Citizens's earnings are forecast to decline at 2.4% per annum while its annual revenue is expected to grow at 2.7% per year. EPS is expected to decline by 0.3% per annum.
Key information
-2.4%
Earnings growth rate
-0.31%
EPS growth rate
Insurance earnings growth
1.5%
Revenue growth rate
2.7%
Future return on equity
n/a
Analyst coverage
Low
Last updated
08 May 2026
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
DB:YCX - Analysts future estimates and past financials data (USD Millions)
Date
Revenue
Earnings
Free Cash Flow
Cash from Op
Avg. No. Analysts
12/31/2027
272
17
19
22
1
12/31/2026
259
15
18
21
1
3/31/2026
260
18
16
17
N/A
12/31/2025
256
15
18
18
N/A
9/30/2025
247
11
19
20
N/A
6/30/2025
246
11
24
25
N/A
3/31/2025
243
9
25
26
N/A
12/31/2024
245
15
31
32
N/A
9/30/2024
248
22
27
28
N/A
6/30/2024
246
22
21
21
N/A
3/31/2024
242
24
21
21
N/A
12/31/2023
241
24
22
22
N/A
9/30/2023
241
27
32
33
N/A
6/30/2023
238
28
47
47
N/A
3/31/2023
233
24
52
52
N/A
12/31/2022
233
26
57
57
N/A
9/30/2022
235
50
56
56
N/A
6/30/2022
241
44
54
54
N/A
3/31/2022
250
47
50
51
N/A
12/31/2021
251
73
39
40
N/A
9/30/2021
246
0
38
39
N/A
6/30/2021
244
-5
28
29
N/A
3/31/2021
239
-11
36
37
N/A
12/31/2020
239
-11
49
49
N/A
9/30/2020
244
-8
55
55
N/A
6/30/2020
245
2
69
69
N/A
3/31/2020
244
-1
68
68
N/A
12/31/2019
251
-1
N/A
72
N/A
9/30/2019
246
-8
N/A
70
N/A
6/30/2019
246
-17
N/A
74
N/A
3/31/2019
249
-15
N/A
81
N/A
12/31/2018
244
-11
N/A
85
N/A
9/30/2018
246
-54
N/A
89
N/A
6/30/2018
249
-43
N/A
92
N/A
3/31/2018
250
-40
N/A
93
N/A
12/31/2017
253
-38
N/A
93
N/A
9/30/2017
253
6
N/A
102
N/A
6/30/2017
250
6
N/A
103
N/A
3/31/2017
250
6
N/A
103
N/A
12/31/2016
245
2
N/A
102
N/A
9/30/2016
240
0
N/A
94
N/A
6/30/2016
236
-3
N/A
90
N/A
3/31/2016
235
-6
N/A
91
N/A
12/31/2015
236
-3
N/A
87
N/A
9/30/2015
238
-13
N/A
94
N/A
Analyst Future Growth Forecasts
Earnings vs Savings Rate: YCX's earnings are forecast to decline over the next 3 years (-2.4% per year).
Earnings vs Market: YCX's earnings are forecast to decline over the next 3 years (-2.4% per year).
High Growth Earnings: YCX's earnings are forecast to decline over the next 3 years.
Revenue vs Market: YCX's revenue (2.7% per year) is forecast to grow slower than the German market (6.6% per year).
High Growth Revenue: YCX's revenue (2.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if YCX's Return on Equity is forecast to be high in 3 years time
Discover growth companies
7D
1Y
7D
1Y
7D
1Y
Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/13 12:29
End of Day Share Price
2026/07/10 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Citizens, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.