DB:EEW

Stock Analysis Report

SBI Insurance Group

Executive Summary

SBI Insurance Group Co., Ltd. provides various insurance products in Japan.

Snowflake

Fundamentals

Undervalued with questionable track record.

Share Price & News

How has SBI Insurance Group's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-2.1%

EEW

2.6%

DE Insurance

1.7%

DE Market


1 Year Return

n/a

EEW

23.6%

DE Insurance

7.2%

DE Market

Return vs Industry: Insufficient data to determine how EEW performed against the German Insurance industry.

Return vs Market: Insufficient data to determine how EEW performed against the German Market.


Shareholder returns

EEWIndustryMarket
7 Day-2.1%2.6%1.7%
30 Day-11.9%3.9%2.4%
90 Day-3.4%3.9%2.3%
1 Yearn/a29.0%23.6%10.6%7.2%
3 Yearn/a69.7%49.2%18.4%8.1%
5 Yearn/a119.2%75.5%42.3%22.9%

Price Volatility Vs. Market

How volatile is SBI Insurance Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is SBI Insurance Group undervalued compared to its fair value and its price relative to the market?

42.0%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: EEW (€9.55) is trading below our estimate of fair value (€16.47)

Significantly Below Fair Value: EEW is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: EEW is good value based on its PE Ratio (8.5x) compared to the Insurance industry average (13.4x).

PE vs Market: EEW is good value based on its PE Ratio (8.5x) compared to the German market (19x).


Price to Earnings Growth Ratio

PEG Ratio: EEW's earnings are forecast to decline next year, so we can't calculate its PEG ratio.


Price to Book Ratio

PB vs Industry: EEW is good value based on its PB Ratio (0.6x) compared to the DE Insurance industry average (1.1x).


Next Steps

Future Growth

How is SBI Insurance Group forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

-68.5%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: EEW's earnings are forecast to decline over the next 3 years (-68.5% per year).

Earnings vs Market: EEW's earnings are forecast to decline over the next 3 years (-68.5% per year).

High Growth Earnings: EEW's earnings are forecast to decline over the next 3 years.

Revenue vs Market: EEW's revenue (6.8% per year) is forecast to grow faster than the German market (5% per year).

High Growth Revenue: EEW's revenue (6.8% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if EEW's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has SBI Insurance Group performed over the past 5 years?

174.0%

Last years earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: Unable to establish if EEW's year-on-year earnings growth rate was positive over the past 5 years as it has been trading publicly for less than 3 years.

Accelerating Growth: Unable to compare EEW's past year earnings growth to its 5-year average as it has been trading publicly for less than 3 years.

Earnings vs Industry: EEW earnings growth over the past year (174%) exceeded the Insurance industry 15.2%.


Return on Equity

High ROE: EEW's Return on Equity (7.1%) is considered low.


Return on Assets

ROA vs Industry: EEW has a higher Return on Assets than the Insurance industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate EEW's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is SBI Insurance Group's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: EEW has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if EEW's debt is covered by short term assets.


Financial Institutions Analysis

Asset Level: EEW's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if EEW has a sufficient allowance for bad loans.

Low Risk Liabilities: EEW reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if EEW has an acceptable proportion of non-loan assets held.

Low Risk Deposits: EEW has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if EEW has an appropriate level of bad loans.


Next Steps

Dividend

What is SBI Insurance Group's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.8%industryaverage3.9%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate EEW's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate EEW's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if EEW's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if EEW's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of EEW's dividend in 3 years as they are not forecast to pay a notable one for the German market.


Next Steps

Management

What is the CEO of SBI Insurance Group's salary, the management and board of directors tenure and is there insider trading?


CEO

SBI Insurance Group has no CEO, or we have no data on them.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Tatsuyoshi Otobe

    President

    • Tenure: 0yrs

Board Members

    Company Information

    SBI Insurance Group Co., Ltd.'s company bio, employee growth, exchange listings and data sources


    Key Information

    • Name: SBI Insurance Group Co., Ltd.
    • Ticker: EEW
    • Exchange: DB
    • Founded: 2016
    • Industry: Multi-line Insurance
    • Sector: Insurance
    • Market Cap: JP¥27.156b
    • Listing Market Cap: JP¥224.588m
    • Shares outstanding: 22.82m
    • Website: https://www.sbiig.co.jp

    Number of Employees


    Location

    • SBI Insurance Group Co., Ltd.
    • Izumi Garden Tower
    • 16th Floor
    • Tokyo
    • 106-6016
    • Japan

    Listings

    TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
    7326TSE (The Tokyo Stock Exchange)YesShare CapitalJPJPYSep 2018
    EEWDB (Deutsche Boerse AG)YesShare CapitalDEEURSep 2018

    Biography

    SBI Insurance Group Co., Ltd. provides various insurance products in Japan. It offers property/casualty, life, and small short term insurance products. The company was founded in 2016 and is based in Tokyo ...


    Company Analysis and Financial Data Status

    All financial data provided by Standard & Poor's Capital IQ.
    DataLast Updated (UTC time)
    Company Analysis2019/10/22 22:08
    End of Day Share Price2019/10/22 00:00
    Earnings2019/06/30
    Annual Earnings2019/03/31


    Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.