VAHB Stock Overview

Provides insurance products and services primarily in Switzerland. More details

VAHB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 41.2% below our estimate of its fair value

Earnings grew by 11% over the past year

Risk Analysis

Shares are highly illiquid

Dividend of 3.92% is not well covered by free cash flows

Community vs My Fair Value

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Vaudoise Assurances Holding SA Competitors

Price History & Performance

Summary of share price highs, lows and changes for Vaudoise Assurances Holding
Historical stock prices
Current Share Price	CHF 649.00
52 Week High	CHF 669.00
52 Week Low	CHF 619.00
Beta	0.39
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	92.92%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	VAHB	DE Insurance	DE Market
7D	-0.5%	0.2%	0.1%
1Y	n/a	31.3%	16.4%

Return vs Industry: Insufficient data to determine how VAHB performed against the German Insurance industry.

Return vs Market: Insufficient data to determine how VAHB performed against the German Market.

Price Volatility

Is VAHB's price volatile compared to industry and market?
VAHB volatility
VAHB Average Weekly Movement	n/a
Insurance Industry Average Movement	4.8%
Market Average Movement	6.6%
10% most volatile stocks in DE Market	12.9%
10% least volatile stocks in DE Market	3.2%

Stable Share Price: VAHB's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine VAHB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1895	2,009	Jean-Daniel Laffely	www.vaudoise.ch

Vaudoise Assurances Holding SA provides insurance products and services primarily in Switzerland. The company offers vehicle insurance, including car, motorcycle, classic car, motorhome, boat, e-bike, and traffic legal protection insurance; household, building, construction, golf, valuables, and pets insurance, as well as private legal protection insurance; accident and disease insurance; civil liability and property insurance; general liability insurance, including surety and civil liability insurance; and pensions and mortgages. It also provides pension solutions and analysis, save, death insurance, loss of earnings insurance, investment with one-time deposit, withdrawal plan, and retirement insurance.

Vaudoise Assurances Holding SA Fundamentals Summary

How do Vaudoise Assurances Holding's earnings and revenue compare to its market cap?
VAHB fundamental statistics
Market cap	€1.89b
Earnings (TTM)	€157.44m
Revenue (TTM)	€1.61b

12.0x

P/E Ratio

1.2x

P/S Ratio

Is VAHB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VAHB income statement (TTM)
Revenue	CHF 1.50b
Cost of Revenue	CHF 1.27b
Gross Profit	CHF 228.86m
Other Expenses	CHF 81.85m
Earnings	CHF 147.01m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	50.78
Gross Margin	15.23%
Net Profit Margin	9.78%
Debt/Equity Ratio	6.2%

How did VAHB perform over the long term?

See historical performance and comparison

Dividends

3.9%

Current Dividend Yield

47%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/28 23:00
End of Day Share Price	2025/05/28 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Vaudoise Assurances Holding SA is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Pascal Furger	Bank Vontobel AG