Primerica Past Earnings Performance
Past criteria checks 2/6
Primerica has been growing earnings at an average annual rate of 9%, while the Insurance industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 8.2% per year. Primerica's return on equity is 20.9%, and it has net margins of 14.5%.
Key information
9.0%
Earnings growth rate
12.9%
EPS growth rate
| Insurance Industry Growth | 5.9% |
| Revenue growth rate | 8.2% |
| Return on equity | 20.9% |
| Net Margin | 14.5% |
| Next Earnings Update | 06 Nov 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Primerica makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 3,047 | 441 | 747 | 0 |
| 31 Mar 24 | 2,933 | 584 | 715 | 0 |
| 31 Dec 23 | 2,881 | 574 | 693 | 0 |
| 30 Sep 23 | 2,842 | 569 | 681 | 0 |
| 30 Jun 23 | 2,804 | 497 | 670 | 0 |
| 31 Mar 23 | 2,784 | 480 | 677 | 0 |
| 31 Dec 22 | 2,784 | 470 | 698 | 0 |
| 30 Sep 22 | 2,821 | 359 | 729 | 0 |
| 30 Jun 22 | 2,840 | 391 | 747 | 0 |
| 31 Mar 22 | 2,826 | 392 | 748 | 0 |
| 31 Dec 21 | 2,772 | 475 | 725 | 0 |
| 30 Sep 21 | 2,646 | 437 | 684 | 0 |
| 30 Jun 21 | 2,520 | 436 | 641 | 0 |
| 31 Mar 21 | 2,389 | 410 | 590 | 0 |
| 31 Dec 20 | 2,275 | 384 | 565 | 0 |
| 30 Sep 20 | 2,207 | 378 | 553 | 0 |
| 30 Jun 20 | 2,157 | 362 | 549 | 0 |
| 31 Mar 20 | 2,134 | 358 | 554 | 0 |
| 31 Dec 19 | 2,101 | 365 | 536 | 0 |
| 30 Sep 19 | 2,054 | 358 | 523 | 0 |
| 30 Jun 19 | 2,015 | 346 | 515 | 0 |
| 31 Mar 19 | 1,975 | 336 | 507 | 0 |
| 31 Dec 18 | 1,937 | 322 | 504 | 0 |
| 30 Sep 18 | 1,890 | 403 | 488 | 0 |
| 30 Jun 18 | 1,830 | 385 | 472 | 0 |
| 31 Mar 18 | 1,773 | 361 | 458 | 0 |
| 31 Dec 17 | 1,716 | 348 | 445 | 0 |
| 30 Sep 17 | 1,664 | 237 | 436 | 0 |
| 30 Jun 17 | 1,618 | 228 | 426 | 0 |
| 31 Mar 17 | 1,582 | 224 | 417 | 0 |
| 31 Dec 16 | 1,538 | 218 | 405 | 0 |
| 30 Sep 16 | 1,496 | 209 | 400 | 0 |
| 30 Jun 16 | 1,467 | 200 | 398 | 0 |
| 31 Mar 16 | 1,437 | 190 | 395 | 0 |
| 31 Dec 15 | 1,417 | 188 | 398 | 0 |
| 30 Sep 15 | 1,407 | 186 | 398 | 0 |
| 30 Jun 15 | 1,387 | 178 | 398 | 0 |
| 31 Mar 15 | 1,365 | 178 | 394 | 0 |
| 31 Dec 14 | 1,341 | 178 | 383 | 0 |
| 30 Sep 14 | 1,313 | 169 | 364 | 0 |
| 30 Jun 14 | 1,284 | 168 | 354 | 0 |
| 31 Mar 14 | 1,256 | 162 | 351 | 0 |
| 31 Dec 13 | 1,229 | 156 | 336 | 0 |
Quality Earnings: PI7 has a large one-off loss of $252.2M impacting its last 12 months of financial results to 30th June, 2024.
Growing Profit Margin: PI7's current net profit margins (14.5%) are lower than last year (17.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PI7's earnings have grown by 9% per year over the past 5 years.
Accelerating Growth: PI7's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PI7 had negative earnings growth (-11.2%) over the past year, making it difficult to compare to the Insurance industry average (26.9%).
Return on Equity
High ROE: PI7's Return on Equity (20.9%) is considered high.