Mensch und Maschine Software SE

XTRA:MUM Stock Report

Market Cap: €586.2m

Mensch und Maschine Software Future Growth

Future criteria checks 3/6

Mensch und Maschine Software is forecast to grow earnings and revenue by 12.2% and 8% per annum respectively. EPS is expected to grow by 12.1% per annum. Return on equity is forecast to be 47.3% in 3 years.

Key information

12.2%

Earnings growth rate

12.06%

EPS growth rate

Software earnings growth12.7%
Revenue growth rate8.0%
Future return on equity47.31%
Analyst coverage

Low

Last updated20 Aug 2026

Recent future growth updates

Analysis Article • Jul 23

Revenue Beat: Mensch und Maschine Software SE Beat Analyst Estimates By 5.5%

Last week saw the newest second-quarter earnings release from Mensch und Maschine Software SE ( ETR:MUM ), an important...

Recent updates

Analysis Article • Mar 24

Concerns Surrounding Mensch und Maschine Software's (ETR:MUM) Performance

Mensch und Maschine Software SE's ( ETR:MUM ) robust recent earnings didn't do much to move the stock. We think this is...
Analysis Article • Feb 13

Mensch und Maschine Software SE's (ETR:MUM) Earnings Haven't Escaped The Attention Of Investors

Mensch und Maschine Software SE's ( ETR:MUM ) price-to-earnings (or "P/E") ratio of 22x might make it look like a sell...
Analysis Article • Jan 29

Is Mensch und Maschine Software (ETR:MUM) A Risky Investment?

Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...
Analysis Article • Aug 30

Some Shareholders Feeling Restless Over Mensch und Maschine Software SE's (ETR:MUM) P/E Ratio

Mensch und Maschine Software SE's ( ETR:MUM ) price-to-earnings (or "P/E") ratio of 27.3x might make it look like a...
Analysis Article • Apr 30

Mensch und Maschine Software's (ETR:MUM) Soft Earnings Don't Show The Whole Picture

Mensch und Maschine Software SE's ( ETR:MUM ) stock was strong despite it releasing a soft earnings report last week...
Analysis Article • Apr 23

Mensch und Maschine Software (ETR:MUM) Is Paying Out A Larger Dividend Than Last Year

Mensch und Maschine Software SE's ( ETR:MUM ) dividend will be increasing from last year's payment of the same period...
Analysis Article • Apr 16

Unpleasant Surprises Could Be In Store For Mensch und Maschine Software SE's (ETR:MUM) Shares

With a price-to-earnings (or "P/E") ratio of 28.5x Mensch und Maschine Software SE ( ETR:MUM ) may be sending very...
Analysis Article • Apr 01

Mensch und Maschine Software (ETR:MUM) Is Increasing Its Dividend To €1.85

Mensch und Maschine Software SE's ( ETR:MUM ) dividend will be increasing from last year's payment of the same period...
Analysis Article • Mar 19

Revenue Downgrade: Here's What Analysts Forecast For Mensch und Maschine Software SE (ETR:MUM)

Market forces rained on the parade of Mensch und Maschine Software SE ( ETR:MUM ) shareholders today, when the analysts...
Analysis Article • Mar 13

Mensch und Maschine Software (ETR:MUM) Is Paying Out A Larger Dividend Than Last Year

The board of Mensch und Maschine Software SE ( ETR:MUM ) has announced that the dividend on 13th of May will be...
Analysis Article • Mar 07

We Think Mensch und Maschine Software (ETR:MUM) Can Manage Its Debt With Ease

Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...
Analysis Article • Feb 21

Mensch und Maschine Software SE (ETR:MUM) Analysts Just Slashed Next Year's Revenue Estimates By 11%

One thing we could say about the analysts on Mensch und Maschine Software SE ( ETR:MUM ) - they aren't optimistic...
Analysis Article • Feb 14

Mensch und Maschine Software (ETR:MUM) Is Increasing Its Dividend To €1.85

Mensch und Maschine Software SE ( ETR:MUM ) has announced that it will be increasing its periodic dividend on the 13th...
Analysis Article • Nov 15

