27E Stock Overview
A technology and analytics company, provides online financial services in the United States, Brazil, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 5/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
Community vs My Fair Value
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Enova International, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$89.50 |
| 52 Week High | US$112.00 |
| 52 Week Low | US$53.50 |
| Beta | 1.44 |
| 1 Month Change | 14.01% |
| 3 Month Change | -15.57% |
| 1 Year Change | 55.65% |
| 3 Year Change | 194.41% |
| 5 Year Change | 728.70% |
| Change since IPO | 378.25% |
Recent News & Updates
Recent updates
Shareholder Returns
| 27E | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 9.8% | 2.7% | 1.4% |
| 1Y | 55.7% | 22.8% | 12.6% |
Return vs Industry: 27E exceeded the German Consumer Finance industry which returned 20% over the past year.
Return vs Market: 27E exceeded the German Market which returned 13.8% over the past year.
Price Volatility
| 27E volatility | |
|---|---|
| 27E Average Weekly Movement | 9.5% |
| Consumer Finance Industry Average Movement | 6.0% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.8% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: 27E's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 27E's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2003 | 1,787 | David Fisher | www.enova.com |
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services.
Enova International, Inc. Fundamentals Summary
| 27E fundamental statistics | |
|---|---|
| Market cap | €2.25b |
| Earnings (TTM) | €209.49m |
| Revenue (TTM) | €1.17b |
10.7x
P/E Ratio1.9x
P/S RatioIs 27E overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 27E income statement (TTM) | |
|---|---|
| Revenue | US$1.30b |
| Cost of Revenue | US$232.47m |
| Gross Profit | US$1.07b |
| Other Expenses | US$837.94m |
| Earnings | US$233.97m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 9.22 |
| Gross Margin | 82.18% |
| Net Profit Margin | 17.94% |
| Debt/Equity Ratio | 314.0% |
How did 27E perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/14 15:08 |
| End of Day Share Price | 2025/05/14 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Enova International, Inc. is covered by 12 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Fotheringham | BMO Capital Markets Equity Research |
| Vincent Caintic | BTIG |
| David Scharf | Citizens JMP Securities, LLC |