5UI Stock Overview
Operates as an integrated insurance holding company in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
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Universal Insurance Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$19.70 |
| 52 Week High | US$21.80 |
| 52 Week Low | US$15.30 |
| Beta | 0.85 |
| 1 Month Change | 1.55% |
| 3 Month Change | -1.50% |
| 1 Year Change | 8.84% |
| 3 Year Change | 65.55% |
| 5 Year Change | 32.21% |
| Change since IPO | 93.99% |
Recent News & Updates
Recent updates
Shareholder Returns
| 5UI | DE Insurance | DE Market | |
|---|---|---|---|
| 7D | 1.5% | 2.6% | 0.5% |
| 1Y | 8.8% | 28.6% | 15.4% |
Return vs Industry: 5UI underperformed the German Insurance industry which returned 28.3% over the past year.
Return vs Market: 5UI underperformed the German Market which returned 15.5% over the past year.
Price Volatility
| 5UI volatility | |
|---|---|
| 5UI Average Weekly Movement | 4.8% |
| Insurance Industry Average Movement | 3.3% |
| Market Average Movement | 5.4% |
| 10% most volatile stocks in DE Market | 12.0% |
| 10% least volatile stocks in DE Market | 2.8% |
Stable Share Price: 5UI has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 5UI's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1990 | 1,068 | Steve Donaghy | www.universalinsuranceholdings.com |
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com.
Universal Insurance Holdings, Inc. Fundamentals Summary
| 5UI fundamental statistics | |
|---|---|
| Market cap | €562.82m |
| Earnings (TTM) | €54.14m |
| Revenue (TTM) | €1.40b |
10.4x
P/E Ratio0.4x
P/S RatioIs 5UI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 5UI income statement (TTM) | |
|---|---|
| Revenue | US$1.52b |
| Cost of Revenue | US$1.09b |
| Gross Profit | US$433.17m |
| Other Expenses | US$374.25m |
| Earnings | US$58.92m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.10 |
| Gross Margin | 28.49% |
| Net Profit Margin | 3.87% |
| Debt/Equity Ratio | 27.1% |
How did 5UI perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield31%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/17 18:19 |
| End of Day Share Price | 2025/03/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Universal Insurance Holdings, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jon Paul Newsome | Piper Sandler Companies |
| Robert Paun | Sidoti & Company, LLC |
| Ganesh D.N. | Virtua Research Inc. |