Ladder Capital Corp

DB:LD1A Stock Report

Market Cap: €1.4b

Ladder Capital Valuation

Is LD1A undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of LD1A when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
€16.67
Fair Value
33.4% undervalued intrinsic discount
7
Number of Analysts

Below Fair Value: LD1A (€11.1) is trading below our estimate of fair value (€16.67)

Significantly Below Fair Value: LD1A is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for LD1A?

Key metric: As LD1A is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for LD1A. This is calculated by dividing LD1A's market cap by their current earnings.
What is LD1A's PE Ratio?
PE Ratio13.7x
EarningsUS$108.26m
Market CapUS$1.48b

Price to Earnings Ratio vs Peers

How does LD1A's PE Ratio compare to its peers?

The above table shows the PE ratio for LD1A vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average20.6x
HYQ Hypoport
43.7x27.9%€1.3b
FTK flatexDEGIRO
17x9.8%€2.0b
MLP MLP
11.6x7.8%€744.7m
GLJ Grenke
10.1x24.6%€751.0m
LD1A Ladder Capital
13.7x-0.2%€1.5b

Price-To-Earnings vs Peers: LD1A is good value based on its Price-To-Earnings Ratio (13.7x) compared to the peer average (20.6x).

Price to Earnings Ratio vs Industry

How does LD1A's PE Ratio compare vs other companies in the Global Mortgage REITs Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
LD1A 13.7xIndustry Avg. 11.7xNo. of Companies5PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: LD1A is expensive based on its Price-To-Earnings Ratio (13.7x) compared to the Global Mortgage REITs industry average (11.7x).

Price to Earnings Ratio vs Fair Ratio

What is LD1A's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

LD1A PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13.7x
Fair PE Ratio11.2x

Price-To-Earnings vs Fair Ratio: LD1A is expensive based on its Price-To-Earnings Ratio (13.7x) compared to the estimated Fair Price-To-Earnings Ratio (11.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst LD1A forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€11.10
€12.70
+14.4%
3.0%€13.34€12.15n/a7
Feb ’26€10.80
€13.04
+20.7%
3.0%€13.70€12.48n/a7
Jan ’26€10.80
€12.35
+14.4%
2.6%€12.95€12.02n/a7
Dec ’25€11.30
€12.35
+9.3%
2.6%€12.95€12.02n/a7
Nov ’25€10.40
€12.35
+18.8%
2.6%€12.95€12.02n/a7
Oct ’25€10.40
€12.34
+18.7%
2.6%€12.93€12.01n/a7
Sep ’25€11.00
€12.34
+12.2%
2.6%€12.93€12.01n/a7
Aug ’25€11.00
€12.34
+12.2%
2.6%€12.93€12.01n/a7
Jul ’25€10.20
€11.56
+13.4%
5.4%€12.11€10.24n/a6
Jun ’25€10.10
€11.32
+12.1%
5.5%€11.97€10.13n/a5
May ’25€10.10
€11.52
+14.1%
5.5%€12.18€10.30n/a5
Apr ’25€10.10
€11.15
+10.4%
4.8%€11.65€10.05n/a6
Mar ’25€9.95
€11.19
+12.5%
6.3%€11.77€9.69n/a6
Feb ’25€10.10
€10.88
+7.7%
6.2%€11.52€9.49€10.806
Jan ’25€10.50
€10.88
+3.6%
6.2%€11.52€9.49€10.806
Dec ’24€10.20
€11.16
+9.4%
6.0%€11.83€9.94€11.306
Nov ’24€9.60
€11.16
+16.2%
6.0%€11.83€9.94€10.406
Oct ’24€9.60
€11.07
+15.4%
4.2%€11.79€10.43€10.406
Sep ’24€10.00
€11.07
+10.7%
4.2%€11.79€10.43€11.006
Aug ’24€9.85
€11.07
+12.4%
4.2%€11.79€10.43€11.006
Jul ’24€9.85
€10.21
+3.6%
8.0%€10.97€9.14€10.206
Jun ’24€8.85
€10.49
+18.5%
8.8%€11.65€9.32€10.106
May ’24€8.30
€10.48
+26.3%
7.1%€11.39€9.12€10.106
Apr ’24€8.40
€12.26
+46.0%
6.3%€13.20€10.85€10.106
Mar ’24€10.30
€12.26
+19.0%
6.3%€13.20€10.85€9.956
Feb ’24€10.20
€12.91
+26.5%
8.1%€14.17€11.13€10.106
Analyst Price Target
Consensus Narrative from 7 Analysts
€12.66
Fair Value
12.3% undervalued intrinsic discount
7
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/19 22:36
End of Day Share Price 2025/02/19 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ladder Capital Corp is covered by 13 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Eric DrayBofA Global Research
Randolph BinnerB. Riley Securities, Inc.
William CatherwoodBTIG