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NewtekOne, Inc.DB:1N31 Stock Report

Market Cap €341.7m
Share Price
€11.70
€14.04
16.7% undervalued intrinsic discount
1Y25.6%
7D3.5%
1D
Portfolio Value
View

NewtekOne, Inc.

DB:1N31 Stock Report

Market Cap: €341.7m

NewtekOne (1N31) Stock Overview

Operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. More details

1N31 fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance2/6
Financial Health2/6
Dividends3/6

1N31 Community Fair Values

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NewtekOne, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for NewtekOne
Historical stock prices
Current Share PriceUS$11.70
52 Week HighUS$12.54
52 Week LowUS$8.29
Beta1.37
1 Month Change5.41%
3 Month Change14.93%
1 Year Change25.60%
3 Year Change-22.00%
5 Year Change-58.80%
Change since IPO5.55%

Recent News & Updates

Recent updates

Shareholder Returns

1N31DE Diversified FinancialDE Market
7D3.5%0.04%-0.7%
1Y25.6%-19.3%2.0%

Return vs Industry: 1N31 exceeded the German Diversified Financial industry which returned -21.1% over the past year.

Return vs Market: 1N31 exceeded the German Market which returned -0.7% over the past year.

Price Volatility

Is 1N31's price volatile compared to industry and market?
1N31 volatility
1N31 Average Weekly Movement5.2%
Diversified Financial Industry Average Movement4.4%
Market Average Movement5.9%
10% most volatile stocks in DE Market13.0%
10% least volatile stocks in DE Market2.8%

Stable Share Price: 1N31 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 1N31's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1998572Barry Sloanewww.newtekone.com

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses.

NewtekOne, Inc. Fundamentals Summary

How do NewtekOne's earnings and revenue compare to its market cap?
1N31 fundamental statistics
Market cap€341.72m
Earnings (TTM)€53.20m
Revenue (TTM)€339.68m
6.6x
P/E Ratio
1.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1N31 income statement (TTM)
RevenueUS$393.01m
Cost of RevenueUS$52.54m
Gross ProfitUS$340.47m
Other ExpensesUS$278.93m
EarningsUS$61.55m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.13
Gross Margin86.63%
Net Profit Margin15.66%
Debt/Equity Ratio136.0%

How did 1N31 perform over the long term?

See historical performance and comparison

Dividends

5.4%
Current Dividend Yield
34%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/12 08:44
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

NewtekOne, Inc. is covered by 13 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Harold GoetschB. Riley Securities, Inc.
Christopher YorkCitizens JMP Securities, LLC
Merrill RossCompass Point Research & Trading, LLC