Announcement • Jul 15
Universal Insurance Holdings, Inc. to Report Q2, 2026 Results on Jul 24, 2026 Universal Insurance Holdings, Inc. announced that they will report Q2, 2026 results on Jul 24, 2026 Declared Dividend • Jul 13
First quarter dividend of US$0.16 announced Shareholders will receive a dividend of US$0.16. Ex-date: 31st July 2026 Payment date: 7th August 2026 Dividend yield will be 1.9%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (9% earnings payout ratio) and cash flows (6% cash payout ratio). The dividend has increased by an average of 2.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 27% over the next year. However, it would need to fall by 90% to increase the payout ratio to a potentially unsustainable range. Announcement • Jul 09
Universal Insurance Holdings, Inc. Declares Regular Cash Dividend, Payable on August 7, 2026 Universal Insurance Holdings, Inc. announced that its Board of Directors has declared a quarterly cash dividend of 16 cents per share of common stock, payable August 7, 2026 to shareholders of record as of the close of business on July 31, 2026. Recent Insider Transactions • Jun 14
Executive Chairman recently sold €663k worth of stock On the 11th of June, Sean Downes sold around 20k shares on-market at roughly €33.16 per share. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €679k. Sean has been a net seller over the last 12 months, reducing personal holdings by €5.1m. Board Change • May 20
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. Independent Director Carol Barton was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Apr 27
Universal Insurance Holdings, Inc., Annual General Meeting, Jun 11, 2026 Universal Insurance Holdings, Inc., Annual General Meeting, Jun 11, 2026. Location: boca raton resort & club, 501 e, camino real, fl 33432, boca raton United States Announcement • Apr 11
Universal Insurance Holdings, Inc. announces Quarterly dividend, payable on May 15, 2026 Universal Insurance Holdings, Inc. announced Quarterly dividend of USD 0.1600 per share payable on May 15, 2026, ex-date on May 08, 2026 and record date on May 08, 2026. Announcement • Apr 10
Universal Insurance Holdings, Inc. to Report Q1, 2026 Results on Apr 23, 2026 Universal Insurance Holdings, Inc. announced that they will report Q1, 2026 results After-Market on Apr 23, 2026 Announcement • Feb 12
Universal Insurance Holdings, Inc. to Report Q4, 2025 Results on Feb 24, 2026 Universal Insurance Holdings, Inc. announced that they will report Q4, 2025 results After-Market on Feb 24, 2026 Announcement • Feb 05
Universal Declares Regular Cash Dividend, Payable on March 13, 2026 Universal Insurance Holdings, Inc. announced that its Board of Directors has declared a quarterly cash dividend of 16 cents per share of common stock, payable March 13, 2026 to shareholders of record as of the close of business on March 6, 2026. Announcement • Jan 08
Universal Insurance Holdings, Inc. (NYSE:UVE) announces an Equity Buyback for $20 million worth of its shares. Universal Insurance Holdings, Inc. (NYSE:UVE) announces a share repurchase program. Under the program, the company will repurchase up to $20 million worth of its shares. The plan will be valid till January 8, 2028. Announcement • Oct 14
Universal Insurance Holdings, Inc. to Report Q3, 2025 Results on Oct 23, 2025 Universal Insurance Holdings, Inc. announced that they will report Q3, 2025 results at 4:00 PM, US Eastern Standard Time on Oct 23, 2025 Announcement • Jun 30
Universal Insurance Holdings, Inc.(NYSE:UVE) dropped from Russell 2000 Dynamic Index Universal Insurance Holdings, Inc.(NYSE:UVE) dropped from Russell 2000 Dynamic Index Announcement • May 02
Universal Insurance Holdings, Inc. (NYSE:UVE) announces an Equity Buyback for $20 million worth of its shares. Universal Insurance Holdings, Inc. (NYSE:UVE) announces a share repurchase program. Under the program, the company will repurchase up to $20 million worth of its shares. The plan will be valid till May 1, 2027. Announcement • Apr 28
Universal Insurance Holdings, Inc., Annual General Meeting, Jun 12, 2025 Universal Insurance Holdings, Inc., Annual General Meeting, Jun 12, 2025. Location: boca raton resort & club, 501 e., camino real, florida., boca raton United States Announcement • Feb 13
Universal Insurance Holdings, Inc. to Report Q4, 2024 Results on Feb 25, 2025 Universal Insurance Holdings, Inc. announced that they will report Q4, 2024 results After-Market on Feb 25, 2025 Announcement • Feb 07
Universal Insurance Holdings, Inc. Declares Regular Cash Dividend, Payable March 14, 2025 Universal Insurance Holdings, Inc. announced that its Board of Directors has declared a quarterly cash dividend of 16 cents per share of common stock, payable March 14, 2025 to shareholders of record as of the close of business on March 7, 2025. Recent Insider Transactions • Jan 02
Executive Chairman recently sold €988k worth of stock On the 30th of December, Sean Downes sold around 50k shares on-market at roughly €19.77 per share. This transaction amounted to 4.8% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Sean has been a net seller over the last 12 months, reducing personal holdings by €3.9m. Recent Insider Transactions • Nov 17
