Credit Saison Balance Sheet Health
Financial Health criteria checks 4/6
Credit Saison has a total shareholder equity of ¥698.1B and total debt of ¥3,244.6B, which brings its debt-to-equity ratio to 464.8%. Its total assets and total liabilities are ¥4,441.7B and ¥3,743.6B respectively. Credit Saison's EBIT is ¥59.8B making its interest coverage ratio -47. It has cash and short-term investments of ¥99.4B.
Key information
464.8%
Debt to equity ratio
JP¥3.24t
Debt
| Interest coverage ratio | -47x |
| Cash | JP¥99.41b |
| Equity | JP¥698.10b |
| Total liabilities | JP¥3.74t |
| Total assets | JP¥4.44t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: QC9's short term assets (¥3,802.6B) exceed its short term liabilities (¥267.9B).
Long Term Liabilities: QC9's short term assets (¥3,802.6B) exceed its long term liabilities (¥3,475.7B).
Debt to Equity History and Analysis
Debt Level: QC9's net debt to equity ratio (450.5%) is considered high.
Reducing Debt: QC9's debt to equity ratio has reduced from 484.5% to 464.8% over the past 5 years.
Debt Coverage: QC9's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: QC9 earns more interest than it pays, so coverage of interest payments is not a concern.