SJF Bank (SJF) Stock Overview
Provides various banking products and services in Denmark. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
SJF Community Fair Values
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SJF Bank A/S Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | DKK 302.50 |
| 52 Week High | DKK 399.00 |
| 52 Week Low | DKK 241.00 |
| Beta | 0.18 |
| 1 Month Change | -17.12% |
| 3 Month Change | -17.80% |
| 1 Year Change | 7.08% |
| 3 Year Change | 69.47% |
| 5 Year Change | 172.52% |
| Change since IPO | 205.56% |
Recent News & Updates
Shareholder Returns
| SJF | DK Banks | DK Market | |
|---|---|---|---|
| 7D | -1.5% | -2.9% | -4.2% |
| 1Y | 7.1% | 29.2% | -27.6% |
Return vs Industry: SJF underperformed the Danish Banks industry which returned 29.2% over the past year.
Return vs Market: SJF exceeded the Danish Market which returned -27.6% over the past year.
Price Volatility
| SJF volatility | |
|---|---|
| SJF Average Weekly Movement | 3.9% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DK Market | 9.1% |
| 10% least volatile stocks in DK Market | 3.0% |
Stable Share Price: SJF has not had significant price volatility in the past 3 months compared to the Danish market.
Volatility Over Time: SJF's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1825 | 579 | Lars Petersson | www.sjfbank.dk |
SJF Bank A/S provides various banking products and services in Denmark. It provides savings, wealth, and other accounts; housing, car, and agriculture loans; insurance and pension products; investment services; leasing and consulting services; and private banking services, as well as online and mobile banking services. The company was formerly known as Sparekassen Sjælland-Fyn A/S and changed its name to SJF Bank A/S in May 2025.
SJF Bank A/S Fundamentals Summary
| SJF fundamental statistics | |
|---|---|
| Market cap | DKK 4.91b |
| Earnings (TTM) | DKK 557.09m |
| Revenue (TTM) | DKK 1.77b |
Is SJF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SJF income statement (TTM) | |
|---|---|
| Revenue | DKK 1.77b |
| Cost of Revenue | DKK 0 |
| Gross Profit | DKK 1.77b |
| Other Expenses | DKK 1.21b |
| Earnings | DKK 557.09m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 34.33 |
| Gross Margin | 100.00% |
| Net Profit Margin | 31.48% |
| Debt/Equity Ratio | 54.2% |
How did SJF perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/25 12:57 |
| End of Day Share Price | 2026/03/24 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
SJF Bank A/S is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Asbjørn Mørk | Danske Bank |