Executive Chairman recently sold €321k worth of stock On the 15th of November, Sean Downes sold around 15k shares on-market at roughly €21.29 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €721k. Sean has been a net seller over the last 12 months, reducing personal holdings by €3.2m. Valuation Update With 7 Day Price Move • Nov 12
Investor sentiment improves as stock rises 19% After last week's 19% share price gain to €21.00, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 85% over the past three years. Declared Dividend • Nov 12
Third quarter dividend of US$0.29 announced Shareholders will receive a dividend of US$0.29. Ex-date: 6th December 2024 Payment date: 13th December 2024 Dividend yield will be 3.6%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by both earnings (25% earnings payout ratio) and cash flows (9% cash payout ratio). The dividend has increased by an average of 8.5% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next 2 years, which should provide support to the dividend and adequate earnings cover. Buy Or Sell Opportunity • Nov 06
Now 27% overvalued after recent price rise Over the last 90 days, the stock has risen 13% to €19.00. The fair value is estimated to be €14.93, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 64%. Revenue is forecast to decline by 2.8% in 2 years. Earnings are forecast to grow by 11% in the next 2 years. Recent Insider Transactions • Nov 04
Executive Chairman recently sold €372k worth of stock On the 31st of October, Sean Downes sold around 20k shares on-market at roughly €18.61 per share. This transaction amounted to 1.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €721k. Sean has been a net seller over the last 12 months, reducing personal holdings by €2.9m. Reported Earnings • Oct 25
Third quarter 2024 earnings released: US$0.57 loss per share (vs US$0.20 loss in 3Q 2023) Third quarter 2024 results: US$0.57 loss per share (further deteriorated from US$0.20 loss in 3Q 2023). Revenue: US$387.6m (up 7.6% from 3Q 2023). Net loss: US$16.2m (loss widened 173% from 3Q 2023). Revenue is expected to decline by 4.6% p.a. on average during the next 2 years, while revenues in the Insurance industry in Europe are expected to grow by 5.1%. Over the last 3 years on average, earnings per share has increased by 64% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth. Announcement • Oct 15
Universal Insurance Holdings, Inc. to Report Q3, 2024 Results on Oct 24, 2024 Universal Insurance Holdings, Inc. announced that they will report Q3, 2024 results After-Market on Oct 24, 2024 Valuation Update With 7 Day Price Move • Oct 07
Investor sentiment deteriorates as stock falls 16% After last week's 16% share price decline to €16.50, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 66% over the past three years. Recent Insider Transactions • Sep 23
Executive Chairman recently sold €403k worth of stock On the 19th of September, Sean Downes sold around 20k shares on-market at roughly €20.17 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €721k. Sean has been a net seller over the last 12 months, reducing personal holdings by €2.8m. Buy Or Sell Opportunity • Sep 11
Now 22% overvalued after recent price rise Over the last 90 days, the stock has risen 12% to €19.30. The fair value is estimated to be €15.78, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to decline by 4.2% in a year. Earnings are forecast to decline by 11% in the next year. Recent Insider Transactions • Aug 28
Director recently sold €721k worth of stock On the 23rd of August, Jon Springer sold around 39k shares on-market at roughly €18.55 per share. This transaction amounted to 8.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.0m more than they bought in the last 12 months. Buy Or Sell Opportunity • Aug 26
Now 20% overvalued after recent price rise Over the last 90 days, the stock has risen 4.5% to €18.70. The fair value is estimated to be €15.57, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to decline by 4.2% in a year. Earnings are forecast to decline by 11% in the next year. Recent Insider Transactions • Aug 18
Director recently sold €391k worth of stock On the 13th of August, Jon Springer sold around 22k shares on-market at roughly €17.68 per share. This transaction amounted to 4.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.6m more than they bought in the last 12 months. Recent Insider Transactions • Aug 05
Executive Chairman recently sold €370k worth of stock On the 31st of July, Sean Downes sold around 20k shares on-market at roughly €18.48 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Sean has been a net seller over the last 12 months, reducing personal holdings by €2.0m. Buy Or Sell Opportunity • Jul 27
Now 21% overvalued after recent price rise Over the last 90 days, the stock has risen 3.2% to €19.50. The fair value is estimated to be €16.18, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to decline by 5.8% in a year. Earnings are forecast to decline by 13% in the next year. Reported Earnings • Jul 26
