Aiful Future Growth
Future criteria checks 2/6
Aiful is forecast to grow earnings and revenue by 11.8% and 8% per annum respectively. EPS is expected to grow by 13.1% per annum. Return on equity is forecast to be 10% in 3 years.
Key information
11.8%
Earnings growth rate
13.1%
EPS growth rate
| Consumer Finance earnings growth | 22.3% |
| Revenue growth rate | 8.0% |
| Future return on equity | 10.0% |
| Analyst coverage | Low |
| Last updated | 17 Oct 2024 |
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 3/31/2027 | 210,992 | 30,520 | N/A | N/A | 3 |
| 3/31/2026 | 196,805 | 25,183 | N/A | N/A | 3 |
| 3/31/2025 | 182,215 | 22,241 | N/A | N/A | 3 |
| 6/30/2024 | 169,073 | 22,572 | -98,602 | -87,158 | N/A |
| 3/31/2024 | 163,109 | 21,818 | -84,310 | -74,208 | N/A |
| 12/31/2023 | 158,087 | 19,898 | -89,098 | -79,584 | N/A |
| 9/30/2023 | 152,842 | 17,180 | -77,415 | -70,026 | N/A |
| 6/30/2023 | 148,125 | 19,366 | -83,042 | -77,778 | N/A |
| 3/31/2023 | 144,152 | 22,343 | -75,072 | -70,589 | N/A |
| 12/31/2022 | 141,188 | 11,042 | -57,418 | -53,552 | N/A |
| 9/30/2022 | 137,662 | 14,064 | -51,428 | -47,934 | N/A |
| 6/30/2022 | 134,460 | 13,267 | -38,007 | -34,356 | N/A |
| 3/31/2022 | 132,097 | 12,334 | -19,148 | -15,628 | N/A |
| 12/31/2021 | 130,110 | 20,434 | -11,308 | -8,117 | N/A |
| 9/30/2021 | 128,856 | 18,667 | -13,557 | -10,242 | N/A |
| 6/30/2021 | 127,870 | 16,338 | 3,131 | 7,011 | N/A |
| 3/31/2021 | 127,481 | 18,437 | 15,677 | 20,280 | N/A |
| 12/31/2020 | 129,709 | 5,805 | 4,743 | 9,679 | N/A |
| 9/30/2020 | 129,223 | 5,957 | 3,031 | 7,658 | N/A |
| 6/30/2020 | 128,727 | 5,048 | -30,227 | -26,831 | N/A |
| 3/31/2020 | 127,038 | 1,390 | -53,391 | -51,133 | N/A |
| 12/31/2019 | 122,473 | 10,440 | -46,524 | -44,839 | N/A |
| 9/30/2019 | 120,180 | 9,403 | -44,600 | -43,174 | N/A |
| 6/30/2019 | 117,897 | 10,959 | -32,499 | -31,292 | N/A |
| 3/31/2019 | 115,328 | 9,346 | -42,925 | -41,765 | N/A |
| 12/31/2018 | 125,484 | 8,205 | -57,354 | -55,775 | N/A |
| 9/30/2018 | 122,562 | 5,744 | -65,972 | -64,248 | N/A |
| 6/30/2018 | 118,847 | 3,822 | -72,957 | -70,789 | N/A |
| 3/31/2018 | 115,389 | 3,958 | N/A | -70,221 | N/A |
| 12/31/2017 | 99,072 | 8,560 | N/A | -65,266 | N/A |
| 9/30/2017 | 95,481 | 7,778 | N/A | -63,456 | N/A |
| 6/30/2017 | 93,464 | 7,663 | N/A | -55,224 | N/A |
| 3/31/2017 | 91,450 | 7,276 | N/A | -51,222 | N/A |
| 12/31/2016 | 90,389 | 4,934 | N/A | -53,856 | N/A |
| 9/30/2016 | 89,836 | 5,095 | N/A | -52,484 | N/A |
| 6/30/2016 | 88,202 | 5,220 | N/A | -40,138 | N/A |
| 3/31/2016 | 87,708 | 7,044 | N/A | -31,674 | N/A |
| 12/31/2015 | 87,237 | -42,573 | N/A | -28,930 | N/A |
| 9/30/2015 | 86,561 | -39,446 | N/A | -4,651 | N/A |
| 6/30/2015 | 86,419 | -36,673 | N/A | 6,709 | N/A |
| 3/31/2015 | 86,352 | -36,499 | N/A | 18,503 | N/A |
| 12/31/2014 | 87,207 | 16,670 | N/A | 31,125 | N/A |
| 9/30/2014 | 88,156 | 18,683 | N/A | 23,410 | N/A |
| 6/30/2014 | 89,725 | 21,826 | N/A | 7,768 | N/A |
| 3/31/2014 | 91,858 | 30,461 | N/A | 55,066 | N/A |
| 12/31/2013 | 93,171 | 20,404 | N/A | 47,992 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AAU's forecast earnings growth (11.8% per year) is above the savings rate (0.8%).
Earnings vs Market: AAU's earnings (11.8% per year) are forecast to grow slower than the German market (19.8% per year).
High Growth Earnings: AAU's earnings are forecast to grow, but not significantly.
Revenue vs Market: AAU's revenue (8% per year) is forecast to grow faster than the German market (5.5% per year).
High Growth Revenue: AAU's revenue (8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AAU's Return on Equity is forecast to be low in 3 years time (10%).