We Think Mensch und Maschine Software (ETR:MUM) Can Manage Its Debt With Ease

David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
Analysis Article • Oct 26

Mensch und Maschine Software's (ETR:MUM) Performance Is Even Better Than Its Earnings Suggest

Mensch und Maschine Software SE's ( ETR:MUM ) strong earnings report was rewarded with a positive stock price move. We...
Analysis Article • Jun 03

An Intrinsic Calculation For Mensch und Maschine Software SE (ETR:MUM) Suggests It's 37% Undervalued

Key Insights The projected fair value for Mensch und Maschine Software is €89.87 based on 2 Stage Free Cash Flow to...
Analysis Article • May 21

The Trend Of High Returns At Mensch und Maschine Software (ETR:MUM) Has Us Very Interested

There are a few key trends to look for if we want to identify the next multi-bagger. Typically, we'll want to notice a...
Analysis Article • May 03

Mensch und Maschine Software's (ETR:MUM) Upcoming Dividend Will Be Larger Than Last Year's

Mensch und Maschine Software SE ( ETR:MUM ) will increase its dividend from last year's comparable payment on the 6th...
Analysis Article • Apr 19

Mensch und Maschine Software's (ETR:MUM) Upcoming Dividend Will Be Larger Than Last Year's

Mensch und Maschine Software SE ( ETR:MUM ) has announced that it will be increasing its dividend from last year's...
Analysis Article • Jan 06

Are Investors Undervaluing Mensch und Maschine Software SE (ETR:MUM) By 42%?

Key Insights Mensch und Maschine Software's estimated fair value is €88.05 based on 2 Stage Free Cash Flow to Equity...
Analysis Article • Dec 19

Is Now An Opportune Moment To Examine Mensch und Maschine Software SE (ETR:MUM)?

Mensch und Maschine Software SE ( ETR:MUM ), might not be a large cap stock, but it received a lot of attention from a...
Analysis Article • Nov 03

Here's Why We Think Mensch und Maschine Software (ETR:MUM) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analysis Article • Sep 08

Mensch und Maschine Software SE's (ETR:MUM) Intrinsic Value Is Potentially 57% Above Its Share Price

Key Insights Mensch und Maschine Software's estimated fair value is €80.67 based on 2 Stage Free Cash Flow to Equity...
Analysis Article • Jul 23

Revenue Beat: Mensch und Maschine Software SE Beat Analyst Estimates By 5.5%

Last week saw the newest second-quarter earnings release from Mensch und Maschine Software SE ( ETR:MUM ), an important...
Analysis Article • Jul 21

We Think Mensch und Maschine Software (ETR:MUM) Can Manage Its Debt With Ease

Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
Analysis Article • Apr 05

Mensch und Maschine Software's (ETR:MUM) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of Mensch und Maschine Software SE ( ETR:MUM ) has announced that it will be paying its dividend of €1.40 on...
Analysis Article • Feb 25

Here's Why We Think Mensch und Maschine Software (ETR:MUM) Is Well Worth Watching

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article • Jan 22

Is Now The Time To Look At Buying Mensch und Maschine Software SE (ETR:MUM)?

Mensch und Maschine Software SE ( ETR:MUM ), might not be a large cap stock, but it received a lot of attention from a...
Analysis Article • Jan 10

Is Mensch und Maschine Software (ETR:MUM) Using Too Much Debt?

Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
Analysis Article • Dec 22

Is Mensch und Maschine Software SE (ETR:MUM) Trading At A 28% Discount?

Today we will run through one way of estimating the intrinsic value of Mensch und Maschine Software SE ( ETR:MUM ) by...
Analysis Article • Oct 22

Should You Think About Buying Mensch und Maschine Software SE (ETR:MUM) Now?

