Helvetia Baloise Holding (HVX) Stock Overview

Engages in life and non-life insurance, and reinsurance business. More details

HVX fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	4/6
Past Performance	4/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 27.4% below our estimate of its fair value

Earnings are forecast to grow 29.64% per year

Earnings have grown 3.7% per year over the past 5 years

Risk Analysis

Shares are highly illiquid

Shareholders have been substantially diluted in the past year

Dividend of 3.54% is not well covered by free cash flows

HVX Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

NEW481,888 members

Join community and earn perks

Gain real feedbackFrom our editorial team, personally. Not silence.

Grow your followingReal investors. The kind who actually invest, not scroll past.

Unlock free accessFree premium subscription for consistent and quality authors.

Learn more Create Narrative

481,888 investors already sharing narratives

View all narratives

Helvetia Baloise Holding AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Helvetia Baloise Holding
Historical stock prices
Current Share Price	CHF 5.16
52 Week High	CHF 5.25
52 Week Low	CHF 5.16
Beta	0.33
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-1.71%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	HVX	DE Insurance	DE Market
7D	0%	-0.02%	0.9%
1Y	n/a	6.8%	3.9%

Return vs Industry: Insufficient data to determine how HVX performed against the German Insurance industry.

Return vs Market: Insufficient data to determine how HVX performed against the German Market.

Price Volatility

Is HVX's price volatile compared to industry and market?
HVX volatility
HVX Average Weekly Movement	n/a
Insurance Industry Average Movement	2.9%
Market Average Movement	5.3%
10% most volatile stocks in DE Market	12.8%
10% least volatile stocks in DE Market	2.7%

Stable Share Price: HVX's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine HVX's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2017	22,896	Fabian Rupprecht	www.helvetia-baloise.com

Helvetia Baloise Holding AG engages in life and non-life insurance, and reinsurance business. It offers life insurance products in the areas of investment-linked, group life, and traditional individual life others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, engineering, and transport; and pure risk, savings, endowment, and annuity insurance products, as well as pension plans and asset management services. The company also provides marine, aviation, and art insurance.

Helvetia Baloise Holding AG Fundamentals Summary

How do Helvetia Baloise Holding's earnings and revenue compare to its market cap?
HVX fundamental statistics
Market cap	€23.02b
Earnings (TTM)	€584.51m
Revenue (TTM)	€11.05b

39.4x

P/E Ratio

2.1x

P/S Ratio

Is HVX overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HVX income statement (TTM)
Revenue	CHF 10.32b
Cost of Revenue	CHF 7.80b
Gross Profit	CHF 2.52b
Other Expenses	CHF 1.97b
Earnings	CHF 545.82m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Sep 17, 2026

Earnings per share (EPS)	5.51
Gross Margin	24.39%
Net Profit Margin	5.29%
Debt/Equity Ratio	108.8%

How did HVX perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

75%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/08/10 19:46
End of Day Share Price	2026/08/07 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Helvetia Baloise Holding AG is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Daniel Bischof	Baader Helvea Equity Research
Michael Huttner	Berenberg
Iain Pearce	BNP Paribas