Paragon Banking Group Past Earnings Performance
Past criteria checks 2/6
Paragon Banking Group has been growing earnings at an average annual rate of 15.5%, while the Diversified Financial industry saw earnings declining at 1.1% annually. Revenues have been growing at an average rate of 6.9% per year. Paragon Banking Group's return on equity is 10.9%, and it has net margins of 39.1%.
Key information
15.5%
Earnings growth rate
18.0%
EPS growth rate
| Diversified Financial Industry Growth | 9.1% |
| Revenue growth rate | 6.9% |
| Return on equity | 10.9% |
| Net Margin | 39.1% |
| Next Earnings Update | 05 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Paragon Banking Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 393 | 154 | 0 | 0 |
| 30 Jun 23 | 386 | 198 | 0 | 0 |
| 31 Mar 23 | 378 | 242 | 0 | 0 |
| 31 Dec 22 | 402 | 278 | 0 | 0 |
| 30 Sep 22 | 427 | 314 | 0 | 0 |
| 30 Jun 22 | 408 | 257 | 0 | 0 |
| 31 Mar 22 | 388 | 199 | 0 | 0 |
| 31 Dec 21 | 371 | 182 | 0 | 0 |
| 30 Sep 21 | 355 | 165 | 0 | 0 |
| 30 Jun 21 | 324 | 143 | 0 | 0 |
| 31 Mar 21 | 293 | 121 | 0 | 0 |
| 31 Dec 20 | 279 | 106 | 0 | 0 |
| 30 Sep 20 | 265 | 91 | 0 | 0 |
| 30 Jun 20 | 280 | 103 | 2 | 0 |
| 31 Mar 20 | 294 | 114 | 3 | 0 |
| 31 Dec 19 | 305 | 121 | 3 | 0 |
| 30 Sep 19 | 316 | 127 | 3 | 0 |
| 30 Jun 19 | 321 | 135 | 3 | 0 |
| 31 Mar 19 | 326 | 142 | 3 | 0 |
| 31 Dec 18 | 318 | 144 | 3 | 0 |
| 01 Oct 18 | 310 | 146 | 3 | 0 |
| 30 Jun 18 | 290 | 134 | 3 | 0 |
| 31 Mar 18 | 270 | 123 | 4 | 0 |
| 31 Dec 17 | 266 | 120 | 4 | 0 |
| 30 Sep 17 | 262 | 117 | 4 | 0 |
| 30 Jun 17 | 258 | 117 | 4 | 0 |
| 31 Mar 17 | 254 | 117 | 4 | 0 |
| 31 Dec 16 | 251 | 116 | 4 | 0 |
| 30 Sep 16 | 249 | 116 | 3 | 0 |
| 30 Jun 16 | 239 | 115 | 3 | 0 |
| 31 Mar 16 | 229 | 113 | 3 | 0 |
| 31 Dec 15 | 218 | 110 | 3 | 0 |
| 30 Sep 15 | 207 | 107 | 3 | 0 |
| 30 Jun 15 | 202 | 104 | 3 | 0 |
| 31 Mar 15 | 197 | 101 | 3 | 0 |
| 31 Dec 14 | 191 | 99 | 3 | 0 |
| 30 Sep 14 | 185 | 97 | 3 | 0 |
| 30 Jun 14 | 179 | 95 | 3 | 0 |
| 31 Mar 14 | 173 | 93 | 3 | 0 |
| 31 Dec 13 | 167 | 89 | 3 | 0 |
| 30 Sep 13 | 162 | 85 | 3 | 0 |
| 30 Jun 13 | 157 | 80 | 3 | 0 |
Quality Earnings: 46P1 has high quality earnings.
Growing Profit Margin: 46P1's current net profit margins (39.1%) are lower than last year (73.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 46P1's earnings have grown by 15.5% per year over the past 5 years.
Accelerating Growth: 46P1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 46P1 had negative earnings growth (-50.9%) over the past year, making it difficult to compare to the Diversified Financial industry average (-17.3%).
Return on Equity
High ROE: 46P1's Return on Equity (10.9%) is considered low.