The Western Union Company

DB:W3U Stock Report

Market Cap: €3.5b

Western Union Past Earnings Performance

Past criteria checks 1/6

Western Union's earnings have been declining at an average annual rate of -7.5%, while the Diversified Financial industry saw earnings growing at 0.6% annually. Revenues have been declining at an average rate of 4.5% per year. Western Union's return on equity is 103.5%, and it has net margins of 16.1%.

Key information

-7.5%

Earnings growth rate

-3.6%

EPS growth rate

Diversified Financial Industry Growth9.1%
Revenue growth rate-4.5%
Return on equity103.5%
Net Margin16.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Western Union makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:W3U Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244,2046768400
30 Jun 244,2665828410
31 Mar 244,3696178600
31 Dec 234,3576268490
30 Sep 234,3977488610
30 Jun 234,3887518860
31 Mar 234,3577698810
31 Dec 224,4769119270
30 Sep 224,6688309400
30 Jun 224,8658899700
31 Mar 225,0179171,0310
31 Dec 215,0718061,0610
30 Sep 215,0588141,0860
30 Jun 215,0308101,0820
31 Mar 214,8557491,0290
31 Dec 204,8357441,0210
30 Sep 204,8717031,0590
30 Jun 204,9196091,0990
31 Mar 205,1451,0621,1700
31 Dec 195,2921,0581,2070
30 Sep 195,3861,1351,1900
30 Jun 195,4671,2091,1800
31 Mar 195,5388111,1800
31 Dec 185,5908521,1790
30 Sep 185,627-4811,2020
30 Jun 185,644-4541,2120
31 Mar 185,611-5051,2170
31 Dec 175,524-5571,1840
30 Sep 175,4582091,0720
30 Jun 175,4311901,0570
31 Mar 175,4282291,0430
31 Dec 165,4232531,0540
30 Sep 165,4318211,1000
30 Jun 165,4538361,1060
31 Mar 165,4618201,1480
31 Dec 155,4848381,1650
30 Sep 155,5148471,1710
30 Jun 155,5558491,1800
31 Mar 155,5778531,1460
31 Dec 145,6078521,1510
30 Sep 145,6198041,1770
30 Jun 145,5877851,1810
31 Mar 145,5677891,1670
31 Dec 135,5427981,1480

Quality Earnings: W3U has high quality earnings.

Growing Profit Margin: W3U's current net profit margins (16.1%) are lower than last year (17%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: W3U's earnings have declined by 7.5% per year over the past 5 years.

Accelerating Growth: W3U's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: W3U had negative earnings growth (-9.7%) over the past year, making it difficult to compare to the Diversified Financial industry average (-11%).

Return on Equity

High ROE: Whilst W3U's Return on Equity (103.49%) is outstanding, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 09:14
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Western Union Company is covered by 46 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Darrin PellerBarclays
Ramsey El-AssalBarclays
Rufus HoneBMO Capital Markets Equity Research