Second quarter 2024 earnings released: EPS: US$1.23 (vs US$0.94 in 2Q 2023) Second quarter 2024 results: EPS: US$1.23 (up from US$0.94 in 2Q 2023). Revenue: US$380.2m (up 12% from 2Q 2023). Net income: US$35.4m (up 24% from 2Q 2023). Profit margin: 9.3% (up from 8.4% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 2.9% p.a. on average during the next 2 years, while revenues in the Insurance industry in Europe are expected to grow by 6.2%. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth. Declared Dividend • Jul 22
First quarter dividend of US$0.16 announced Shareholders will receive a dividend of US$0.16. Ex-date: 2nd August 2024 Payment date: 9th August 2024 Dividend yield will be 4.0%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (25% earnings payout ratio) and cash flows (11% cash payout ratio). The dividend has increased by an average of 8.5% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 1.8% over the next year, which should provide support to the dividend and adequate earnings cover. Buy Or Sell Opportunity • Jul 01
Now 21% overvalued Over the last 90 days, the stock has fallen 5.4% to €17.40. The fair value is estimated to be €14.41, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 9.3% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to decline by 3.4% in a year. Earnings are forecast to decline by 8.4% in the next year. Buy Or Sell Opportunity • Jun 19
Now 21% overvalued Over the last 90 days, the stock has fallen 4.4% to €17.40. The fair value is estimated to be €14.43, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 9.3% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to decline by 3.4% in a year. Earnings are forecast to decline by 8.4% in the next year. Recent Insider Transactions • Jun 17
Executive Chairman recently sold €342k worth of stock On the 14th of June, Sean Downes sold around 20k shares on-market at roughly €17.12 per share. This transaction amounted to 1.7% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €369k. Sean has been a net seller over the last 12 months, reducing personal holdings by €1.9m. Recent Insider Transactions • May 15
Lead Independent Director recently sold €234k worth of stock On the 10th of May, Michael Pietrangelo sold around 12k shares on-market at roughly €18.97 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €369k. Insiders have been net sellers, collectively disposing of €2.3m more than they bought in the last 12 months. Recent Insider Transactions • May 06
Executive Chairman recently sold €369k worth of stock On the 2nd of May, Sean Downes sold around 20k shares on-market at roughly €18.43 per share. This transaction amounted to 1.7% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Sean has been a net seller over the last 12 months, reducing personal holdings by €2.2m. Announcement • Apr 28
Universal Insurance Holdings, Inc., Annual General Meeting, Jun 13, 2024 Universal Insurance Holdings, Inc., Annual General Meeting, Jun 13, 2024, at 09:00 US Eastern Standard Time. Location: Boca Raton REsort & Club 501 E. Camino Real Boca Grande Florida United States Agenda: To consider election of 12 director nominees; to consider approval of the Amended and Restated Universal Insurance Holdings, Inc. 2021 Omnibus Incentive Plan; to consider advisory vote to approve the compensation of Named Executive Officers; and to consider ratification of the appointment of Plante & Moran, PLLC as the independent registered public accounting firm of the Company for the fiscal year ending December 31, 2024. Reported Earnings • Apr 26
First quarter 2024 earnings released: EPS: US$1.16 (vs US$0.80 in 1Q 2023) First quarter 2024 results: EPS: US$1.16 (up from US$0.80 in 1Q 2023). Revenue: US$368.0m (up 16% from 1Q 2023). Net income: US$33.7m (up 39% from 1Q 2023). Profit margin: 9.1% (up from 7.6% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.7% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 13%. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth. Declared Dividend • Apr 15
Fourth quarter dividend of US$0.16 announced Shareholders will receive a dividend of US$0.16. Ex-date: 9th May 2024 Payment date: 17th May 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (33% cash payout ratio). The dividend has increased by an average of 8.5% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next 2 years, which should provide support to the dividend and adequate earnings cover. Announcement • Mar 13
Universal Insurance Holdings, Inc. (NYSE:UVE) announces an Equity Buyback for $20 million worth of its shares. Universal Insurance Holdings, Inc. (NYSE:UVE) announces a share repurchase program. Under the program, the company will repurchase up to $20 million worth of its shares. The plan will be valid till March 11, 2026. Recent Insider Transactions • Mar 11
