Lincoln National Corporation

DB:LCO Stock Report

Market Cap: €5.2b

Lincoln National Past Earnings Performance

Past criteria checks 0/6

Lincoln National's earnings have been declining at an average annual rate of -6.3%, while the Insurance industry saw earnings growing at 7.3% annually. Revenues have been declining at an average rate of 5.4% per year. Lincoln National's return on equity is 3.9%, and it has net margins of 1.9%.

Key information

-6.3%

Earnings growth rate

-4.4%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate-5.4%
Return on equity3.9%
Net Margin1.9%
Next Earnings Update06 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Lincoln National makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:LCO Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2413,54526200
30 Jun 2413,5861,64200
31 Mar 2411,9401,25800
31 Dec 2311,645-83400
30 Sep 2314,8231,23300
30 Jun 2315,267-1,36200
31 Mar 2317,909-1,03000
31 Dec 2218,8101,35800
30 Sep 2220,2041,23900
30 Jun 2220,7733,33400
31 Mar 2220,0483,14400
31 Dec 2117,7153,77800
30 Sep 2118,7631,3282,5650
30 Jun 2118,8831,4082,5650
31 Mar 2117,5486722,5650
31 Dec 2017,43949900
30 Sep 2017,6487882,6910
30 Jun 2016,9252282,6910
31 Mar 2017,7186862,6910
31 Dec 1917,2588862,6910
30 Sep 1917,4448532,4180
30 Jun 1917,0701,5052,4180
31 Mar 1916,7801,5262,4180
31 Dec 1816,4241,6412,4180
30 Sep 1815,5622,0572,2040
30 Jun 1814,8091,9852,2040
31 Mar 1814,3662,0112,2040
31 Dec 1714,2572,0792,2040
30 Sep 1713,8421,4542,1050
30 Jun 1713,8561,5022,1050
31 Mar 1713,5871,4162,1050
31 Dec 1613,3301,1922,1050
30 Sep 1613,2481,2852,1620
30 Jun 1613,4381,0462,1620
31 Mar 1613,5111,0652,1620
31 Dec 1513,5721,1542,1620
30 Sep 1514,0851,2192,1080
30 Jun 1513,7821,4312,1080
31 Mar 1513,6821,4852,1080
31 Dec 1413,5541,5142,1080
30 Sep 1412,9911,5172,0790
30 Jun 1412,5881,4152,0790
31 Mar 1412,3061,3342,0790
31 Dec 1311,9691,2442,0790

Quality Earnings: LCO has a large one-off gain of $429.0M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: LCO's current net profit margins (1.9%) are lower than last year (8.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: LCO's earnings have declined by 6.3% per year over the past 5 years.

Accelerating Growth: LCO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: LCO had negative earnings growth (-78.8%) over the past year, making it difficult to compare to the Insurance industry average (26.9%).


Return on Equity

High ROE: LCO's Return on Equity (3.9%) is considered low.


Return on Assets


Return on Capital Employed


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