Universal Insurance Holdings, Inc.

DB:5UI Stock Report

Market Cap: €542.4m

Universal Insurance Holdings Past Earnings Performance

Past criteria checks 2/6

Universal Insurance Holdings has been growing earnings at an average annual rate of 9.8%, while the Insurance industry saw earnings growing at 13.7% annually. Revenues have been growing at an average rate of 9.7% per year. Universal Insurance Holdings's return on equity is 18.2%, and it has net margins of 4.8%.

Key information

9.8%

Earnings growth rate

13.8%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate9.7%
Return on equity18.2%
Net Margin4.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Universal Insurance Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:5UI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,511733260
30 Jun 241,484833170
31 Mar 241,443763070
31 Dec 231,392673040
30 Sep 231,346723040
30 Jun 231,29963000
31 Mar 231,252-163030
31 Dec 221,223-223050
30 Sep 221,185-963080
30 Jun 221,159-33070
31 Mar 221,147123090
31 Dec 211,122203140
30 Sep 211,102513040
30 Jun 211,127273070
31 Mar 211,100252990
31 Dec 201,073192900
30 Sep 201,039-142870
30 Jun 2095792790
31 Mar 20938262750
31 Dec 19939472720
30 Sep 19916912730
30 Jun 198931082860
31 Mar 198691172690
31 Dec 188241172630
30 Sep 188091602570
30 Jun 187931322330
31 Mar 187691162380
31 Dec 177521072310
30 Sep 17729842250
30 Jun 177111012230
31 Mar 176961052200
31 Dec 16685992210
30 Sep 166691152190
30 Jun 166531182200
31 Mar 166071092080
31 Dec 155471061830
30 Sep 15489981620
30 Jun 15435891380
31 Mar 15399821250
31 Dec 14369731170
30 Sep 14342681070
30 Jun 14317611000
31 Mar 1430861940

Quality Earnings: 5UI has high quality earnings.

Growing Profit Margin: 5UI's current net profit margins (4.8%) are lower than last year (5.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 5UI's earnings have grown by 9.8% per year over the past 5 years.

Accelerating Growth: 5UI's earnings growth over the past year (1.4%) is below its 5-year average (9.8% per year).

Earnings vs Industry: 5UI earnings growth over the past year (1.4%) did not outperform the Insurance industry 17.8%.

Return on Equity

High ROE: 5UI's Return on Equity (18.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/08 14:29
End of Day Share Price 2025/01/08 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Universal Insurance Holdings, Inc. is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Meyer ShieldsKeefe, Bruyette, & Woods
Jon Paul NewsomePiper Sandler Companies
Robert PaunSidoti & Company, LLC