Egyptian Gulf Bank (S.A.E)

CASE:EGBE Stock Report

Market Cap: US$146.9m

Egyptian Gulf Bank (S.A.E) Valuation

Is EGBE undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of EGBE when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
US$0.064
Fair Value
351.0% overvalued intrinsic discount
3
Number of Analysts

Below Fair Value: EGBE ($0.29) is trading above our estimate of fair value ($0.06)

Significantly Below Fair Value: EGBE is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for EGBE?

Key metric: As EGBE is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for EGBE. This is calculated by dividing EGBE's market cap by their current earnings.
What is EGBE's PE Ratio?
PE Ratio3.3x
Earningsج.م2.22b
Market Capج.م7.39b

Price to Earnings Ratio vs Peers

How does EGBE's PE Ratio compare to its peers?

The above table shows the PE ratio for EGBE vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average4.1x
SAUD alBaraka Bank EgyptE
3.6x15.8%ج.م8.7b
CANA Suez Canal Bank (S.A.E)
3.1xn/aج.م11.0b
UBEE United Bank
6.9x23.1%ج.م15.9b
ADIB Abu Dhabi Islamic Bank - Egypt -E
2.9x7.5%ج.م23.1b
EGBE Egyptian Gulf Bank (S.A.E)
3.3xn/aUS$146.9m

Price-To-Earnings vs Peers: EGBE is good value based on its Price-To-Earnings Ratio (3.3x) compared to the peer average (4.1x).

Price to Earnings Ratio vs Industry

How does EGBE's PE Ratio compare vs other companies in the African Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
EGBE 3.3xIndustry Avg. 5.4xNo. of Companies18PE0612182430+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: EGBE is good value based on its Price-To-Earnings Ratio (3.3x) compared to the African Banks industry average (5.3x).

Price to Earnings Ratio vs Fair Ratio

What is EGBE's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

EGBE PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio3.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate EGBE's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst EGBE forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$0.29
US$0.30
+5.8%
25.5%US$0.40US$0.21n/a3
Jan ’26US$0.27
US$0.35
+31.8%
39.4%US$0.54US$0.21n/a3
Dec ’25US$0.27
US$0.35
+29.3%
39.4%US$0.54US$0.21n/a3
Nov ’25US$0.28
US$0.26
-6.1%
19.3%US$0.31US$0.21n/a2
Oct ’25US$0.29
US$0.26
-10.9%
21.0%US$0.31US$0.20n/a2
Sep ’25US$0.25
US$0.26
+3.4%
21.0%US$0.31US$0.20n/a2
Aug ’25US$0.29
US$0.26
-10.3%
21.0%US$0.31US$0.20n/a2
Jul ’25US$0.29
US$0.36
+23.2%
5.8%US$0.38US$0.34n/a2
Jun ’25US$0.31
US$0.36
+16.6%
5.8%US$0.38US$0.34n/a2
May ’25US$0.31
US$0.30
-1.2%
26.8%US$0.38US$0.19n/a3
Apr ’25US$0.31
US$0.40
+29.1%
23.2%US$0.52US$0.29n/a3
Mar ’25US$0.33
US$0.40
+19.6%
23.2%US$0.52US$0.29n/a3
Feb ’25US$0.31
US$0.40
+29.1%
23.2%US$0.52US$0.29US$0.283
Jan ’25US$0.30
US$0.40
+31.0%
23.2%US$0.52US$0.29US$0.273
Dec ’24US$0.30
US$0.34
+11.3%
13.0%US$0.38US$0.29US$0.272
Nov ’24US$0.31
US$0.34
+7.8%
13.0%US$0.38US$0.29US$0.282
Oct ’24US$0.33
US$0.36
+10.9%
4.5%US$0.38US$0.34US$0.293
Sep ’24US$0.34
US$0.36
+7.4%
4.5%US$0.38US$0.34US$0.253
Aug ’24US$0.34
US$0.36
+7.7%
4.5%US$0.38US$0.34US$0.293
Jul ’24US$0.37
US$0.36
-2.5%
4.5%US$0.38US$0.34US$0.293
Jun ’24US$0.40
US$0.36
-8.2%
4.5%US$0.38US$0.34US$0.313
May ’24US$0.43
US$0.36
-15.1%
4.5%US$0.38US$0.34US$0.313
Apr ’24US$0.42
US$0.33
-21.6%
23.5%US$0.38US$0.22US$0.313
Mar ’24US$0.46
US$0.33
-28.5%
23.5%US$0.38US$0.22US$0.333
Feb ’24US$0.47
US$0.37
-21.6%
21.7%US$0.46US$0.27US$0.313
Analyst Price Target
Consensus Narrative from 3 Analysts
US$0.30
Fair Value
5.4% undervalued intrinsic discount
3
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 15:04
End of Day Share Price 2025/02/06 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Egyptian Gulf Bank (S.A.E) is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Abanob MagdyBeltone Financial
Elena Sanchez-CabezudoEFG-Hermes Research