Credit Saison Management

Management criteria checks 2/4

Credit Saison's CEO is Hiroshi Rinno, appointed in Jun 2000, has a tenure of 24.42 years. directly owns 0.073% of the company’s shares, worth €2.56M. The average tenure of the management team and the board of directors is 3.7 years and 5.7 years respectively.

Key information

Hiroshi Rinno

Chief executive officer

n/a

Total compensation

CEO salary percentage	n/a
CEO tenure	24.4yrs
CEO ownership	0.07%
Management average tenure	3.7yrs
Board average tenure	5.7yrs

Recent management updates

Recent updates

CEO

Hiroshi Rinno (82 yo)

24.4yrs

Tenure

Mr. Hiroshi Rinno serves as Chairman and Chief Executive Officer of Credit Saison Co. Ltd. since March 2019 and serves as its Representative since 2020. He joined Credit Saison Co., Ltd as General Manager...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Hiroshi Rinno	Representative	24.4yrs	no data	0.073% € 2.6m
Katsumi Mizuno	Exe President	3.7yrs	no data	0.019% € 682.9k
Masaki Negishi	CFO, Mang. Exe. Officer	1.8yrs	no data	no data
Kazutoshi Ono	Sr. Managing Exec. Officer	5.7yrs	no data	0.0078% € 273.6k
Ryuki Tabata	Head of General Affairs Dept.	1.8yrs	no data	no data
Naoki Takahashi	EVP, CHO	5.7yrs	no data	0.026% € 931.5k
Shunji Ashikaga	Managing Exe. Officer	4.4yrs	no data	0.0076% € 266.9k
Kazue Yasumori	Man. Exe. Off.	no data	no data	no data
Naoki Nakayama	Managing Executive Officer	4.7yrs	no data	0.0031% € 108.6k
Kosuke Mori	Sr. Mg. Exe. Off.	less than a year	no data	no data
Yuichi Kawahara	Executive Officer	3.7yrs	no data	no data
Yoshiyuki Kimura	Head of Corporate Risk Management	1.7yrs	no data	no data

3.7yrs

Average Tenure

53yo

Average Age

Experienced Management: QC9's management team is considered experienced (3.7 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Hiroshi Rinno	Representative	41.6yrs	no data	0.073% € 2.6m
Katsumi Mizuno	Exe President	11.4yrs	no data	0.019% € 682.9k
Kazutoshi Ono	Sr. Managing Exec. Officer	5.7yrs	no data	0.0078% € 273.6k
Naoki Takahashi	EVP, CHO	13.7yrs	no data	0.026% € 931.5k
Shunji Ashikaga	Managing Exe. Officer	6.4yrs	no data	0.0076% € 266.9k
Naoki Nakayama	Managing Executive Officer	1.8yrs	no data	0.0031% € 108.6k
Kosuke Mori	Sr. Mg. Exe. Off.	no data	no data	no data
Hideo Suzuki	Chairman of Audit & Supervisory Board	1.4yrs	no data	0.0032% € 113.2k
Naoki Togashi	Independent Outside Director	7.4yrs	no data	no data
Eiji Sakaguchi	Independent Outside Director	1.4yrs	no data	no data
Kosuke Kato	Director	1.3yrs	no data	no data
Hitoshi Yokokura	Independent Outside Director	4.4yrs	no data	no data

5.7yrs

Average Tenure

58yo

Average Age

Experienced Board: QC9's board of directors are considered experienced (5.7 years average tenure).

Credit Saison Management

Management criteria checks 2/4

Key information

Recent management updates

Credit Saison Co., Ltd., Annual General Meeting, Jun 19, 2024

Credit Saison Co., Ltd., Annual General Meeting, Jun 21, 2023

Less than half of directors are independent

Less than half of directors are independent

Credit Saison Co., Ltd. Announces Board Changes

Recent updates

Dividend of JP¥105 announced

Second quarter 2025 earnings released: EPS: JP¥74.60 (vs JP¥167 in 2Q 2024)

First quarter 2025 earnings released: EPS: JP¥102 (vs JP¥108 in 1Q 2024)

Investor sentiment deteriorates as stock falls 19%

Sony Music Entertainment (Japan) Inc. acquired an unknown minority stake in Eplus, Inc. from Credit Saison Co., Ltd. (TSE:8253).

Full year 2024 earnings released: EPS: JP¥453 (vs JP¥279 in FY 2023)

Credit Saison Co., Ltd., Annual General Meeting, Jun 19, 2024

Full year 2024 earnings released: EPS: JP¥453 (vs JP¥279 in FY 2023)

Credit Saison Co., Ltd. (TSE:8253) announces an Equity Buyback for 25,000,000 shares, representing 15.18% for ¥50,000 million.

