Enova International Management

Management criteria checks 3/4

Enova International's CEO is David Fisher, appointed in Jan 2013, has a tenure of 11.25 years. total yearly compensation is $9.90M, comprised of 9.7% salary and 90.3% bonuses, including company stock and options. directly owns 0.94% of the company’s shares, worth €14.17M. The average tenure of the management team and the board of directors is 10.3 years and 9.5 years respectively.

Key information

David Fisher

Chief executive officer

US$9.9m

Total compensation

CEO salary percentage	9.7%
CEO tenure	11.3yrs
CEO ownership	0.9%
Management average tenure	10.3yrs
Board average tenure	9.5yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has David Fisher's remuneration changed compared to Enova International's earnings?
Date	Total Compensation	Salary	Company Earnings
Dec 31 2023	US$10m	US$957k	US$175m
Sep 30 2023	n/a	n/a	US$191m
Jun 30 2023	n/a	n/a	US$202m
Mar 31 2023	n/a	n/a	US$206m
Dec 31 2022	US$9m	US$926k	US$207m
Sep 30 2022	n/a	n/a	US$205m
Jun 30 2022	n/a	n/a	US$205m
Mar 31 2022	n/a	n/a	US$233m
Dec 31 2021	US$11m	US$883k	US$256m
Sep 30 2021	n/a	n/a	US$438m
Jun 30 2021	n/a	n/a	US$480m
Mar 31 2021	n/a	n/a	US$448m
Dec 31 2020	US$7m	US$854k	US$378m
Sep 30 2020	n/a	n/a	US$177m
Jun 30 2020	n/a	n/a	US$112m
Mar 31 2020	n/a	n/a	US$95m
Dec 31 2019	US$7m	US$806k	US$128m
Sep 30 2019	n/a	n/a	US$101m
Jun 30 2019	n/a	n/a	US$87m
Mar 31 2019	n/a	n/a	US$75m
Dec 31 2018	US$6m	US$760k	US$64m
Sep 30 2018	n/a	n/a	US$68m
Jun 30 2018	n/a	n/a	US$50m
Mar 31 2018	n/a	n/a	US$43m
Dec 31 2017	US$5m	US$718k	US$18m

Compensation vs Market: David's total compensation ($USD9.90M) is above average for companies of similar size in the German market ($USD1.62M).

Compensation vs Earnings: David's compensation has been consistent with company performance over the past year.

CEO

David Fisher (54 yo)

11.3yrs

Tenure

US$9,898,946

Compensation

Mr. David A. Fisher, JD, has been the Chairman of Enova International, Inc. since October 14, 2014 and has been its Director since February 11, 2013. Mr. Fisher has been the Chief Executive Officer of Enov...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
David Fisher	Chairman & CEO	11.3yrs	US$9.90m	0.94% $ 14.2m
Steven Cunningham	Chief Financial Officer	7.8yrs	US$3.40m	0.29% $ 4.4m
Sean Rahilly	General Counsel & Chief Compliance Officer	10.5yrs	US$1.61m	0.19% $ 2.9m
Kirk L. Chartier	Chief Strategy Officer	no data	US$2.39m	0.29% $ 4.4m
James Lee	Chief Accounting Officer & Controller	5.5yrs	no data	0.077% $ 1.2m
Joseph DeCosmo	CTO & Chief Analytics Officer	no data	US$685.79k	no data
Lindsay Savarese	Investor Relations	no data	no data	no data
Nick Drew	Managing Director	10.3yrs	no data	no data

10.3yrs

Average Tenure

53.5yo

Average Age

Experienced Management: 27E's management team is seasoned and experienced (10.3 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
David Fisher	Chairman & CEO	11.2yrs	US$9.90m	0.94% $ 14.2m
Ellen Carnahan	Independent Director	8.9yrs	US$248.23k	0.18% $ 2.8m
Mark Tebbe	Independent Director	9.5yrs	US$223.23k	0.29% $ 4.4m
Daniel Feehan	Independent Director	12.6yrs	US$255.43k	1.01% $ 15.3m
William Goodyear	Independent Director	9.5yrs	US$228.41k	0.25% $ 3.7m
Linda Rice	Independent Director	3.6yrs	US$233.23k	0.021% $ 313.4k
James Gray	Lead Independent Director	9.5yrs	US$248.23k	0.33% $ 5.0m
Gregg Kaplan	Independent Director	9.5yrs	US$224.30k	0.15% $ 2.3m
Mark McGowan	Independent Director	8.1yrs	US$223.23k	0.14% $ 2.1m

9.5yrs

Average Tenure

63yo

Average Age

Experienced Board: 27E's board of directors are considered experienced (9.5 years average tenure).

