XTRA:DFV

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DFV Deutsche Familienversicherung

Executive Summary

DFV Deutsche Familienversicherung AG is a publicly owned investment manager.

Rewards


Snowflake Analysis


Similar Companies

Share Price & News

How has DFV Deutsche Familienversicherung's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: DFV's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

11.3%

DFV

3.3%

DE Insurance

2.8%

DE Market


1 Year Return

128.6%

DFV

-8.8%

DE Insurance

0.3%

DE Market

Return vs Industry: DFV exceeded the German Insurance industry which returned -8.8% over the past year.

Return vs Market: DFV exceeded the German Market which returned 0.3% over the past year.


Shareholder returns

DFVIndustryMarket
7 Day11.3%3.3%2.8%
30 Day43.5%-1.3%0.5%
90 Day46.3%25.4%27.7%
1 Year128.6%128.6%-3.7%-8.8%2.3%0.3%
3 Yearn/a28.9%12.2%3.5%-4.9%
5 Yearn/a66.4%32.0%11.4%-3.4%

Price Volatility Vs. Market

How volatile is DFV Deutsche Familienversicherung's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is DFV Deutsche Familienversicherung undervalued compared to its fair value and its price relative to the market?

5.26x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate DFV's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate DFV's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: DFV is unprofitable, so we can't compare its PE Ratio to the Insurance industry average.

PE vs Market: DFV is unprofitable, so we can't compare its PE Ratio to the German market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate DFV's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: DFV is overvalued based on its PB Ratio (5.3x) compared to the DE Insurance industry average (1x).

Future Growth

How is DFV Deutsche Familienversicherung forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?

53.0%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: DFV is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (0.2%).

Earnings vs Market: DFV is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: DFV's is expected to become profitable in the next 3 years.

Revenue vs Market: DFV's revenue (27.5% per year) is forecast to grow faster than the German market (5.9% per year).

High Growth Revenue: DFV's revenue (27.5% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: DFV's Return on Equity is forecast to be high in 3 years time (23%)

Past Performance

How has DFV Deutsche Familienversicherung performed over the past 5 years?

-36.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: DFV is currently unprofitable.

Growing Profit Margin: DFV is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: DFV is unprofitable, and losses have increased over the past 5 years at a rate of -36.5% per year.

Accelerating Growth: Unable to compare DFV's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: DFV is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (10%).


Return on Equity

High ROE: DFV has a negative Return on Equity (-3.26%), as it is currently unprofitable.

Financial Health

How is DFV Deutsche Familienversicherung's financial position?


Financial Position Analysis

Short Term Liabilities: DFV's short term assets (€50.3M) do not cover its short term liabilities (€63.7M).

Long Term Liabilities: DFV's short term assets (€50.3M) do not cover its long term liabilities (€62.5M).


Debt to Equity History and Analysis

Debt Level: DFV is debt free.

Reducing Debt: DFV has not had any debt for past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable DFV has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: DFV is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 10.7% per year.

Dividend

What is DFV Deutsche Familienversicherung current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate DFV's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate DFV's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if DFV's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if DFV's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of DFV's dividend in 3 years as they are not forecast to pay a notable one for the German market.

Management

How experienced are the management team and are they aligned to shareholders interests?

4.5yrs

Average board tenure


CEO

Stefan Knoll (63yo)

no data

Tenure

€605,000

Compensation

Dr. Stefan M. Knoll Founded the DFV Deutsche Familienversicherung AG. Dr. Knoll serves as Chief Executive Officer at DFV Deutsche Familienversicherung AG and has been its Member of Management Board since 2 ...


CEO Compensation Analysis

Compensation vs Market: Stefan's total compensation ($USD680.16K) is below average for companies of similar size in the German market ($USD1.08M).

Compensation vs Earnings: Stefan's compensation has increased whilst the company is unprofitable.


Board Members

NamePositionTenureCompensationOwnership
Herbert Pfennig
Member of Supervisory Board5.5yrsno datano data
Luca Pesarini
Member of Supervisory Board9.5yrsno data17.26% 58.6m
Georg Glatzel
Member of Supervisory Board3.5yrsno datano data
Hans-Werner Rhein
Chairman of the Supervisory Boardno datano data1.21% 4.1m
Ulrich Gauß
Member of the Supervisory Board1.17yrsno datano data

4.5yrs

Average Tenure

62.5yo

Average Age

Experienced Board: DFV's board of directors are considered experienced (4.5 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

DFV Deutsche Familienversicherung AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: DFV Deutsche Familienversicherung AG
  • Ticker: DFV
  • Exchange: XTRA
  • Founded: 2006
  • Industry: Multi-line Insurance
  • Sector: Insurance
  • Market Cap: €339.497m
  • Shares outstanding: 13.26m
  • Website: https://www.dfv.ag

Number of Employees


Location

  • DFV Deutsche Familienversicherung AG
  • Reuterweg 47
  • Frankfurt
  • Hessen
  • 60323
  • Germany

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
DFVDB (Deutsche Boerse AG)YesOrdinary Bearer SharesDEEURNov 2018
DFVXTRA (XETRA Trading Platform)YesOrdinary Bearer SharesDEEURNov 2018

Biography

DFV Deutsche Familienversicherung AG is a publicly owned investment manager. The firm provides its services to Institutional and private investors. It focuses primarily on selling insurance policies digitally and online. The firm is engaged in digital Insurtech and insurance sector. It offers the broad range of digital customer solutions. Its product portfolio includes supplemental health insurance policies. DFV Deutsche Familienversicherung AG was founded in 2006 and is based Frankfurt, Germany. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/04 21:01
End of Day Share Price2020/07/03 00:00
Earnings2019/12/31
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.