Upcoming dividend of JP¥100.00 per share

Credit Saison Co., Ltd. to Report Q2, 2025 Results on Nov 14, 2024

Third quarter 2024 earnings released: EPS: JP¥111 (vs JP¥114 in 3Q 2023)

New major risk - Revenue and earnings growth

Second quarter 2024 earnings released: EPS: JP¥167 (vs JP¥78.82 in 2Q 2023)

First quarter 2024 earnings released: EPS: JP¥108 (vs JP¥97.11 in 1Q 2023)

Full year 2023 earnings released: EPS: JP¥279 (vs JP¥226 in FY 2022)

Credit Saison Co., Ltd. announced that it expects to receive ¥15.4953348 billion in funding from Suruga Bank Ltd.

Credit Saison Reportedly to Acquire Stake in Suruga Bank

Credit Saison Co., Ltd. Provides Consolidated and Non-Consolidated Earnings Guidance for the First Six Months and Fiscal Year Ending March 31, 2024

Full year 2023 earnings released: EPS: JP¥279 (vs JP¥226 in FY 2022)

Credit Saison Co., Ltd., Annual General Meeting, Jun 21, 2023

Upcoming dividend of JP¥60.00 per share at 3.6% yield

Third quarter 2023 earnings released: EPS: JP¥114 (vs JP¥92.14 in 3Q 2022)

Credit Saison Co., Ltd. Revises Consolidated and Non-Consolidated Earnings Guidance for the Full Fiscal Year Ending March 31, 2023

Second quarter 2023 earnings released: EPS: JP¥78.82 (vs JP¥66.01 in 2Q 2022)

Less than half of directors are independent

Second quarter 2023 earnings released: EPS: JP¥78.82 (vs JP¥66.01 in 2Q 2022)

Credit Saison Co., Ltd. Provides Year End Dividend Guidance for the Fiscal Year 2022

Credit Saison Co., Ltd. Revises Consolidated and Non-Consolidated Earnings Guidance for the Year Ending March 31, 2023

Investor sentiment deteriorated over the past week

Credit Saison Co., Ltd. (TSE:8253) agreed to acquire 18.868177% stake in Broad-minded Co.,Ltd. (TSE:7343).

First quarter 2023 earnings released: EPS: JP¥97.10 (vs JP¥71.91 in 1Q 2022)

Credit Saison Co., Ltd. Provides Dividend Guidance for the End of Fiscal Year of 2022

Full year 2022 earnings released

Full year 2022 earnings released: EPS: JP¥226 (vs JP¥231 in FY 2021)

Credit Saison Co., Ltd. Announces Dividend for the Fiscal Year Ended March 31, 2022, Payable on June 23, 2022; Provides Dividend Guidance for the Fiscal Year Ending March 31, 2023

Less than half of directors are independent

Investor sentiment improved over the past week

Credit Saison Co., Ltd. to Report Q2, 2023 Results on Nov 10, 2022

Upcoming dividend of JP¥45.00 per share

Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beat

Credit Saison Co., Ltd. Provides Consolidated Earning Guidance for the March 31, 2022

Second quarter 2022 earnings released: EPS JP¥66.01 (vs JP¥58.52 in 2Q 2021)

First quarter 2022 earnings released: EPS JP¥71.91 (vs JP¥72.02 in 1Q 2021)

Full year 2021 earnings released: EPS JP¥231 (vs JP¥143 in FY 2020)

Credit Saison Co., Ltd. Provides Earnings Guidance for the Six Months and Full Year Ending March 31, 2022

Full year 2021 earnings released: EPS JP¥231 (vs JP¥143 in FY 2020)

Upcoming Dividend of JP¥45.00 Per Share

New 90-day high: €10.80

Credit Saison Co., Ltd. to Report Q1, 2022 Results on Aug 06, 2021

Exe. President, COO, Head of Public Relations Office & Director Masahiro Yamashita has left the company

Credit Saison Co., Ltd. Announces Board Changes

Third quarter 2021 earnings released: EPS JP¥83.19 (vs JP¥97.91 in 3Q 2020)

Credit Saison Co., Ltd. Revised Consolidated and Non-Consolidated Earnings Guidance for the Year Ending March 31, 2021

Second quarter 2021 earnings released: EPS JP¥58.52

Second quarter 2021 earnings released: EPS JP¥58.52

New 90-day high: €10.50

New 90-day high: €9.75

First quarter earnings released

Earnings released

CEO

Tenure

Leadership Team

Average Tenure

Average Age

Board Members

Average Tenure

Average Age