Joint Stock Company Kaspi.kz

DB:KKS Stock Report

Market Cap: €19.9b

Kaspi.kz Future Growth

Future criteria checks 6/6

Kaspi.kz is forecast to grow earnings and revenue by 23.7% and 22% per annum respectively. EPS is expected to grow by 23.5% per annum. Return on equity is forecast to be 67.5% in 3 years.

Key information

23.7%

Earnings growth rate

23.5%

EPS growth rate

Consumer Finance earnings growth21.1%
Revenue growth rate22.0%
Future return on equity67.5%
Analyst coverage

Good

Last updated12 Nov 2024

Recent future growth updates

No updates

Recent updates

Earnings and Revenue Growth Forecasts

DB:KKS - Analysts future estimates and past financials data (KZT Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20263,869,9801,652,5781,627,745N/A5
12/31/20252,924,9351,347,8801,421,6021,571,0007
12/31/20242,464,1411,063,0101,184,1371,314,0006
9/30/20242,370,679972,121659,939731,611N/A
6/30/20242,223,509933,584369,919423,533N/A
3/31/20242,061,394887,847647,110699,332N/A
12/31/20231,902,598841,3511,055,8711,106,128N/A
9/30/20231,722,373784,2171,017,2251,085,339N/A
6/30/20231,559,341718,3041,297,5201,365,156N/A
3/31/20231,408,004656,1871,155,0601,215,543N/A
12/31/20221,269,215585,026961,5161,020,984N/A
9/30/20221,151,798534,245527,905573,613N/A
6/30/20221,053,118492,831278,328315,198N/A
3/31/2022970,264459,76519,40846,854N/A
12/31/2021885,478431,91445,45070,351N/A
9/30/2021753,756373,819197,697210,408N/A
6/30/2021675,046318,186458,586476,310N/A
3/31/2021611,752272,705670,338688,044N/A
12/31/2020602,869260,964599,540617,729N/A
9/30/2020611,615244,432537,548561,476N/A
6/30/2020586,148233,524460,321483,229N/A
3/31/2020569,537225,293206,410224,710N/A
12/31/2019513,914193,790279,415296,347N/A
9/30/2019467,463158,293292,783308,742N/A
6/30/2019433,061133,017268,184277,319N/A
3/31/2019400,437114,159N/AN/AN/A
12/31/2018375,331105,54024,66635,657N/A
9/30/2018347,96292,42525,17934,084N/A
6/30/2018316,93476,463N/A-23,746N/A
3/31/2018282,87277,797N/AN/AN/A
12/31/2017275,75349,015N/A141,589N/A
12/31/2016223,3034,159N/A76,355N/A
12/31/201587,583-8,153N/A8,090N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: KKS's forecast earnings growth (23.7% per year) is above the savings rate (1%).

Earnings vs Market: KKS's earnings (23.7% per year) are forecast to grow faster than the German market (20.6% per year).

High Growth Earnings: KKS's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: KKS's revenue (22% per year) is forecast to grow faster than the German market (5.6% per year).

High Growth Revenue: KKS's revenue (22% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: KKS's Return on Equity is forecast to be very high in 3 years time (67.5%).


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