Kaspi.kz Balance Sheet Health
Financial Health criteria checks 5/6
Kaspi.kz has a total shareholder equity of KZT1,358.6B and total debt of KZT214.7B, which brings its debt-to-equity ratio to 15.8%. Its total assets and total liabilities are KZT6,909.2B and KZT6,649.8B respectively. Kaspi.kz's EBIT is KZT1,589.1B making its interest coverage ratio 3.1. It has cash and short-term investments of KZT668.1B.
Key information
15.8%
Debt to equity ratio
₸214.71b
Debt
| Interest coverage ratio | 3.1x |
| Cash | ₸668.06b |
| Equity | ₸1.36t |
| Total liabilities | ₸6.65t |
| Total assets | ₸6.91t |
Recent financial health updates
Recent updates
Financial Position Analysis
Short Term Liabilities: KKS's short term assets (KZT5,272.2B) exceed its short term liabilities (KZT1,099.2B).
Long Term Liabilities: KKS's short term assets (KZT5,272.2B) do not cover its long term liabilities (KZT5,550.6B).
Debt to Equity History and Analysis
Debt Level: KKS has more cash than its total debt.
Reducing Debt: KKS's debt to equity ratio has reduced from 94.1% to 15.8% over the past 5 years.
Debt Coverage: KKS's debt is well covered by operating cash flow (515.2%).
Interest Coverage: KKS's interest payments on its debt are well covered by EBIT (3.1x coverage).