56 | ج.م23.60 +9.5% | 0.4% | ج.م23.70 | ج.م23.50 | n/a | 2 |
| Feb ’25 | ج.م17.78 | ج.م23.60 +32.7% | 0.4% | ج.م23.70 | ج.م23.50 | n/a | 2 |
| Jan ’25 | ج.م17.50 | ج.م23.35 +33.4% | 1.6% | ج.م23.70 | ج.م22.70 | n/a | 4 |
| Dec ’24 | ج.م17.72 | ج.م23.23 +31.1% | 1.6% | ج.م23.50 | ج.م22.70 | n/a | 3 |
| Nov ’24 | ج.م18.17 | ج.م23.23 +27.9% | 1.6% | ج.م23.50 | ج.م22.70 | n/a | 3 |
| Oct ’24 | ج.م18.27 | ج.م23.23 +27.2% | 1.6% | ج.م23.50 | ج.م22.70 | n/a | 3 |
| Sep ’24 | ج.م17.52 | ج.م23.23 +32.6% | 1.6% | ج.م23.50 | ج.م22.70 | n/a | 3 |
| Aug ’24 | ج.م17.93 | ج.م23.10 +28.8% | 1.7% | ج.م23.50 | ج.م22.70 | n/a | 2 |
| Jul ’24 | ج.م17.06 | ج.م23.10 +35.4% | 1.7% | ج.م23.50 | ج.م22.70 | n/a | 2 |
| Apr ’24 | ج.م17.24 | ج.م22.40 +29.9% | 4.9% | ج.م23.50 | ج.م21.30 | ج.م23.09 | 2 |
| Mar ’24 | ج.م18.60 | ج.م22.40 +20.4% | 4.9% | ج.م23.50 | ج.م21.30 | ج.م21.56 | 2 |
| Feb ’24 | ج.م17.50 | ج.م22.40 +28.0% | 4.9% | ج.م23.50 | ج.م21.30 | ج.م17.78 | 2 |
| Jan ’24 | ج.م19.01 | ج.م22.40 +17.8% | 4.9% | ج.م23.50 | ج.م21.30 | ج.م17.50 | 2 |
| Dec ’23 | ج.م17.96 | ج.م22.03 +22.7% | 3.3% | ج.م22.76 | ج.م21.30 | ج.م17.72 | 2 |
| Nov ’23 | ج.م16.02 | ج.م22.03 +37.5% | 3.3% | ج.م22.76 | ج.م21.30 | ج.م18.17 | 2 |
| Oct ’23 | ج.م13.69 | ج.م22.03 +60.9% | 3.3% | ج.م22.76 | ج.م21.30 | ج.م18.27 | 2 |
| Sep ’23 | ج.م14.34 | ج.م23.38 +63.0% | 2.7% | ج.م24.00 | ج.م22.76 | ج.م17.52 | 2 |
| Aug ’23 | ج.م14.25 | ج.م23.38 +64.1% | 2.7% | ج.م24.00 | ج.م22.76 | ج.م17.93 | 2 |
| Jul ’23 | ج.م13.50 | ج.م23.38 +73.2% | 2.7% | ج.م24.00 | ج.م22.76 | ج.م17.06 | 2 |
| Jun ’23 | ج.م16.11 | ج.م23.38 +45.1% | 2.7% | ج.م24.00 | ج.م22.76 | ج.م17.69 | 2 |
| May ’23 | ج.م17.47 | ج.م23.66 +35.4% | 1.2% | ج.م24.00 | ج.م23.30 | ج.م18.41 | 3 |
Analyst Forecast: Target price is lower than the current share price.