Mensch und Maschine Software SE ( ETR:MUM ), might not be a large cap stock, but it received a lot of attention from a...
Analysis Article • Sep 25

These 4 Measures Indicate That Mensch und Maschine Software (ETR:MUM) Is Using Debt Safely

Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it seems the smart money knows that...
Analysis Article • Aug 05

Returns On Capital Are A Standout For Mensch und Maschine Software (ETR:MUM)

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Analysis Article • Jul 14

If EPS Growth Is Important To You, Mensch und Maschine Software (ETR:MUM) Presents An Opportunity

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article • Jun 14

Is Mensch und Maschine Software (ETR:MUM) A Risky Investment?

Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it seems the smart money knows that...
Analysis Article • Jun 01

Is Mensch und Maschine Software SE (ETR:MUM) Potentially Undervalued?

While Mensch und Maschine Software SE ( ETR:MUM ) might not be the most widely known stock at the moment, it saw a...
Analysis Article • May 06

Mensch und Maschine Software's (ETR:MUM) Dividend Will Be Increased To €1.20

The board of Mensch und Maschine Software SE ( ETR:MUM ) has announced that it will be increasing its dividend on the...
Analysis Article • Apr 22

Mensch und Maschine Software (ETR:MUM) Has Announced That It Will Be Increasing Its Dividend To €1.20

Mensch und Maschine Software SE ( ETR:MUM ) will increase its dividend on the 9th of June to €1.20. The announced...
Analysis Article • Apr 12

Here's Why I Think Mensch und Maschine Software (ETR:MUM) Is An Interesting Stock

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Analysis Article • Mar 23

Mensch und Maschine Software (ETR:MUM) Has Announced That It Will Be Increasing Its Dividend To €1.20

The board of Mensch und Maschine Software SE ( ETR:MUM ) has announced that it will be increasing its dividend on the...

Earnings and Revenue Growth Forecasts

XTRA:MUM - Analysts future estimates and past financials data (EUR Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20283034658674
12/31/20272804152614
12/31/20262583630414
6/30/2026248321827N/A
3/31/202624433920N/A
12/31/202523932617N/A
9/30/2025233291626N/A
6/30/2025271293446N/A
3/31/2025291304253N/A
12/31/2024326305262N/A
9/30/2024350334655N/A
6/30/2024324314350N/A
3/31/2024320304552N/A
12/31/2023322294451N/A
9/30/2023334294753N/A
6/30/2023338283946N/A
3/31/2023338284652N/A
12/31/2022320263339N/A
9/30/2022300253641N/A
6/30/2022287243338N/A
3/31/2022279232732N/A
12/31/2021266213237N/A
9/30/2021257202731N/A
6/30/2021250202832N/A
3/31/2021238193337N/A
12/31/2020244192934N/A
9/30/2020252183338N/A
6/30/2020256183337N/A
3/31/202026118N/A33N/A
12/31/201924617N/A26N/A
9/30/201922615N/A26N/A
6/30/201921114N/A20N/A
3/31/201920013N/A15N/A
12/31/201818512N/A15N/A
9/30/201817911N/A13N/A
6/30/201817210N/A17N/A
3/31/20181649N/A14N/A
12/31/20171619N/A15N/A
9/30/20171558N/A16N/A
6/30/20171638N/A15N/A
3/31/20171627N/A16N/A
12/31/20161677N/A15N/A
9/30/20161696N/A12N/A
6/30/20161675N/A11N/A
3/31/20161685N/A14N/A
12/31/20151604N/A15N/A
9/30/20151564N/A13N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: MUM's forecast earnings growth (12.2% per year) is above the savings rate (2.1%).

Earnings vs Market: MUM's earnings (12.2% per year) are forecast to grow slower than the German market (15.2% per year).

High Growth Earnings: MUM's earnings are forecast to grow, but not significantly.

Revenue vs Market: MUM's revenue (8% per year) is forecast to grow faster than the German market (6.6% per year).

High Growth Revenue: MUM's revenue (8% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: MUM's Return on Equity is forecast to be very high in 3 years time (47.3%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 18:10
End of Day Share Price 2026/09/14 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Mensch und Maschine Software SE is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nay Soe NaingBerenberg
Nicolas HermsDeutsche Bank
Cosmin FilkerGBC AG