Executive Summary
DFV Deutsche Familienversicherung AG is a publicly owned investment manager.
Rewards
Snowflake Analysis
Similar Companies
Share Price & News
How has DFV Deutsche Familienversicherung's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: DFV's share price has been volatile over the past 3 months.
Market Performance
7 Day Return
11.3%
DFV
3.3%
DE Insurance
2.8%
DE Market
1 Year Return
128.6%
DFV
-8.8%
DE Insurance
0.3%
DE Market
Return vs Industry: DFV exceeded the German Insurance industry which returned -8.8% over the past year.
Return vs Market: DFV exceeded the German Market which returned 0.3% over the past year.
Shareholder returns
| DFV | Industry | Market | |
|---|---|---|---|
| 7 Day | 11.3% | 3.3% | 2.8% |
| 30 Day | 43.5% | -1.3% | 0.5% |
| 90 Day | 46.3% | 25.4% | 27.7% |
| 1 Year | 128.6%128.6% | -3.7%-8.8% | 2.3%0.3% |
| 3 Year | n/a | 28.9%12.2% | 3.5%-4.9% |
| 5 Year | n/a | 66.4%32.0% | 11.4%-3.4% |
Price Volatility Vs. Market
How volatile is DFV Deutsche Familienversicherung's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is DFV Deutsche Familienversicherung undervalued compared to its fair value and its price relative to the market?
5.26x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate DFV's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate DFV's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: DFV is unprofitable, so we can't compare its PE Ratio to the Insurance industry average.
PE vs Market: DFV is unprofitable, so we can't compare its PE Ratio to the German market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate DFV's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: DFV is overvalued based on its PB Ratio (5.3x) compared to the DE Insurance industry average (1x).
Future Growth
How is DFV Deutsche Familienversicherung forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
53.0%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: DFV is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (0.2%).
Earnings vs Market: DFV is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: DFV's is expected to become profitable in the next 3 years.
Revenue vs Market: DFV's revenue (27.5% per year) is forecast to grow faster than the German market (5.9% per year).
High Growth Revenue: DFV's revenue (27.5% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: DFV's Return on Equity is forecast to be high in 3 years time (23%)
Past Performance
How has DFV Deutsche Familienversicherung performed over the past 5 years?
-36.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: DFV is currently unprofitable.
Growing Profit Margin: DFV is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: DFV is unprofitable, and losses have increased over the past 5 years at a rate of -36.5% per year.
Accelerating Growth: Unable to compare DFV's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: DFV is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (10%).
Return on Equity
High ROE: DFV has a negative Return on Equity (-3.26%), as it is currently unprofitable.
Financial Health
How is DFV Deutsche Familienversicherung's financial position?
Financial Position Analysis
Short Term Liabilities: DFV's short term assets (€50.3M) do not cover its short term liabilities (€63.7M).
Long Term Liabilities: DFV's short term assets (€50.3M) do not cover its long term liabilities (€62.5M).
Debt to Equity History and Analysis
Debt Level: DFV is debt free.
Reducing Debt: DFV has not had any debt for past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable DFV has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: DFV is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 10.7% per year.
Dividend
What is DFV Deutsche Familienversicherung current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate DFV's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate DFV's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if DFV's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if DFV's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of DFV's dividend in 3 years as they are not forecast to pay a notable one for the German market.
Management
How experienced are the management team and are they aligned to shareholders interests?
4.5yrs
Average board tenure
CEO
Stefan Knoll (63yo)
no data
Tenure
€605,000
Compensation
Dr. Stefan M. Knoll Founded the DFV Deutsche Familienversicherung AG. Dr. Knoll serves as Chief Executive Officer at DFV Deutsche Familienversicherung AG and has been its Member of Management Board since 2 ...
CEO Compensation Analysis
Compensation vs Market: Stefan's total compensation ($USD680.16K) is below average for companies of similar size in the German market ($USD1.08M).
Compensation vs Earnings: Stefan's compensation has increased whilst the company is unprofitable.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Member of Supervisory Board | 5.5yrs | no data | no data | |
| Member of Supervisory Board | 9.5yrs | no data | 17.26% €58.6m | |
| Member of Supervisory Board | 3.5yrs | no data | no data | |
| Chairman of the Supervisory Board | no data | no data | 1.21% €4.1m | |
| Member of the Supervisory Board | 1.17yrs | no data | no data |
4.5yrs
Average Tenure
62.5yo
Average Age
Experienced Board: DFV's board of directors are considered experienced (4.5 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
DFV Deutsche Familienversicherung AG's company bio, employee growth, exchange listings and data sources
Key Information
- Name: DFV Deutsche Familienversicherung AG
- Ticker: DFV
- Exchange: XTRA
- Founded: 2006
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: €339.497m
- Shares outstanding: 13.26m
- Website: https://www.dfv.ag
Number of Employees
Location
- DFV Deutsche Familienversicherung AG
- Reuterweg 47
- Frankfurt
- Hessen
- 60323
- Germany
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| DFV | DB (Deutsche Boerse AG) | Yes | Ordinary Bearer Shares | DE | EUR | Nov 2018 |
| DFV | XTRA (XETRA Trading Platform) | Yes | Ordinary Bearer Shares | DE | EUR | Nov 2018 |
Biography
DFV Deutsche Familienversicherung AG is a publicly owned investment manager. The firm provides its services to Institutional and private investors. It focuses primarily on selling insurance policies digitally and online. The firm is engaged in digital Insurtech and insurance sector. It offers the broad range of digital customer solutions. Its product portfolio includes supplemental health insurance policies. DFV Deutsche Familienversicherung AG was founded in 2006 and is based Frankfurt, Germany.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/07/04 21:01 |
| End of Day Share Price | 2020/07/03 00:00 |
| Earnings | 2019/12/31 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.