Citizens, Inc.

DB:YCX Stock Report

Market Cap: €215.8m

Citizens Management

Management criteria checks 2/4

We currently do not have sufficient information about the CEO.

Key information

Jon Stenberg

Chief executive officer

US$1.5m

Total compensation

CEO salary percentage24.79%
CEO tenure2yrs
CEO ownership0.7%
Management average tenure6yrs
Board average tenure4.6yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Jon Stenberg's remuneration changed compared to Citizens's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2025n/an/a

US$11m

Jun 30 2025n/an/a

US$11m

Mar 31 2025n/an/a

US$9m

Dec 31 2024US$2mUS$381k

US$15m

Compensation vs Market: Jon's total compensation ($USD1.54M) is above average for companies of similar size in the German market ($USD780.75K).

Compensation vs Earnings: Insufficient data to compare Jon's compensation with company performance.


CEO

Jon Stenberg (59 yo)

2yrs
Tenure
US$1,538,202
Compensation

Mr. Jon Scott Stenberg serves as President of Citizens, Inc. since March 18, 2024 and serves as its Chief Executive Officer since July 01, 2024. He had been Executive Vice President of Individual Life Divi...


Leadership Team

NamePositionTenureCompensationOwnership
Jon Stenberg
President & CEO2yrsUS$1.54m0.65%
€ 1.4m
Jeffery Conklin
CFO, Chief Investment Officer & Treasurer7yrsUS$896.28k0.34%
€ 727.0k
Sheryl Kinlaw
Chief Legal Officer & Secretary4.9yrsUS$788.11k0.14%
€ 297.2k
Bryon Lewis
Chief Operating Officerno datano data0.029%
€ 63.0k
Paula Guerrero
Chief Information Officer1.1yrsno data0.025%
€ 53.0k
David Jorgensen
General Manager for International Operations of CICA Life Insurance Company of America8.5yrsUS$360.60kno data
Harvey J. Waite
Chief Actuary7.6yrsUS$557.18k0.17%
€ 360.5k
6.0yrs
Average Tenure
59yo
Average Age

Experienced Management: YCX's management team is seasoned and experienced (6 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Christopher Claus
Independent Director8.8yrsUS$155.00k0.14%
€ 310.6k
Peter Carlson
Independent Directorless than a yearno datano data
Terry Maness
Independent Director15.1yrsUS$155.00k0.096%
€ 206.6k
Jerry Davis
Independent Chairman of the Board8.8yrsUS$155.00k0.15%
€ 313.9k
Mary Taylor
Independent Director4.6yrsUS$145.00k0.096%
€ 207.5k
J. Morgan
Independent Director4.6yrsUS$145.00k0.19%
€ 404.0k
Michael Harwood
Directorless than a yearno datano data
Cynthia Davis
Independent Director4.6yrsUS$155.00k0.091%
€ 197.2k
4.6yrs
Average Tenure
65yo
Average Age

Experienced Board: YCX's board of directors are considered experienced (4.6 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/03/13 23:54
End of Day Share Price 2026/03/13 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Citizens, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brendan Michael McCarthySidoti & Company, LLC