Enova International Management

Management criteria checks 3/4

Key information

Recent management updates

Enova International, Inc., Annual General Meeting, May 08, 2024

Independent Director recently sold €287k worth of stock

Insider recently sold €466k worth of stock

Chief Financial Officer recently sold €913k worth of stock

Chief Financial Officer recently sold €365k worth of stock

Chief Financial Officer recently sold €233k worth of stock

Recent updates

Now 22% undervalued

Enova International, Inc. to Report Q1, 2024 Results on Apr 23, 2024

Enova International, Inc., Annual General Meeting, May 08, 2024

Now 22% undervalued

Independent Director recently sold €287k worth of stock

Insider recently sold €466k worth of stock

Now 21% undervalued

Chief Financial Officer recently sold €913k worth of stock

Enova International, Inc. to Report Q4, 2023 Results on Jan 30, 2024

Now 20% undervalued

Investor sentiment improves as stock rises 16%

Investor sentiment improves as stock rises 15%

New minor risk - Share price stability

Enova International, Inc. Provides Revenue Guidance for the Fourth Quarter of 2023

Enova International, Inc. to Report Q3, 2023 Results on Oct 24, 2023

Chief Financial Officer recently sold €365k worth of stock

Enova International, Inc. to Report Q2, 2023 Results on Jul 25, 2023

Now 20% undervalued

Chief Financial Officer recently sold €233k worth of stock

Now 28% undervalued after recent price drop

Independent Director recently sold €243k worth of stock

Chief Financial Officer recently sold €123k worth of stock

Now 20% undervalued

Investor sentiment improves as stock rises 16%

Enova International, Inc. to Report Q4, 2022 Results on Feb 01, 2023

Chief Strategy Officer recently sold €739k worth of stock

Insufficient new directors

Investor sentiment improved over the past week

Enova International, Inc. Announces Net Charge Offs for the Quarter Ended September 30, 2022

Enova International, Inc. to Report Q3, 2022 Results on Oct 27, 2022

Enova International, Inc. to Report Q2, 2022 Results on Jul 28, 2022

Investor sentiment deteriorated over the past week

Insufficient new directors

Enova International, Inc. to Report Q1, 2022 Results on May 03, 2022

Enova International, Inc., Annual General Meeting, May 10, 2022

Investor sentiment deteriorated over the past week

Investor sentiment improved over the past week

Enova International, Inc. (NYSE:ENVA) announces an Equity Buyback for $100 million worth of its shares.

Insufficient new directors

Insufficient new directors

Enova International, Inc. Not to Provide Guidance for the Second Quarter or Full Year 2021

Enova International, Inc. (NYSE:ENVA) acquired Pangea Payments, Inc. from Method Capital, Chicago Ventures, FireStarter Fund, IGNIA Partners, LLC and others.

Enova International, Inc. Announces Not to Provide Guidance for the First Quarter of 2021

Enova International, Inc. to Report Q4, 2020 Results on Feb 04, 2021

Enova International, Inc. Announces Executive Changes

Enova International, Inc. Announces Not to Providing Guidance for the Fourth Quarter of 2020

Third-quarter earnings released: Revenue misses expectations

Enova International, Inc. (NYSE:ENVA) completed the acquisition of On Deck Capital, Inc. (NYSE:ONDK).

Enova International, Inc. Not Provides Guidance for the Third Quarter or Full Year 2020

New 90-day high - €15.90

Enova International, Inc. (NYSE:ENVA) signed a definitive agreement to acquire On Deck Capital, Inc. (NYSE:ONDK) for $89 million.

Enova International, Inc. to Report Q2, 2020 Results on Jul 28, 2020

Enova International, Inc.(NYSE:ENVA) dropped from Russell 2500 Growth Index

Enova International, Inc.(NYSE:ENVA) dropped from Russell 3000 Growth Index

CEO Compensation Analysis

CEO

Tenure

Compensation

Leadership Team

Average Tenure

Average Age

Board Members

Average Tenure

Average Age