PR40 logo

Protector ForsikringDB:PR40 Stock Report

Market Cap €3.6b
Share Price
€88.00
My Fair Value
AN
AnalystConsensusTarget
€94
6.1% undervalued intrinsic discount
1Y136.6%
7D1.7%
Portfolio Value
View

Protector Forsikring ASA

DB:PR40 Stock Report

Market Cap: €3.6b

Protector Forsikring (PR40) Stock Overview

Operates as a non-life insurance company, provides direct general insurance and reinsurance to the commercial lines of business, public sector, and affinity schemes. More details

PR40 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance6/6
Financial Health2/6
Dividends3/6

PR40 Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Protector Forsikring ASA Competitors

Price History & Performance

Summary of share price highs, lows and changes for Protector Forsikring
Historical stock prices
Current Share PriceNOK 88.00
52 Week HighNOK 88.00
52 Week LowNOK 33.60
Beta0.50
1 Month Change23.08%
3 Month Change53.04%
1 Year Change136.56%
3 Year Change296.40%
5 Year Changen/a
Change since IPO303.67%

Recent News & Updates

Recent updates

Shareholder Returns

PR40DE InsuranceDE Market
7D1.7%1.0%-0.3%
1Y136.6%29.0%16.9%

Return vs Industry: PR40 exceeded the German Insurance industry which returned 29% over the past year.

Return vs Market: PR40 exceeded the German Market which returned 16.9% over the past year.

Price Volatility

Is PR40's price volatile compared to industry and market?
PR40 volatility
PR40 Average Weekly Movement7.0%
Insurance Industry Average Movement3.1%
Market Average Movement5.2%
10% most volatile stocks in DE Market11.4%
10% least volatile stocks in DE Market2.6%

Stable Share Price: PR40 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: PR40's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2003594Henrik Hoyewww.protectorforsikring.no

Protector Forsikring ASA, operates as a non-life insurance company, provides direct general insurance and reinsurance to the commercial lines of business, public sector, and affinity schemes. The company offers property insurance, motor insurance, personal insurance, and liability insurance. It sells its products through insurance brokers and agents.

Protector Forsikring ASA Fundamentals Summary

How do Protector Forsikring's earnings and revenue compare to its market cap?
PR40 fundamental statistics
Market cap€3.60b
Earnings (TTM)€192.19m
Revenue (TTM)€1.13b
18.7x
P/E Ratio
3.2x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PR40 income statement (TTM)
RevenueNOK 13.44b
Cost of RevenueNOK 8.73b
Gross ProfitNOK 4.71b
Other ExpensesNOK 2.42b
EarningsNOK 2.29b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 23, 2025

Earnings per share (EPS)27.77
Gross Margin35.06%
Net Profit Margin17.01%
Debt/Equity Ratio42.7%

How did PR40 perform over the long term?

See historical performance and comparison

Dividends

1.5%
Current Dividend Yield
18%
Payout Ratio

Does PR40 pay a reliable dividends?

See PR40 dividend history and benchmarks
When do you need to buy PR40 by to receive an upcoming dividend?
Protector Forsikring dividend dates
Ex Dividend DateJul 21 2025
Dividend Pay DateAug 08 2025
Days until Ex dividend3 days
Days until Dividend pay date15 days

Does PR40 pay a reliable dividends?

See PR40 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/23 01:41
End of Day Share Price 2025/07/23 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Protector Forsikring ASA is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gianandrea RobertiCarnegie Investment Bank AB
Håkon AstrupDNB Carnegie
Simen AasDNB Carnegie