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19YA logo

Yiren Digital DB:19YA Stock Report

Last Price

€4.34

Market Cap

€392.4m

7D

-4.0%

1Y

61.9%

Updated

23 Dec, 2024

Data

Company Financials

19YA Stock Overview

Provides financial services through an AI-powered platform in China. More details

19YA fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

My Notes

Capture your thoughts, links and company narrative

Yiren Digital Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Yiren Digital
Historical stock prices
Current Share PriceUS$4.34
52 Week HighUS$7.30
52 Week LowUS$2.64
Beta0.71
1 Month Change-4.41%
3 Month Change-1.81%
1 Year Change61.94%
3 Year Change70.87%
5 Year Change-4.82%
Change since IPO-34.64%

Recent News & Updates

Recent updates

Shareholder Returns

19YADE Consumer FinanceDE Market
7D-4.0%-3.3%-2.0%
1Y61.9%10.3%6.9%

Return vs Industry: 19YA exceeded the German Consumer Finance industry which returned 10.2% over the past year.

Return vs Market: 19YA exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is 19YA's price volatile compared to industry and market?
19YA volatility
19YA Average Weekly Movement14.3%
Consumer Finance Industry Average Movement4.5%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 19YA's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 19YA's weekly volatility (14%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
2012754Ning Tangwww.yiren.com

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs.

Yiren Digital Ltd. Fundamentals Summary

How do Yiren Digital's earnings and revenue compare to its market cap?
19YA fundamental statistics
Market cap€392.43m
Earnings (TTM)€239.35m
Revenue (TTM)€739.28m

1.6x

P/E Ratio

0.5x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
19YA income statement (TTM)
RevenueCN¥5.63b
Cost of RevenueCN¥870.43m
Gross ProfitCN¥4.76b
Other ExpensesCN¥2.94b
EarningsCN¥1.82b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)20.96
Gross Margin84.53%
Net Profit Margin32.38%
Debt/Equity Ratio0%

How did 19YA perform over the long term?

See historical performance and comparison

Dividends

8.4%

Current Dividend Yield

7%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 07:27
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Yiren Digital Ltd. is covered by 12 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tianli WenBlue Lotus Research Institute
Munyoung ChaBNP Paribas Securities (Asia)
Zeyu YaoChina International Capital Corporation Limited