Egyptian Gulf Bank (S.A.E) Past Earnings Performance
Past criteria checks 4/6
Egyptian Gulf Bank (S.A.E) has been growing earnings at an average annual rate of 13.7%, while the Banks industry saw earnings growing at 21.1% annually. Revenues have been growing at an average rate of 15.7% per year. Egyptian Gulf Bank (S.A.E)'s return on equity is 19.9%, and it has net margins of 27.7%.
Key information
13.7%
Earnings growth rate
14.5%
EPS growth rate
| Banks Industry Growth | 17.1% |
| Revenue growth rate | 15.7% |
| Return on equity | 19.9% |
| Net Margin | 27.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Egyptian Gulf Bank (S.A.E) makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 4,455 | 1,232 | 2,119 | 0 |
| 30 Sep 23 | 4,225 | 1,012 | 1,983 | 0 |
| 30 Jun 23 | 3,920 | 959 | 1,880 | 0 |
| 31 Mar 23 | 3,596 | 846 | 1,793 | 0 |
| 31 Dec 22 | 3,226 | 743 | 1,604 | 0 |
| 30 Sep 22 | 2,074 | 399 | 859 | 0 |
| 30 Jun 22 | 2,017 | 357 | 780 | 0 |
| 31 Mar 22 | 3,076 | 622 | 1,404 | 0 |
| 31 Dec 21 | 2,844 | 609 | 1,381 | 0 |
| 30 Sep 21 | 3,834 | 907 | 2,027 | 0 |
| 30 Jun 21 | 3,665 | 883 | 2,017 | 0 |
| 31 Mar 21 | 3,610 | 865 | 2,032 | 0 |
| 31 Dec 20 | 2,589 | 544 | 1,373 | 0 |
| 30 Sep 20 | 2,384 | 577 | 1,311 | 0 |
| 30 Jun 20 | 2,316 | 595 | 1,260 | 0 |
| 31 Mar 20 | 1,105 | 281 | 530 | 0 |
| 31 Dec 19 | 2,098 | 587 | 1,120 | 0 |
| 30 Sep 19 | 2,038 | 554 | 1,071 | 0 |
| 30 Jun 19 | 2,014 | 526 | 1,043 | 0 |
| 31 Mar 19 | 1,945 | 531 | 985 | 0 |
| 31 Dec 18 | 1,935 | 523 | 949 | 0 |
| 30 Sep 18 | 1,805 | 502 | 887 | 0 |
| 30 Jun 18 | 1,800 | 486 | 876 | 0 |
| 31 Mar 18 | 1,764 | 434 | 833 | 0 |
| 31 Dec 17 | 1,705 | 433 | 791 | 0 |
| 30 Sep 17 | 1,522 | 416 | 707 | 0 |
| 30 Jun 17 | 1,418 | 364 | 656 | 0 |
| 31 Mar 17 | 1,421 | 390 | 689 | 0 |
| 31 Dec 16 | 1,297 | 346 | 655 | 0 |
| 30 Sep 16 | 1,295 | 324 | 659 | 0 |
| 30 Jun 16 | 1,154 | 353 | 585 | 0 |
| 31 Mar 16 | 900 | 269 | 437 | 0 |
| 31 Dec 15 | 740 | 237 | 347 | 0 |
| 30 Sep 15 | 666 | 224 | 293 | 0 |
| 30 Jun 15 | 584 | 198 | 244 | 0 |
| 31 Mar 15 | 515 | 193 | 214 | 0 |
| 31 Dec 14 | 506 | 185 | 198 | 0 |
| 30 Sep 14 | 481 | 198 | 190 | 0 |
| 30 Jun 14 | 448 | 177 | 174 | 0 |
| 31 Mar 14 | 451 | 181 | 171 | 0 |
| 31 Dec 13 | 428 | 170 | 167 | 0 |
| 30 Sep 13 | 403 | 156 | 161 | 0 |
| 30 Jun 13 | 382 | 148 | 159 | 0 |
Quality Earnings: EGBE has high quality earnings.
Growing Profit Margin: EGBE's current net profit margins (27.7%) are higher than last year (23%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: EGBE's earnings have grown by 13.7% per year over the past 5 years.
Accelerating Growth: EGBE's earnings growth over the past year (65.9%) exceeds its 5-year average (13.7% per year).
Earnings vs Industry: EGBE earnings growth over the past year (65.9%) did not outperform the Banks industry 72.6%.
Return on Equity
High ROE: EGBE's Return on Equity (19.9%) is considered low.