EFG Holding Company

CASE:HRHO Stock Report

Market Cap: ج.م29.6b

EFG Holding Valuation

Is HRHO undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of HRHO when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
ج.م0.039
Fair Value
54.5k% overvalued intrinsic discount
4
Number of Analysts

Below Fair Value: HRHO (EGP21.4) is trading above our estimate of fair value (EGP0.04)

Significantly Below Fair Value: HRHO is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HRHO?

Key metric: As HRHO is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for HRHO. This is calculated by dividing HRHO's market cap by their current earnings.
What is HRHO's PE Ratio?
PE Ratio7.2x
Earningsج.م4.12b
Market Capج.م29.55b

Price to Earnings Ratio vs Peers

How does HRHO's PE Ratio compare to its peers?

The above table shows the PE ratio for HRHO vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average7.2x
GDWA Gadwa for Industrial Development
3.5xn/aج.م4.7b
BTFH Beltone Financial Holding SAE
9.5xn/aج.م13.3b
PRDC Pioneers Properties for Urban Development
2.1xn/aج.م3.4b
EASB Egyptian Arabian Company (Themar) for securities Brokerage EAC
13.5xn/aج.م379.8m
HRHO EFG Holding
7.2x14.1%ج.م29.6b

Price-To-Earnings vs Peers: HRHO is expensive based on its Price-To-Earnings Ratio (7.2x) compared to the peer average (7.2x).

Price to Earnings Ratio vs Industry

How does HRHO's PE Ratio compare vs other companies in the EG Capital Markets Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
HRHO 7.2xIndustry Avg. 8.0xNo. of Companies4PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: HRHO is good value based on its Price-To-Earnings Ratio (7.2x) compared to the EG Capital Markets industry average (8x).

Price to Earnings Ratio vs Fair Ratio

What is HRHO's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HRHO PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio7.2x
Fair PE Ratio9.3x

Price-To-Earnings vs Fair Ratio: HRHO is good value based on its Price-To-Earnings Ratio (7.2x) compared to the estimated Fair Price-To-Earnings Ratio (9.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst HRHO forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentج.م21.40
ج.م30.65
+43.2%
7.3%ج.م33.00ج.م27.30n/a4
Jan ’26ج.م20.70
ج.م30.65
+48.1%
7.3%ج.م33.00ج.م27.30n/a4
Dec ’25ج.م21.01
ج.م31.18
+48.4%
7.8%ج.م33.00ج.م27.00n/a4
Nov ’25ج.م22.14
ج.م29.15
+31.7%
11.3%ج.م32.40ج.م24.90n/a4
Oct ’25ج.م24.93
ج.م29.15
+16.9%
11.3%ج.م32.40ج.م24.90n/a4
Sep ’25ج.م24.30
ج.م25.80
+6.2%
18.7%ج.م32.40ج.م18.90n/a4
Aug ’25ج.م20.55
ج.م25.40
+23.6%
17.0%ج.م30.80ج.م18.90n/a4
Jul ’25ج.م19.38
ج.م25.40
+31.1%
17.0%ج.م30.80ج.م18.90n/a4
Jun ’25ج.م15.40
ج.م25.40
+64.9%
17.0%ج.م30.80ج.م18.90n/a4
May ’25ج.م15.14
ج.م24.03
+58.7%
12.7%ج.م27.00ج.م18.90n/a4
Apr ’25ج.م17.80
ج.م22.23
+24.9%
18.0%ج.م27.00ج.م17.70n/a4
Mar ’25ج.م18.81
ج.م17.63
-6.3%
2.8%ج.م18.20ج.م17.00n/a3
Feb ’25ج.م18.38
ج.م17.63
-4.1%
2.8%ج.م18.20ج.م17.00n/a3
Jan ’25ج.م16.32
ج.م17.71
+8.5%
2.5%ج.م18.20ج.م17.00ج.م20.704
Dec ’24ج.م18.46
ج.م17.71
-4.1%
2.5%ج.م18.20ج.م17.00ج.م21.014
Nov ’24ج.م16.55
ج.م17.34
+4.8%
8.0%ج.م18.40ج.م14.30ج.م22.146
Oct ’24ج.م14.35
ج.م17.55
+22.3%
5.3%ج.م18.40ج.م15.60ج.م24.936
Sep ’24ج.م15.94
ج.م17.44
+9.4%
5.4%ج.م18.40ج.م15.60ج.م24.306
Aug ’24ج.م16.34
ج.م17.08
+4.5%
5.8%ج.م18.40ج.م15.60ج.م20.556
Jul ’24ج.م15.04
ج.م17.91
+19.1%
8.2%ج.م21.04ج.م16.00ج.م19.387
Jun ’24ج.م15.41
ج.م17.91
+16.2%
8.8%ج.م21.04ج.م16.00ج.م15.406
May ’24ج.م14.33
ج.م17.74
+23.8%
10.0%ج.م21.04ج.م15.29ج.م15.147
Apr ’24ج.م13.40
ج.م16.66
+24.4%
7.2%ج.م18.96ج.م15.12ج.م17.807
Mar ’24ج.م16.31
ج.م16.08
-1.4%
11.5%ج.م18.96ج.م13.12ج.م18.816
Feb ’24ج.م14.82
ج.م16.08
+8.5%
11.5%ج.م18.96ج.م13.12ج.م18.386
Jan ’24ج.م14.30
ج.م16.08
+12.4%
11.5%ج.م18.96ج.م13.12ج.م16.326
Analyst Price Target
Consensus Narrative from 4 Analysts
ج.م30.65
Fair Value
30.2% undervalued intrinsic discount
4
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 22:54
End of Day Share Price 2025/01/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

EFG Holding Company is covered by 14 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kais KriaaAlphaMena
Hany AmerArab African International Securities
Abanob MagdyBeltone Financial