Executive Chairman recently sold €357k worth of stock On the 7th of March, Sean Downes sold around 20k shares on-market at roughly €17.87 per share. This transaction amounted to 1.7% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Sean has been a net seller over the last 12 months, reducing personal holdings by €2.2m. Valuation Update With 7 Day Price Move • Feb 29
Investor sentiment improves as stock rises 18% After last week's 18% share price gain to €18.80, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 73% over the past three years. New Risk • Feb 27
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (7.4% average weekly change). Significant insider selling over the past 3 months (€302k sold). Buy Or Sell Opportunity • Feb 27
Now 35% overvalued after recent price rise Over the last 90 days, the stock has risen 28% to €19.40. The fair value is estimated to be €14.37, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 8.3% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 0.2% in 2 years. Earnings are forecast to grow by 16% in the next 2 years. Reported Earnings • Feb 23
Full year 2023 earnings released: EPS: US$2.24 (vs US$0.72 loss in FY 2022) Full year 2023 results: EPS: US$2.24 (up from US$0.72 loss in FY 2022). Revenue: US$1.39b (up 14% from FY 2022). Net income: US$66.8m (up US$89.1m from FY 2022). Profit margin: 4.8% (up from net loss in FY 2022). The move to profitability was driven by higher revenue. Revenue is forecast to stay flat during the next 2 years compared to a 8.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 8% per year. Declared Dividend • Feb 12
Third quarter dividend of US$0.16 announced Shareholders will receive a dividend of US$0.16. Ex-date: 7th March 2024 Payment date: 15th March 2024 Dividend yield will be 4.9%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (27% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 5.3% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 21% over the next 2 years, which should provide support to the dividend and adequate earnings cover. Recent Insider Transactions • Dec 25
Executive Chairman recently sold €302k worth of stock On the 22nd of December, Sean Downes sold around 20k shares on-market at roughly €15.08 per share. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Sean has been a net seller over the last 12 months, reducing personal holdings by €1.8m. Upcoming Dividend • Nov 30
Upcoming dividend of US$0.29 per share at 4.6% yield Eligible shareholders must have bought the stock before 07 December 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 4.6%. Lower than top quartile of German dividend payers (5.1%). Higher than average of industry peers (3.9%). Recent Insider Transactions • Nov 05
Executive Chairman recently sold €300k worth of stock On the 3rd of November, Sean Downes sold around 20k shares on-market at roughly €15.02 per share. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Sean has been a net seller over the last 12 months, reducing personal holdings by €1.5m. Reported Earnings • Oct 27
Third quarter 2023 earnings released: US$0.20 loss per share (vs US$2.36 loss in 3Q 2022) Third quarter 2023 results: US$0.20 loss per share (improved from US$2.36 loss in 3Q 2022). Revenue: US$360.0m (up 15% from 3Q 2022). Net loss: US$5.92m (loss narrowed 92% from 3Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 6.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings. Announcement • Oct 13
Universal Insurance Holdings, Inc. to Report Q3, 2023 Results on Oct 26, 2023 Universal Insurance Holdings, Inc. announced that they will report Q3, 2023 results After-Market on Oct 26, 2023 Recent Insider Transactions • Sep 08
CEO & Director recently bought €56k worth of stock On the 6th of September, Stephen Donaghy bought around 5k shares on-market at roughly €11.26 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Stephen has been a buyer over the last 12 months, purchasing a net total of €172k worth in shares. Recent Insider Transactions • Aug 10
Executive Chairman recently sold €265k worth of stock On the 4th of August, Sean Downes sold around 20k shares on-market at roughly €13.23 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €312k. Sean has been a net seller over the last 12 months, reducing personal holdings by €1.2m. Announcement • Jul 28
Universal Insurance Holdings, Inc. Declares Quarterly Cash Dividend, Payable on August 11, 2023 On July 20, 2023, the Board of Directors of Universal Insurance Holdings, Inc. declared a quarterly cash dividend of 16 cents per share of common stock, payable on August 11, 2023, to shareholders of record as of the close of business on August 4, 2023. Reported Earnings • Jul 28
Second quarter 2023 earnings released: EPS: US$0.94 (vs US$0.24 in 2Q 2022) Second quarter 2023 results: EPS: US$0.94 (up from US$0.24 in 2Q 2022). Revenue: US$339.6m (up 16% from 2Q 2022). Net income: US$28.6m (up 288% from 2Q 2022). Profit margin: 8.4% (up from 2.5% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 1.3% p.a. on average during the next 2 years, compared to a 3.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings. Upcoming Dividend • Jul 27
