Kaspi.kz Balance Sheet Health
Financial Health criteria checks 6/6
Kaspi.kz has a total shareholder equity of KZT1,375.5B and total debt of KZT161.7B, which brings its debt-to-equity ratio to 11.8%. Its total assets and total liabilities are KZT7,620.6B and KZT6,245.1B respectively. Kaspi.kz's EBIT is KZT1,783.0B making its interest coverage ratio 3. It has cash and short-term investments of KZT506.6B.
Key information
11.8%
Debt to equity ratio
₸161.67b
Debt
| Interest coverage ratio | 3x |
| Cash | ₸506.63b |
| Equity | ₸1.38t |
| Total liabilities | ₸6.25t |
| Total assets | ₸7.62t |
Recent financial health updates
Recent updates
Financial Position Analysis
Short Term Liabilities: KKS's short term assets (KZT5,840.4B) exceed its short term liabilities (KZT1,022.0B).
Long Term Liabilities: KKS's short term assets (KZT5,840.4B) exceed its long term liabilities (KZT5,223.1B).
Debt to Equity History and Analysis
Debt Level: KKS has more cash than its total debt.
Reducing Debt: KKS's debt to equity ratio has reduced from 79.5% to 11.8% over the past 5 years.
Debt Coverage: KKS's debt is well covered by operating cash flow (452.5%).
Interest Coverage: KKS's interest payments on its debt are well covered by EBIT (3x coverage).