SFE Stock Overview
Operates as a consumer financial services company in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 2/6 |
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Risk Analysis
My Notes
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Synchrony Financial Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$64.04 |
| 52 Week High | US$64.51 |
| 52 Week Low | US$39.90 |
| Beta | 1.64 |
| 1 Month Change | 5.64% |
| 3 Month Change | n/a |
| 1 Year Change | 98.76% |
| 3 Year Change | 58.40% |
| 5 Year Change | 94.03% |
| Change since IPO | 122.75% |
Recent News & Updates
Recent updates
Shareholder Returns
| SFE | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 0% | -2.6% | -1.4% |
| 1Y | 98.8% | 12.5% | 8.0% |
Return vs Industry: SFE exceeded the German Consumer Finance industry which returned 12.5% over the past year.
Return vs Market: SFE exceeded the German Market which returned 8% over the past year.
Price Volatility
| SFE volatility | |
|---|---|
| SFE Average Weekly Movement | n/a |
| Consumer Finance Industry Average Movement | 4.5% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.9% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: SFE's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: Insufficient data to determine SFE's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1932 | 20,000 | Brian Doubles | www.synchrony.com |
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.
Synchrony Financial Fundamentals Summary
| SFE fundamental statistics | |
|---|---|
| Market cap | €23.86b |
| Earnings (TTM) | €2.99b |
| Revenue (TTM) | €8.68b |
8.0x
P/E Ratio2.7x
P/S RatioIs SFE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SFE income statement (TTM) | |
|---|---|
| Revenue | US$9.01b |
| Cost of Revenue | US$0 |
| Gross Profit | US$9.01b |
| Other Expenses | US$5.90b |
| Earnings | US$3.10b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.97 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.45% |
| Debt/Equity Ratio | 97.8% |
How did SFE perform over the long term?
See historical performance and comparisonDividends
1.6%
Current Dividend Yield13%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 12:11 |
| End of Day Share Price | 2024/12/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Synchrony Financial is covered by 45 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David George | Baird |
| Brennan Crowley | Baird |
| Mark DeVries | Barclays |