855 Stock Overview Operates a cloud-based artificial intelligence (AI) lending platform in the United States. More details
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Upstart Holdings, Inc. Competitors Price History & Performance
Summary of share price highs, lows and changes for Upstart Holdings Historical stock prices Current Share Price US$65.43 52 Week High US$83.00 52 Week Low US$18.65 Beta 2.19 1 Month Change -12.14% 3 Month Change 85.49% 1 Year Change 58.39% 3 Year Change -48.48% 5 Year Change n/a Change since IPO -64.91%
Recent News & Updates
Third quarter 2024 earnings released: US$0.075 loss per share (vs US$0.48 loss in 3Q 2023) Nov 09
Upstart Holdings, Inc. Provides Earnings Guidance for the Fourth Quarter of 2024 Nov 08
Upstart Holdings, Inc. to Report Q3, 2024 Results on Nov 07, 2024 Oct 07
Corporate Controller recently sold €35k worth of stock Oct 06
Chief Financial Officer recently sold €666k worth of stock Aug 23
Second quarter 2024 earnings released: US$0.62 loss per share (vs US$0.34 loss in 2Q 2023) Aug 07 See more updates
Third quarter 2024 earnings released: US$0.075 loss per share (vs US$0.48 loss in 3Q 2023) Nov 09
Upstart Holdings, Inc. Provides Earnings Guidance for the Fourth Quarter of 2024 Nov 08
Upstart Holdings, Inc. to Report Q3, 2024 Results on Nov 07, 2024 Oct 07
Corporate Controller recently sold €35k worth of stock Oct 06
Chief Financial Officer recently sold €666k worth of stock Aug 23
Second quarter 2024 earnings released: US$0.62 loss per share (vs US$0.34 loss in 2Q 2023) Aug 07
Upstart Holdings, Inc. Provides Financial Guidance for the Third Quarter and Second Half of 2024 Aug 07
Upstart Holdings, Inc. to Report Q2, 2024 Results on Aug 06, 2024 Jul 10
Chief Financial Officer recently sold €428k worth of stock May 24
New minor risk - Profitability May 08
First quarter 2024 earnings released: US$0.74 loss per share (vs US$1.58 loss in 1Q 2023) May 08
Upstart Holdings, Inc. Provides Earnings Guidance for the Second Quarter and Second Half of 2024 May 08
Upstart Launches First AI Certification Program for Financial Services May 02
Upstart Launches Recognized Customer Personalization Apr 26
Upstart Holdings, Inc. to Report Q1, 2024 Results on May 07, 2024 Apr 12
Upstart Holdings, Inc., Annual General Meeting, May 29, 2024 Apr 06
Insufficient new directors Apr 01
Co-Founder recently sold €384k worth of stock Feb 25
Upstart Holdings, Inc. Provides Earnings Guidance for the First Quarter of 2024 Feb 14
Full year 2023 earnings released: US$2.87 loss per share (vs US$1.31 loss in FY 2022) Feb 14
Upstart Holdings, Inc. to Report Q4, 2023 Results on Feb 13, 2024 Jan 23
New minor risk - Profitability Dec 04
Chief Financial Officer recently sold €476k worth of stock Nov 24
Third quarter 2023 earnings released: US$0.48 loss per share (vs US$0.69 loss in 3Q 2022) Nov 09
New major risk - Revenue and earnings growth Nov 09
New minor risk - Profitability Nov 08
Upstart Holdings, Inc. Provides Earnings Guidance for the Fourth Quarter of 2023 Nov 08
Upstart Announces Successful Launch of New Home Equity Line of Credit Product Nov 04
Upstart Holdings, Inc. to Report Q3, 2023 Results on Nov 07, 2023 Oct 17
Chief Financial Officer recently sold €602k worth of stock Aug 27
New minor risk - Shareholder dilution Aug 09
Second quarter 2023 earnings released: US$0.34 loss per share (vs US$0.36 loss in 2Q 2022) Aug 09
Upstart Holdings, Inc. Provides Earnings Guidance for the Third Quarter of 2023 Aug 09
Upstart Holdings, Inc. to Report Q2, 2023 Results on Aug 08, 2023 Jul 13
Upstart Holdings, Inc.(NasdaqGS:UPST) dropped from Russell Small Cap Comp Value Index Jun 25
Chief Financial Officer recently sold €584k worth of stock Jun 02
Chief Financial Officer recently sold €435k worth of stock May 28
Castlelake, L.P. and Eltura Capital Partners LP reached an agreement to acquire $4 billion of consumer installment loans of Upstart Holdings, Inc. (NasdaqGS:UPST). May 16
First quarter 2023 earnings released: US$1.58 loss per share (vs US$0.39 profit in 1Q 2022) May 10
Upstart Holdings, Inc. Provides Earnings Guidance for the Second Quarter of 2023 May 10
Insider recently sold €79k worth of stock Feb 24
Full year 2022 earnings released: US$1.31 loss per share (vs US$1.73 profit in FY 2021) Feb 16
Upstart Holdings, Inc. Provides Earnings Guidance for the First Quarter of 2023 Feb 15
Upstart Holdings, Inc. to Report Q4, 2022 Results on Feb 14, 2023 Jan 18
Third quarter 2022 earnings released: US$0.69 loss per share (vs US$0.37 profit in 3Q 2021) Nov 10
Upstart Holdings, Inc. Provides Earnings Guidance for the Fourth Quarter of 2022 Nov 09
Investor sentiment deteriorated over the past week Nov 05
Investor sentiment improved over the past week Oct 14 Upstart Holdings, Inc. to Report Q3, 2022 Results on Nov 08, 2022
