ASR Nederland (A16) Stock Overview

Provides insurance, pensions, and mortgages products and services for consumers, entrepreneurs, and employers in the Netherlands. More details

A16 fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance3/6
Financial Health3/6
Dividends3/6

A16 Community Fair Values

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ASR Nederland N.V. Competitors

Price History & Performance

Summary of share price highs, lows and changes for ASR Nederland
Historical stock prices
Current Share Price€55.64
52 Week High€58.02
52 Week Low€42.30
Beta0.71
1 Month Change-0.78%
3 Month Change3.96%
1 Year Change26.34%
3 Year Change46.34%
5 Year Change101.01%
Change since IPO185.29%

Recent News & Updates

Recent updates

Shareholder Returns

A16DE InsuranceDE Market
7D2.1%-0.1%2.6%
1Y26.3%26.6%17.6%

Return vs Industry: A16 matched the German Insurance industry which returned 26.6% over the past year.

Return vs Market: A16 exceeded the German Market which returned 17.6% over the past year.

Price Volatility

Is A16's price volatile compared to industry and market?
A16 volatility
A16 Average Weekly Movement3.8%
Insurance Industry Average Movement4.7%
Market Average Movement5.7%
10% most volatile stocks in DE Market12.1%
10% least volatile stocks in DE Market3.0%

Stable Share Price: A16 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: A16's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
17206,146Jos P. Baetenwww.asrnl.com

ASR Nederland N.V. provides insurance, pensions, and mortgages products and services for consumers, entrepreneurs, and employers in the Netherlands. The company operates through five segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. It offers individual and group disability, as well as sickness leave; property and casualty, including motor, fire, liability, legal aid, travel and recreation, pet, and transport insurance; and health insurance, such as basic and supplementary health insurance.

ASR Nederland N.V. Fundamentals Summary

How do ASR Nederland's earnings and revenue compare to its market cap?
A16 fundamental statistics
Market cap€11.71b
Earnings (TTM)€1.00b
Revenue (TTM)€15.11b
11.7x
P/E Ratio
0.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
A16 income statement (TTM)
Revenue€15.11b
Cost of Revenue€7.48b
Gross Profit€7.63b
Other Expenses€6.63b
Earnings€1.00b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Aug 20, 2025

Earnings per share (EPS)4.81
Gross Margin50.50%
Net Profit Margin6.65%
Debt/Equity Ratio193.3%

How did A16 perform over the long term?

See historical performance and comparison

Dividends

5.6%
Current Dividend Yield
66%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/29 10:58
End of Day Share Price 2025/06/27 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ASR Nederland N.V. is covered by 23 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cor KluisABN AMRO Bank N.V.
Claudia GaspariBarclays
Michael HuttnerBerenberg