How does EG7's PE Ratio compare to its peers?

EG7 is good value based on its Price-To-Earnings Ratio (7x) compared to the peer average (14.8x).

How does EG7's PE Ratio compare vs other companies in the European Insurance Industry?

EG7 is good value based on its Price-To-Earnings Ratio (7x) compared to the European Insurance industry average (11.1x).

What is EG7's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate EG7's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of EG7 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

EG7 (€12.5) is trading below our estimate of [[fair value]] (€45.81)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

FBD Holdings (BST:EG7) - Stock Price, News & Analysis

EG7 Stock Overview

Through its subsidiaries, engages in the underwriting of general insurance to farmers, private individuals, and business owners in Ireland.

About the company

EG7 fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	4/6

Rewards

Trading at 72.7% below our estimate of its fair value

Risk Analysis

Earnings are forecast to decline by an average of 20.4% per year for the next 3 years

Shares are highly illiquid

Profit margins (14.3%) are lower than last year (22.4%)

Dividend of 16% is not well covered by free cash flows

FBD Holdings plc Competitors

NÜRNBERGER Beteiligungs-AG

XTRA:NBG6

€599.0m

RheinLand Holding

DUSE:RLV

€119.8m

DFV Deutsche Familienversicherung

XTRA:DFV

€94.8m

Talanx

XTRA:TLX

€18.2b

Price History & Performance

Summary of all time highs, changes and price drops for FBD Holdings
Historical stock prices
Current Share Price	€12.50
52 Week High	€13.70
52 Week Low	€10.35
Beta	0.45
11 Month Change	-7.41%
3 Month Change	n/a
1 Year Change	10.13%
33 Year Change	56.25%
5 Year Change	50.60%
Change since IPO	19.62%

Recent updates

Shareholder Returns

	EG7	DE Insurance	DE Market
7D	0%	-2.0%	-2.2%
1Y	10.1%	25.9%	13.3%

Return vs Industry: EG7 underperformed the German Insurance industry which returned 26.5% over the past year.

Return vs Market: EG7 underperformed the German Market which returned 13.6% over the past year.

Price Volatility

Is EG7's price volatile compared to industry and market?
EG7 volatility
EG7 Average Weekly Movement	n/a
Insurance Industry Average Movement	3.2%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.2%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: EG7's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine EG7's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1969	950	Tomas O'Midheach	www.fbdgroup.com

FBD Holdings plc, through its subsidiaries, engages in the underwriting of general insurance to farmers, private individuals, and business owners in Ireland. The company operates in three segments: General Insurance, Financial Services, and Other Group Activities. It offers motor, property, liability and personal accident, home, travel, life and pension, business, farm, and business insurance products.

FBD Holdings plc Fundamentals Summary

How do FBD Holdings's earnings and revenue compare to its market cap?
EG7 fundamental statistics
Market cap	€443.33m
Earnings (TTM)	€64.01m
Revenue (TTM)	€446.07m

7.0x

P/E Ratio

1.0x

P/S Ratio

Is EG7 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EG7 income statement (TTM)
Revenue	€446.07m
Cost of Revenue	€303.15m
Gross Profit	€142.92m
Other Expenses	€78.91m
Earnings	€64.01m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.78
Gross Margin	32.04%
Net Profit Margin	14.35%
Debt/Equity Ratio	10.7%

How did EG7 perform over the long term?

See historical performance and comparison

Dividends

16.0%

Current Dividend Yield

55%

Payout Ratio

EG7 Stock Overview

Rewards

Risk Analysis

FBD Holdings plc Competitors

XTRA:NBG6

€599.0m

DUSE:RLV

€119.8m

XTRA:DFV

€94.8m

XTRA:TLX

€18.2b

Price History & Performance

Recent News & Updates

FBD Holdings plc Announces Directorate Changes

FBD Holdings plc Appoints John O'Dwyer as Senior Independent Director

High number of new directors

FBD Holdings plc and FBD Insurance plc Announces the Appointment of Olive Gaughan as Independent Non-Executive Director

FBD Holdings Approves to Delist the Ordinary Shares from the Official List of the Financial Conduct Authority

Upcoming dividend of €1.00 per share

Recent updates

FBD Holdings plc Announces Directorate Changes

FBD Holdings plc Appoints John O'Dwyer as Senior Independent Director

High number of new directors

FBD Holdings plc and FBD Insurance plc Announces the Appointment of Olive Gaughan as Independent Non-Executive Director

FBD Holdings Approves to Delist the Ordinary Shares from the Official List of the Financial Conduct Authority

Upcoming dividend of €1.00 per share

New minor risk - Shareholder dilution

FBD Insurance plc and Fbd Holdings plc Announces Demise of David O'connor, an Independent Non-Executive Director Independent Non-Executive Director of FBD Holdings plc and Chair of FBD Insurance plc

Investor sentiment improves as stock rises 17%

New major risk - Revenue and earnings growth

Full year 2023 earnings released: EPS: €1.94 (vs €1.81 in FY 2022)

FBD Holdings plc Proposes Final Ordinary Dividend for the Financial Year 2023, Payable on 7 June 2024

New minor risk - Financial data availability

Investor sentiment improves as stock rises 16%

New minor risk - Share price stability

FBD Holdings plc, Annual General Meeting, May 09, 2024

High number of new directors

Upcoming dividend of €1.00 per share at 7.6% yield

FBD Holdings plc and FBD Insurance plc Appoints Patrick Murphy as Non-Executive Director

New major risk - Earnings quality

First half 2023 earnings released: EPS: €0.91 (vs €0.062 in 1H 2022)

Investor sentiment deteriorates as stock falls 16%

Upcoming dividend of €1.00 per share at 7.2% yield

Full year 2022 earnings released: EPS: €1.81 (vs €2.74 in FY 2021)

Investor sentiment improves as stock rises 16%

FBD Holdings plc Announces the Demise of Padraig Walshe, Non-Executive Director

FBD Holdings plc to Report First Half, 2023 Results on Aug 11, 2023

FBD Holdings plc Announces Board Commitee Changes

Investor sentiment improved over the past week

High number of new directors

First half 2022 earnings released

High number of new directors

Walter Bogaerts to Stepp Down as Independent Non-Executive Director of FBD Holdings plc

Upcoming dividend of €1.00 per share

FBD Holdings plc Proposes Final Dividend for the Year 2021, Payable on 19 May 2022

FBD Holdings plc Announces Walter Bogaerts Will Not Be Reelected At AGM

Full year 2021 earnings: Revenues exceed analyst expectations

Investor sentiment improved over the past week

Investor sentiment improved over the past week

First half 2021 earnings released: EPS €0.55 (vs €0.23 loss in 1H 2020)

Full year 2020 earnings released

Revenue misses expectations

FBD Holdings plc Appoints Tim Cullinan as Additional Independent Non-Executive Director

FBD Insurance plc and FBD Holdings plc Announces Executive Changes, Effective 4 January 2021

FBD Holdings plc, Annual General Meeting, May 12, 2021

New 90-day high: €6.30

New 90-day high: €6.16

New 90-day low - €5.60

FBD Holdings plc and FBD Insurance plc Appoint Tomás O'Midheach as CEO, Effective February 1, 2021

New 90-day low - €5.74

FBD Holdings plc To Be Deleted From Other OTC

Shareholder Returns

Price Volatility

About the Company

FBD Holdings plc Fundamentals Summary

7.0x

1.0x

Earnings & Revenue

Dividends