Upstart Holdings, Inc. Announces Executive Changes Oct 12
Investor sentiment deteriorated over the past week Sep 24
Upstart Holdings, Inc. Provides Earnings Guidance for the Third Quarter 2022 Aug 09
Second quarter 2022 earnings released: US$0.36 loss per share (vs US$0.49 profit in 2Q 2021) Aug 09
Investor sentiment improved over the past week Aug 06
Investor sentiment improved over the past week Jul 21
Portnoy Law Firm Announces Class Action Lawsuit Filed to Recover Investors Losses of Upstart Holdings, Inc Jul 12 Upstart Holdings, Inc. Revises Earnings Guidance for the Second Quarter of 2022
Investor sentiment deteriorated over the past week Jul 01
Investor sentiment deteriorated over the past week Jun 10
Upstart Holdings, Inc. Investors Have Opportunity to Lead Securities Fraud Lawsuit May 28
Investor sentiment improved over the past week May 19
Johnson Fistel, LLP Announces Class Action Lawsuit Against Upstart Holdings, Inc May 14
First quarter 2022 earnings released: EPS: US$0.39 (vs US$0.14 in 1Q 2021) May 11 Upstart Holdings, Inc. Provides Earnings Guidance for the Second Quarter and Full Year of 2022 May 10
Upstart Announces Upstart Ai Lending for Salesforce on Salesforce AppExchange May 05
Now 21% undervalued after recent price drop Apr 15
Upstart Holdings, Inc. to Report Q1, 2022 Results on May 09, 2022 Apr 12
Investor sentiment deteriorated over the past week Apr 11
Upstart Holdings, Inc., Annual General Meeting, May 17, 2022 Apr 06
High number of new directors Mar 29
Investor sentiment deteriorated over the past week Mar 08
Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat Feb 16 Upstart Holdings, Inc. Provides Earnings Guidance for the First Quarter of 2022; Provides Earnings Guidance for the Year 2022
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 28
Independent Director Robert Schwartz has left the company Nov 27
Independent Director Robert Schwartz has left the company Nov 27
Independent Director Robert Schwartz has left the company Nov 27
Independent Director Robert Schwartz has left the company Nov 27
Independent Director Robert Schwartz has left the company Nov 27
Independent Director Robert Schwartz has left the company Nov 27
Independent Director Robert Schwartz has left the company Nov 27
Independent Director Robert Schwartz has left the company Nov 27
Independent Director Robert Schwartz has left the company Nov 26 Shareholder Returns 855 DE Consumer Finance DE Market 7D -16.5% 0.2% -0.3% 1Y 58.4% 9.7% 7.0%
See full shareholder returns
Return vs Market: 855 exceeded the German Market which returned 6.8% over the past year.
Price Volatility Is 855's price volatile compared to industry and market? 855 volatility 855 Average Weekly Movement 18.6% Consumer Finance Industry Average Movement 4.5% Market Average Movement 4.9% 10% most volatile stocks in DE Market 11.6% 10% least volatile stocks in DE Market 2.4%
Stable Share Price: 855's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 855's weekly volatility (19%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Show more Upstart Holdings, Inc. Fundamentals Summary How do Upstart Holdings's earnings and revenue compare to its market cap? 855 fundamental statistics Market cap €6.01b Earnings (TTM ) -€161.68m Revenue (TTM ) €581.41m
Earnings & Revenue Key profitability statistics from the latest earnings report (TTM) 855 income statement (TTM ) Revenue US$604.94m Cost of Revenue US$153.51m Gross Profit US$451.43m Other Expenses US$619.66m Earnings -US$168.22m
Last Reported Earnings
Sep 30, 2024
Earnings per share (EPS) -1.84 Gross Margin 74.62% Net Profit Margin -27.81% Debt/Equity Ratio 165.9%
How did 855 perform over the long term?
See historical performance and comparison
Company Analysis and Financial Data Status Data Last Updated (UTC time) Company Analysis 2024/12/25 11:47 End of Day Share Price 2024/12/23 00:00 Earnings 2024/09/30 Annual Earnings 2023/12/31
Data Sources The data used in our company analysis is from S&P Global Market Intelligence LLC . The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package Data Timeframe Example US Source * Company Financials 10 years Income statement Cash flow statement Balance sheet Analyst Consensus Estimates +3 years Forecast financials Analyst price targets Market Prices 30 years Stock prices Dividends, Splits and Actions Ownership 10 years Top shareholders Insider trading Management 10 years Leadership team Board of directors Key Developments 10 years
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here .
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Analyst Sources Upstart Holdings, Inc. is covered by 22 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst Institution Ishan Majumdar Baptista Research Ramsey El-Assal Barclays Nathaniel Schindler BofA Global Research
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