Kaspi.kz Future Growth
Future criteria checks 6/6
Kaspi.kz is forecast to grow earnings and revenue by 23.7% and 22% per annum respectively. EPS is expected to grow by 23.5% per annum. Return on equity is forecast to be 67.5% in 3 years.
Key information
23.7%
Earnings growth rate
23.5%
EPS growth rate
Consumer Finance earnings growth | 21.1% |
Revenue growth rate | 22.0% |
Future return on equity | 67.5% |
Analyst coverage | Good |
Last updated | 12 Nov 2024 |
Recent future growth updates
No updates
Recent updates
Earnings and Revenue Growth Forecasts
Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
---|---|---|---|---|---|
12/31/2026 | 3,869,980 | 1,652,578 | 1,627,745 | N/A | 5 |
12/31/2025 | 2,924,935 | 1,347,880 | 1,421,602 | 1,571,000 | 7 |
12/31/2024 | 2,464,141 | 1,063,010 | 1,184,137 | 1,314,000 | 6 |
9/30/2024 | 2,370,679 | 972,121 | 659,939 | 731,611 | N/A |
6/30/2024 | 2,223,509 | 933,584 | 369,919 | 423,533 | N/A |
3/31/2024 | 2,061,394 | 887,847 | 647,110 | 699,332 | N/A |
12/31/2023 | 1,902,598 | 841,351 | 1,055,871 | 1,106,128 | N/A |
9/30/2023 | 1,722,373 | 784,217 | 1,017,225 | 1,085,339 | N/A |
6/30/2023 | 1,559,341 | 718,304 | 1,297,520 | 1,365,156 | N/A |
3/31/2023 | 1,408,004 | 656,187 | 1,155,060 | 1,215,543 | N/A |
12/31/2022 | 1,269,215 | 585,026 | 961,516 | 1,020,984 | N/A |
9/30/2022 | 1,151,798 | 534,245 | 527,905 | 573,613 | N/A |
6/30/2022 | 1,053,118 | 492,831 | 278,328 | 315,198 | N/A |
3/31/2022 | 970,264 | 459,765 | 19,408 | 46,854 | N/A |
12/31/2021 | 885,478 | 431,914 | 45,450 | 70,351 | N/A |
9/30/2021 | 753,756 | 373,819 | 197,697 | 210,408 | N/A |
6/30/2021 | 675,046 | 318,186 | 458,586 | 476,310 | N/A |
3/31/2021 | 611,752 | 272,705 | 670,338 | 688,044 | N/A |
12/31/2020 | 602,869 | 260,964 | 599,540 | 617,729 | N/A |
9/30/2020 | 611,615 | 244,432 | 537,548 | 561,476 | N/A |
6/30/2020 | 586,148 | 233,524 | 460,321 | 483,229 | N/A |
3/31/2020 | 569,537 | 225,293 | 206,410 | 224,710 | N/A |
12/31/2019 | 513,914 | 193,790 | 279,415 | 296,347 | N/A |
9/30/2019 | 467,463 | 158,293 | 292,783 | 308,742 | N/A |
6/30/2019 | 433,061 | 133,017 | 268,184 | 277,319 | N/A |
3/31/2019 | 400,437 | 114,159 | N/A | N/A | N/A |
12/31/2018 | 375,331 | 105,540 | 24,666 | 35,657 | N/A |
9/30/2018 | 347,962 | 92,425 | 25,179 | 34,084 | N/A |
6/30/2018 | 316,934 | 76,463 | N/A | -23,746 | N/A |
3/31/2018 | 282,872 | 77,797 | N/A | N/A | N/A |
12/31/2017 | 275,753 | 49,015 | N/A | 141,589 | N/A |
12/31/2016 | 223,303 | 4,159 | N/A | 76,355 | N/A |
12/31/2015 | 87,583 | -8,153 | N/A | 8,090 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: KKS's forecast earnings growth (23.7% per year) is above the savings rate (1%).
Earnings vs Market: KKS's earnings (23.7% per year) are forecast to grow faster than the German market (20.6% per year).
High Growth Earnings: KKS's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: KKS's revenue (22% per year) is forecast to grow faster than the German market (5.6% per year).
High Growth Revenue: KKS's revenue (22% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: KKS's Return on Equity is forecast to be very high in 3 years time (67.5%).