How does OA9's PE Ratio compare to its peers?

OA9 is good value based on its Price-To-Earnings Ratio (7.4x) compared to the peer average (17.9x).

How does OA9's PE Ratio compare vs other companies in the European Insurance Industry?

OA9 is good value based on its Price-To-Earnings Ratio (7.4x) compared to the European Insurance industry average (11.9x).

What is OA9's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate OA9's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of OA9 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

OA9 (€0.04) is trading below our estimate of [[fair value]] (€0.12)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

OA9 Stock Overview

Through its subsidiaries, provides banking and multi financing products and services in Indonesia. More details

OA9 fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	1/6
Financial Health	3/6
Dividends	0/6

Rewards

Trading at 68.3% below our estimate of its fair value

Became profitable this year

Risk Analysis

Earnings have declined by 23.1% per year over past 5 years

Large one-off items impacting financial results

My Notes

Capture your thoughts, links and company narrative

PT Paninvest Tbk Competitors

Wüstenrot & Württembergische

XTRA:WUW

€1.1b

RheinLand Holding

DUSE:RLV

€122.1m

DFV Deutsche Familienversicherung

HMSE:DFV

€84.6m

NÜRNBERGER Beteiligungs-AG

XTRA:NBG6

€548.4m

Price History & Performance

Summary of share price highs, lows and changes for Paninvest
Historical stock prices
Current Share Price	Rp0.038
52 Week High	Rp0.038
52 Week Low	Rp0.038
Beta	0.35
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	100.00%

Recent updates

Shareholder Returns

	OA9	DE Insurance	DE Market
7D	0%	-0.4%	0.3%
1Y	n/a	21.8%	6.9%

Return vs Industry: Insufficient data to determine how OA9 performed against the German Insurance industry.

Return vs Market: Insufficient data to determine how OA9 performed against the German Market.

Price Volatility

Is OA9's price volatile compared to industry and market?
OA9 volatility
OA9 Average Weekly Movement	0%
Insurance Industry Average Movement	3.2%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	11.7%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine OA9's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1973	11,293	Paulus Intan	www.paninvest.co.id

PT Paninvest Tbk, through its subsidiaries, provides banking and multi financing products and services in Indonesia. It operates through Life Insurance and Business Consulting Service, Banking and Multi-Finance, Trade and Services, and Tourist segments. It offers Sharia banking products and services; and financing, and mutual funds services.

PT Paninvest Tbk Fundamentals Summary

How do Paninvest's earnings and revenue compare to its market cap?
OA9 fundamental statistics
Market cap	€257.43m
Earnings (TTM)	€35.00m
Revenue (TTM)	€1.14b

7.4x

P/E Ratio

0.2x

P/S Ratio

Is OA9 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OA9 income statement (TTM)
Revenue	Rp18.96t
Cost of Revenue	Rp1.90t
Gross Profit	Rp17.07t
Other Expenses	Rp16.48t
Earnings	Rp583.62b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	143.45
Gross Margin	90.00%
Net Profit Margin	3.08%
Debt/Equity Ratio	22.9%

How did OA9 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/01 16:21
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Paninvest Tbk is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Paninvest MUN:OA9 Stock Report