Upcoming dividend of US$0.16 per share at 4.9% yield Eligible shareholders must have bought the stock before 03 August 2023. Payment date: 11 August 2023. The company is not currently making a profit but it is cash flow positive. Trailing yield: 4.9%. Within top quartile of German dividend payers (4.8%). Higher than average of industry peers (4.3%). Announcement • Jul 14
Universal Insurance Holdings, Inc. to Report Q2, 2023 Results on Jul 27, 2023 Universal Insurance Holdings, Inc. announced that they will report Q2, 2023 results After-Market on Jul 27, 2023 Announcement • Jun 25
Universal Insurance Holdings, Inc.(NYSE:UVE) dropped from Russell 2000 Value-Defensive Index Universal Insurance Holdings, Inc.(NYSE:UVE) dropped from Russell 2000 Value-Defensive Index Recent Insider Transactions • Jun 24
Lead Independent Director recently sold €224k worth of stock On the 21st of June, Michael Pietrangelo sold around 15k shares on-market at roughly €14.92 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €341k. Insiders have been net sellers, collectively disposing of €1.4m more than they bought in the last 12 months. Recent Insider Transactions • Jun 19
Executive Chairman recently sold €312k worth of stock On the 13th of June, Sean Downes sold around 20k shares on-market at roughly €15.62 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €341k. Sean has been a net seller over the last 12 months, reducing personal holdings by €1.4m. Announcement • Jun 13
Universal Insurance Holdings, Inc. (NYSE:UVE) announces an Equity Buyback for $20 million worth of its shares. Universal Insurance Holdings, Inc. (NYSE:UVE) announces a share repurchase program. Under the program, the company will repurchase up to $20 million worth of its shares. The plan will be valid till June 10, 2025. Recent Insider Transactions • May 15
Executive Chairman recently sold €292k worth of stock On the 10th of May, Sean Downes sold around 20k shares on-market at roughly €14.59 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €341k. Sean has been a net seller over the last 12 months, reducing personal holdings by €1.1m. Upcoming Dividend • May 04
Upcoming dividend of US$0.16 per share at 4.8% yield Eligible shareholders must have bought the stock before 11 May 2023. Payment date: 19 May 2023. The company is not currently making a profit but it is cash flow positive. Trailing yield: 4.8%. Within top quartile of German dividend payers (4.7%). Higher than average of industry peers (4.3%). Reported Earnings • Apr 30
First quarter 2023 earnings released: EPS: US$0.80 (vs US$0.56 in 1Q 2022) First quarter 2023 results: EPS: US$0.80 (up from US$0.56 in 1Q 2022). Revenue: US$316.5m (up 10% from 1Q 2022). Net income: US$24.2m (up 38% from 1Q 2022). Profit margin: 7.6% (up from 6.1% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 65 percentage points per year, which is a significant difference in performance. Recent Insider Transactions • Apr 03
Executive Chairman recently sold €341k worth of stock On the 30th of March, Sean Downes sold around 20k shares on-market at roughly €17.06 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Sean has been a net seller over the last 12 months, reducing personal holdings by €827k. Upcoming Dividend • Mar 01
Upcoming dividend of US$0.16 per share at 3.3% yield Eligible shareholders must have bought the stock before 08 March 2023. Payment date: 16 March 2023. Trailing yield: 3.3%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.3%). Reported Earnings • Feb 24
Full year 2022 earnings released Full year 2022 results: Revenue: US$1.22b (up 9.0% from FY 2021). Net loss: US$22.3m (down 209% from profit in FY 2021). Revenue is forecast to grow 9.6% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 57 percentage points per year, which is a significant difference in performance. Announcement • Dec 21
Universal Insurance Holdings, Inc. (NYSE:UVE) announces an Equity Buyback for $8 million worth of its shares. Universal Insurance Holdings, Inc. (NYSE:UVE) announces a share repurchase program. Under the program, the company will repurchase up to $8 million worth of its shares. The plan will be valid till December 15, 2024. Buying Opportunity • Dec 14
Now 22% undervalued after recent price drop Over the last 90 days, the stock is down 18%. The fair value is estimated to be €12.10, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 8.7% over the last 3 years. Meanwhile, the company became loss making. Recent Insider Transactions • Dec 12
Director recently sold €182k worth of stock On the 7th of December, Jon Springer sold around 17k shares on-market at roughly €10.81 per share. This transaction amounted to 3.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €250k more than they bought in the last 12 months. Upcoming Dividend • Dec 01
Upcoming dividend of US$0.29 per share Eligible shareholders must have bought the stock before 08 December 2022. Payment date: 16 December 2022. The company is not currently making a profit but it is cash flow positive. Trailing yield: 7.0%. Within top quartile of German dividend payers (4.9%). Higher than average of industry peers (4.4%). 
