46P1 Stock Overview
Provides financial products and services in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
Paragon Banking Group PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£8.80 |
| 52 Week High | UK£9.80 |
| 52 Week Low | UK£7.37 |
| Beta | 1.53 |
| 1 Month Change | -0.56% |
| 3 Month Change | -3.30% |
| 1 Year Change | 11.53% |
| 3 Year Change | 38.58% |
| 5 Year Change | 34.45% |
| Change since IPO | -44.30% |
Recent News & Updates
Recent updates
Shareholder Returns
| 46P1 | DE Diversified Financial | DE Market | |
|---|---|---|---|
| 7D | -5.4% | -0.3% | -2.0% |
| 1Y | 11.5% | -13.4% | 6.8% |
Return vs Industry: 46P1 exceeded the German Diversified Financial industry which returned -14.1% over the past year.
Return vs Market: 46P1 exceeded the German Market which returned 6.9% over the past year.
Price Volatility
| 46P1 volatility | |
|---|---|
| 46P1 Average Weekly Movement | 4.7% |
| Diversified Financial Industry Average Movement | 3.6% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.4% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 46P1 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 46P1's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 1,400 | Nigel Terrington | www.paragonbankinggroup.co.uk |
Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, as well as includes owner-occupied first and second charge mortgages.
Paragon Banking Group PLC Fundamentals Summary
| 46P1 fundamental statistics | |
|---|---|
| Market cap | €1.77b |
| Earnings (TTM) | €224.04m |
| Revenue (TTM) | €551.43m |
7.9x
P/E Ratio3.2x
P/S RatioIs 46P1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 46P1 income statement (TTM) | |
|---|---|
| Revenue | UK£457.80m |
| Cost of Revenue | UK£203.40m |
| Gross Profit | UK£254.40m |
| Other Expenses | UK£68.40m |
| Earnings | UK£186.00m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Jun 04, 2025
| Earnings per share (EPS) | 0.92 |
| Gross Margin | 55.57% |
| Net Profit Margin | 40.63% |
| Debt/Equity Ratio | 77.8% |
How did 46P1 perform over the long term?
See historical performance and comparisonDividends
5.5%
Current Dividend Yield46%
Payout RatioDoes 46P1 pay a reliable dividends?
See 46P1 dividend history and benchmarks| Paragon Banking Group dividend dates | |
|---|---|
| Ex Dividend Date | Feb 06 2025 |
| Dividend Pay Date | Mar 07 2025 |
| Days until Ex dividend | 44 days |
| Days until Dividend pay date | 73 days |
Does 46P1 pay a reliable dividends?
See 46P1 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 05:12 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Paragon Banking Group PLC is covered by 29 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Peter Lenardos | Arden Partners Plc. |
| Toni Dang | Barclays |
| Prasaanna Jeyanandhan | Berenberg |