SJF Bank (SPKSJF) Stock Overview

A savings bank, provides financial products and services to private and corporate customers. More details

SPKSJF fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance3/6
Financial Health4/6
Dividends2/6

SPKSJF Community Fair Values

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SJF Bank A/S Competitors

Price History & Performance

Summary of share price highs, lows and changes for SJF Bank
Historical stock prices
Current Share PriceDKK 323.50
52 Week HighDKK 325.00
52 Week LowDKK 203.50
Beta0.29
1 Month Change5.20%
3 Month Change19.59%
1 Year Change48.39%
3 Year Change112.13%
5 Year Change286.96%
Change since IPO226.77%

Recent News & Updates

Recent updates

How Does Sparekassen Sjælland-Fyn A/S (CPH:SPKSJF) Fare As A Dividend Stock?

Feb 09
How Does Sparekassen Sjælland-Fyn A/S (CPH:SPKSJF) Fare As A Dividend Stock?

What Can We Learn About Sparekassen Sjælland-Fyn's (CPH:SPKSJF) CEO Compensation?

Dec 18
What Can We Learn About Sparekassen Sjælland-Fyn's (CPH:SPKSJF) CEO Compensation?

Shareholder Returns

SPKSJFDK BanksDK Market
7D3.4%0.2%-0.9%
1Y48.4%27.9%-35.6%

Return vs Industry: SPKSJF exceeded the Danish Banks industry which returned 27.9% over the past year.

Return vs Market: SPKSJF exceeded the Danish Market which returned -35.6% over the past year.

Price Volatility

Is SPKSJF's price volatile compared to industry and market?
SPKSJF volatility
SPKSJF Average Weekly Movement3.1%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DK Market8.4%
10% least volatile stocks in DK Market2.6%

Stable Share Price: SPKSJF has not had significant price volatility in the past 3 months compared to the Danish market.

Volatility Over Time: SPKSJF's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1825552Lars Peterssonwww.sjfbank.dk

SJF Bank A/S, a savings bank, provides financial products and services to private and corporate customers. The company offers residence and car loans, pension, investment, and insurance products. It also offers online and mobile banking, as well as provides digital solutions.

SJF Bank A/S Fundamentals Summary

How do SJF Bank's earnings and revenue compare to its market cap?
SPKSJF fundamental statistics
Market capDKK 5.15b
Earnings (TTM)DKK 569.01m
Revenue (TTM)DKK 1.74b
9.1x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SPKSJF income statement (TTM)
RevenueDKK 1.74b
Cost of RevenueDKK 0
Gross ProfitDKK 1.74b
Other ExpensesDKK 1.17b
EarningsDKK 569.01m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)35.44
Gross Margin100.00%
Net Profit Margin32.75%
Debt/Equity Ratio46.1%

How did SPKSJF perform over the long term?

See historical performance and comparison

Dividends

3.1%
Current Dividend Yield
29%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/14 21:45
End of Day Share Price 2025/07/14 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SJF Bank A/S is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Asbjørn MørkDanske Bank